Banking Law

• D'Oench, Duhme & Co. v. FDIC 315 U.S. 447 (1942)
• US Code
  • 12 U.S.C. - Banks and Banking
  • 15 U.S.C. §1692-1692o Fair Debt Collection Practices Act.
  • 15 U.S.C. - Chapter 2D Investment Companies and Advisors.
  • 18 U.S.C. §1005 False Bank Entries.
  • 18 U.S.C. §1007 False Statement to FDIC.
  • 18 U.S.C. §1344 Bank Fraud.
  • 18 U.S.C. §1517 Obstructing Examination of Financial Institution.
  • 18 U.S.C. §1956-60 Money Laundering.
  • 18 U.S.C. §2113 Bank Robbery.
  • 18 U.S.C. §212-215 Bank Bribery.
  • 18 U.S.C. §656 Theft by Bank Officer or Employee.
  • 18 U.S.C. - Chapter 17 Coins and Currency.
  • 26 U.S.C. - Internal Revenue Code
  • 28 U.S.C. §1348 Banking Associations as Parties to Civil Litigation.
  • 31 U.S.C. - Chapter 53 Monetary Transactions.
  • 42 U.S.C. §4012a Flood Insurance Purchase and Compliance Requirements and Escrow Accounts.
  • 42 U.S.C. §4104a Notification of Special Flood Hazards.
• Uniform Commercial Code Text of the Uniform Commercial Code.
  • Article 3 (Negotiable Instruments) Overview to article 3 Negotiable Instruments; links to parts 1-6 and subsections; links to states that have adopted article 3.
  • Article 4 (Bank Deposits) Overview to article 4 Bank Deposits and Collections; links to parts 1-5 and subsections; links to states that have adopted article 4.
  • Article 4A (Funds Transfers) Overview to article 4A Fund Transfers; links to parts 1-5 and subsections; link to states that have adopted article 4A.

Federal Register/Code of Federal Regulations

• Bank Secrecy Act Regulations Reports of transactions in currency
  • 31 CFR 103.23 Reports of transportation of currency or monetary instruments.
  • 31 CFR 103.24 Reports of foreign financial accounts
  • 31 CFR 103.28 Identification required.
  • 31 CFR 103.33 Records to be made and retained by financial institutions.
  • 31 CFR 103.53 Structured Transactions.
  • 31 CFR 103.57 Civil Penalties.
  • 31 CFR 103.59 Criminal Penalty.
  • Joint Agency Policy Statement
  • Interest Rate Risk Suggests practices to bankers for managing interest rate risk.
• Bank Advisories From the Financial Crimes Enforcement Network of the Department of the Treasury.
• Bank Holding Company Act
• Community Reinvestment Act (CRA) Information and Documents.
• Federal Deposit Insurance Corporation (FDIC) Deposit insurance, bank data, regulations, consumer affairs, FDIC buying and selling, and news.
  • Consumer Rights Your rights with mortgages, credit cards, leasing and more.
  • Federal Register Citations Final Rules, Notices, Statements of Policy and Proposed Rules.
  • Final Rules
  • Notices
  • Proposed Rules
  • Statements of Policy
  • Financial Institution Letters Addressed to the Chief Executive Officers of FDIC-insured institutions; may announce new regulations, special alerts, and new publications.
  • Common Questions and Answers on CAMELS Guidance on the revised Uniform Financial Institutions Rating System (UFIRS) or "CAMELS" rating system.
  • Important Banking Legislation Provides a list of the most important laws affecting banking; no links.
  • Laws, Regulations and Related Acts Includes links to full text versions of:
  • Advisory Opinions
  • Consumer Protection
  • Federal Deposit Insurance Act
  • FRB Regulations
  • General Counsel Opinions
  • Miscellaneous Statutes and Regulations
  • Rules
  • Statements of Policy
• Federal Financial Institutions Examination Council (FFIEC) Promotes uniformity in the supervision of financial institutions.

Federal Financial Institutions Examination Council

• Home Mortgage Disclosure Act (HMDA) Information and Documents.
• Riegle Community Development and Regulatory Improvement Act of 1994
• Federal Reserve Board Press releases, testimony, speeches, monetary policy, regulation and supervision information, research and data.
  • Beige Book - Summary of Commentary on Current Economic Conditions By Federal Reserve District.
  • Community Reinvestment Act Ratings, designations, strategic plans, and exam schedules.
  • FRB Press Releases
  • Enforcement Actions
  • Interstate Branching Information Riegle–Neal Interstate Banking and Branching Efficiency Act.
  • Legal Interpretations Opinions of the Board's staff and not the Board of Governors. Includes letters on Bank Holding Co
  • Purposes and Functions of the Federal Reserve Board - Document
  • Summary of Federal Reserve regulations From the Federal Reserve Board.
  • Summary of Federal Reserve regulations Address significant policy and procedural matters related to the Federal Reserve System's supervisory responsibilities.
• General Accounting Office Reports Full text versions of all publicly released GAO reports beginning with FY 1995.
  • Bank Oversight Few Cases of Tying Have Been Detected Report on banks' compliance with the tying provisions of the Bank Holding Company Act Amendments of 1970.
  • Bank Oversight-- Fundamental Principles for Modernizing the U.S. Structure Discusses efforts to modernize the U.S. federal bank oversight structure.
  • Community Reinvestment Act
  • Challenges Remain to Successfully Implement Examines major problems in implementing the Community Reinvestment Act (CRA).
  • Foreign Banks Assessing Their Role in the U.S. Banking System Reviews the laws and regulations governing foreign banking operations in the United States.
  • Foreign Banks-- Implementation of the Foreign Bank Supervision Enhancement Act of 1991 Federal Reserve's implementation of the Foreign Bank Supervision Enhancement Act.
  • Money Laundering-- FinCEN's Law Enforcement Support, Regulatory, and International Roles Discusses the various anti-money laundering roles of the Department of the Treasury's Financial Crimes Enforcement Network (FinCEN).
  • Money Laundering-- U.S. Efforts to Combat Money Laundering Overseas Discusses U.S. efforts to combat money laundering abroad.
• National Credit Union Administration (NCUA) General information on credit unions, news, reference, and links.
  • NCUA Final Rules
  • NCUA Legislation
  • NCUA Proposed Rules
  • NCUA Rules and Regulations
• Office of Foreign Assets Control Administers and enforces economic and trade sanctions against targeted foreign countries.
  • Foreign Asset Control Regulations for Banks Adobe Acrobat PDF.
• Office of the Comptroller of the Currency (OCC) Overview, publications, news releases, electronic banking and regulatory information.
  • Law Department Enforcement actions, regulations and interpretations, proposed regulations and reports.
• Office of Thrift Supervision (OTS) Programs and services, community affairs, regulations, and institution statistics.
  • Laws, Regulations and Policies

News & Analysis

Banking Law News

Search News

Banking Law Case Summaries

Search Case Summaries

Law Firm Articles

Search Articles