{"id":286889,"date":"2023-12-12T08:41:00","date_gmt":"2023-12-12T13:41:00","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/bankruptcy\/before-you-file\/checklist-documents-to-show-to-your-bankruptcy-attorney.html"},"modified":"2024-05-28T13:27:18","modified_gmt":"2024-05-28T18:27:18","slug":"checklist-documents-to-show-to-your-bankruptcy-attorney","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/checklist-documents-to-show-to-your-bankruptcy-attorney.html","title":{"rendered":"Checklist: Documents To Show to Your Bankruptcy Attorney"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Checklist: Documents To Show to Your Bankruptcy Attorney<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw Staff<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/bridget-molitor-jd\/\">Bridget Molitor, JD<\/a>\n                | Last reviewed\n        <time>\n                            May 28, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Filing a bankruptcy petition is not a simple matter for debtors. Rather, it can involve complex dealings with the&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy\/what-is-bankruptcy\/united-states-bankruptcy-courts.html\">bankruptcy court<\/a>, bankruptcy trustee, first meeting of creditors, and lenders. It could also have a major impact on your daily life. Filing for&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy\/chapter-7\/chapter-7-how-it-works.html\">bankruptcy<\/a>&nbsp;can affect your credit score, credit report, and property.<\/p>\r\n<p>Naturally, this is a stressful situation you never envisioned yourself in. The situation can be made easier by making good choices, such as&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/bankruptcy-law\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">hiring a competent bankruptcy attorney<\/a>, collecting your financial data, and familiarizing yourself with bankruptcy forms.<\/p>\r\n<p>Continue reading to learn which documents you need to prepare for your personal bankruptcy case.<\/p>\r\n<h2>What Paperwork Do I Need to File for Bankruptcy?<\/h2>\r\n<p>Use the checklist below to gather the paperwork that complies with the Bankruptcy Code. This checklist can be a useful proactive tool to help you collect and organize the proper paperwork before filing for bankruptcy and paying your filing fee.<\/p>\r\n<p>You can bring this paperwork to an attorney so they can provide you with the best advice and representation.<\/p>\r\n<h3>Financial Records<\/h3>\r\n<p>Your financial records are some of the first documents you should collect prior to your bankruptcy filing. These records will help determine which&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy.html\">type of bankruptcy<\/a>&nbsp;is best suited for you.<\/p>\r\n<p>For example, if your financial documents show you have a regular income that enables you to make monthly payments, your best fit may be&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy\/chapter-13\/chapter-13-reorganization-bankruptcy.html\">Chapter 13 bankruptcy<\/a>&nbsp;for debt relief. This may have significant implications. Chapter 13 allows debtors to keep possession of their property and pay their debts over time with a repayment plan.<\/p>\r\n<p>The needed financial records include:<\/p>\r\n<ul>\r\n<li>Most recent bank statements from all bank accounts<\/li>\r\n<li>Most recent bills from every creditor, including credit cards<\/li>\r\n<li>Most recent payment coupons for vehicles (leased or purchased), real estate, and student loans<\/li>\r\n<li>Bills or invoices for purchases in the last year<\/li>\r\n<li>Receipts<\/li>\r\n<\/ul>\r\n<h3>Legal Records<\/h3>\r\n<p>Any legal history or&nbsp;<a href=\"https:\/\/www.findlaw.com\/litigation.html\">pending litigation<\/a>&nbsp;involving you is information you&#8217;ll want to disclose to your attorney. Previous judgments against you show debts that will determine which bankruptcy is right according to your financial situation. Any pending litigation or current court order also will determine how much you can afford to pay your creditors.<\/p>\r\n<p>Legal records include:<\/p>\r\n<ul>\r\n<li>Files from previous litigation, especially any judgments that have been entered against you<\/li>\r\n<li>Files from previous attorneys<\/li>\r\n<li>Any divorce decree or other court order requiring you to pay child support or maintenance<\/li>\r\n<\/ul>\r\n<h3>Additional Documents<\/h3>\r\n<p>The following list combines your assets and what you need to verify your income. A proper, thorough organization of your assets is extremely important to show you have a set income level. This income determination can be essential in proving you can&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy\/chapter-13\/chapter-13-repayment-plan-and-confirmation-hearing.html\">repay your debts<\/a>&nbsp;over a period of time or in proving a lack of income. This list includes:<\/p>\r\n<ul>\r\n<li>Canceled checks for any expense you can&#8217;t otherwise document<\/li>\r\n<li>All your&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/sample-cease-communications-letter-to-creditor-.html\">correspondence with or regarding creditors<\/a>, especially threat letters<\/li>\r\n<li>All insurance policies<\/li>\r\n<li>Tax returns for the last three