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Car Accidents and Insurance

Since driving a car is so commonplace in the United States and all states require a minimum level of liability insurance, it's important to understand how to work with an insurer after a car accident. FindLaw's Car Accidents and Insurance section covers the basics of insurance coverage as well as in-depth resources on state insurance coverage laws. This section also includes an article on collision insurance (which reimburses you for damage to your vehicle regardless of fault), a thorough explanation of underinsured motorist coverage and whether you need it, and what to do if the other party's insurer denies your claim.

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