years<\/li>\r\n<li>Vehicle titles<\/li>\r\n<li>Your lease or mortgage<\/li>\r\n<li>Any promissory notes you&#8217;ve signed<\/li>\r\n<li>Other documents relating to debts you owe other people<\/li>\r\n<li>Any proof that anyone owes you money<\/li>\r\n<li>Any lawsuits with which you have been served<\/li>\r\n<\/ul>\r\n<h3>Documents Needed to File Chapter 7<\/h3>\r\n<p>You need several documents before filing for a&nbsp;<a href=\"https:\/\/www.findlaw.com\/bankruptcy\/chapter-7.html\">Chapter 7 bankruptcy<\/a>. Although the specific documents may vary depending on your type of case and the district in which you file, you will at least need to gather the following before filing your petition:<\/p>\r\n<ul>\r\n<li>Your tax returns<\/li>\r\n<li>Pay stubs<\/li>\r\n<li>Appraisals of your home, jewelry, and other exempt assets<\/li>\r\n<li>Your car titles<\/li>\r\n<li>Evidence of child support or alimony obligations<\/li>\r\n<li>Bank statements<\/li>\r\n<li>Proof that you took credit counseling<\/li>\r\n<\/ul>\r\n<h2>Related Resources<\/h2>\r\n<ul>\r\n<li><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/legal-help-and-resources\/attorney-intake-questionnaire-hiring-a-bankruptcy-attorney.html\">Attorney Intake Questionnaire: Hiring a Bankruptcy Attorney<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/legal-help-and-resources\/get-legal-help-with-bankruptcy-or-debt.html\">Get Legal Help With Bankruptcy or Debt<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/legal-help-and-resources\/bankruptcy-debt-forms-and-resources.html\">Bankruptcy &amp; Debt: Forms and Resources<\/a><\/li>\r\n<\/ul>\r\n<h2>Planning To File Bankruptcy? Get Legal Advice From a Bankruptcy Law Lawyer<\/h2>\r\n<p>Whether you&#8217;re self-employed, unemployed, or anywhere in between, filing for bankruptcy is a complex process unique to your case.&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/bankruptcy-law\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">Speak to a qualified bankruptcy attorney<\/a>&nbsp;during your initial consultation to learn about the bankruptcy process or if you need any help with your bankruptcy case.<\/p>\r\n<p>A bankruptcy lawyer can help you discharge different types of debt, prevent foreclosure, and gain the fresh start the filer wishes to obtain.<\/p>\r\n<h2>You May Also Like:<\/h2>\r\n<ul>\r\n<li><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/checklists---sample-forms-.html\">Bankruptcy Checklists and Sample Forms<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/attorney-intake-questionnaire--hiring-a-bankruptcy-attorney.html\">Using a Bankruptcy Attorney: What To Expect<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/sample-cease-communications-letter-to-creditor-.html\">Sample Cease Communications Letter to Creditor<\/a><\/li>\r\n<\/ul>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" 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id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 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class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n         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for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                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                 id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        \n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div 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class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"general-list\">\n    <h3>You May Also Like:<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/checklists-sample-forms-.html\">\n                        Bankruptcy Checklists and Sample Forms\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/attorney-intake-questionnaire-hiring-a-bankruptcy-attorney.html\">\n                        Working With a Bankruptcy Attorney: Questions To Prepare For\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/bankruptcy\/before-you-file\/sample-cease-communications-letter-to-creditor-.html\">\n                        Sample Cease Communications Letter To Creditor\n                    <\/a>\n                <\/li>\n                        <\/ul>\n<\/div>\n\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>There are several documents you need before filing bankruptcy, including chapter 7. Use this checklist from FindLaw for the documents you\u2019ll need.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":286885,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2727],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-286889","page","type-page","status-publish","hentry","category-bankruptcy"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/286889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=286889"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/286889\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/286885"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=286889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=286889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=286889"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=286889"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=286889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}