{"id":351867,"date":"2016-04-04T10:46:06","date_gmt":"2016-04-04T15:46:06","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/family\/living-together.html"},"modified":"2025-03-19T11:00:00","modified_gmt":"2025-03-19T16:00:00","slug":"living-together","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/family\/living-together.html","title":{"rendered":"Living Together: Laws and Rights"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <div\n    data-testid=\"fl-general-title\"\n    class=\"fl-general-title fl-flex fl-gap20 fl-items-end\"\n>\n    <div class=\"fl-general-title-heading fl-flex fl-flex-column\">\n        <h1\n            class=\"fl-h1 fl-general-title-title fl-no-spacing\"\n            data-testid=\"fl-general-title-title\"\n        >\n            Living Together: Laws and Rights\n        <\/h1>\n        <p\n            class=\"fl-general-title-description fl-text-xl fl-no-margin\"\n            data-testid=\"fl-general-title-description\"\n        >\n            Living together can sometimes result in unforeseen legal issues. Some steps may help reduce legal headaches during a breakup.\n        <\/p>\n    <\/div>\n<\/div>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/aisha-success-esq\/\">Aisha Success, Esq.<\/a>\n                | Last updated\n        <time>\n                            March 19, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Living together can sometimes result in unforeseen legal issues. While there\u2019s a chance you and your significant other will stay together forever, you do need to plan in case of a breakup. You don\u2019t have the <a href=\"https:\/\/www.findlaw.com\/family\/marriage\/marriage-law-overview.html\">legal protections<\/a> that married couples do.<\/p>\n<p>This section of FindLaw provides valuable information for unmarried couples who live together. We refer to this situation as &quot;<a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-do-s-and-don-ts.html\">cohabitation<\/a>.&quot; Here, we\u2019ll discuss some of the major issues you may encounter as part of an unmarried couple. We\u2019ll also explain the differences between being married and cohabiting.<\/p>\n<p>Use the menus below to navigate to the most relevant topic, or scroll down to continue reading about cohabitation.<\/p>\n\n<div\n    class=\"fl-category-overview\"\n    data-testid=\"fl-category-overview\"\n>\n    <div\n        class=\"fl-accordion fl-category-overview-container\"\n        id=\"category-overview\"\n        data-testid=\"fl-accordion\"\n    >\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-1-category-overview\"\n               aria-labelledby=\"button-1-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-1-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-1-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Living Together Overview\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-1-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-do-s-and-don-ts.html\" class=\"fl-list-item-link\">\n                                    <span>Cohabitation and the Law: Tips and Warnings<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/tips-for-unmarried-parents-who-want-to-raise-children-together.html\" class=\"fl-list-item-link\">\n                                    <span>Tips for Unmarried Parents Who Want to Raise Children Together<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-background-and-trends.html\" class=\"fl-list-item-link\">\n                                    <span>Cohabitation: Background and Legal Issues<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/marriage-vs-cohabitation.html\" class=\"fl-list-item-link\">\n                                    <span>Marriage vs. Cohabitation<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-2-category-overview\"\n               aria-labelledby=\"button-2-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-2-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-2-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Cohabitation and Property\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-2-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/unmarried-couples-and-property-basics.html\" class=\"fl-list-item-link\">\n                                    <span>Unmarried Couples: Basics of Your Property Rights<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-property-rights-for-unmarried-couples.html\" class=\"fl-list-item-link\">\n                                    <span>Cohabitation Property Rights for Unmarried Couples<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/top-10-reasons-for-unmarried-partners-to-own-property-as-joint.html\" class=\"fl-list-item-link\">\n                                    <span>Unmarried Partners Owning Property as Joint Tenants: Top 10 Reasons<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-and-property.html\" class=\"fl-list-item-link\">\n                                    <span>Cohabitation and Personal Property<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/rights-to-property-when-a-girlfriend-boyfriend-dies.html\" class=\"fl-list-item-link\">\n                                    <span>Rights To Personal Property and Real Property When Your Partner Dies<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-3-category-overview\"\n               aria-labelledby=\"button-3-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-3-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-3-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Cohabitation Agreements\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-3-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-agreements.html\" class=\"fl-list-item-link\">\n                                    <span>Cohabitation Agreements<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/validity-of-living-together-contracts.html\" class=\"fl-list-item-link\">\n                                    <span>Is Your Cohabitation Agreement Valid?<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/sample-cohabitation-agreement.html\" class=\"fl-list-item-link\">\n                                    <span>Sample Cohabitation Agreement<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-4-category-overview\"\n               aria-labelledby=\"button-4-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-4-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-4-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Estate Planning for Couples\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-4-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/unmarried-partners-medical-directives-and-the-durable-power-of.html\" class=\"fl-list-item-link\">\n                                    <span>Unmarried Partners, Medical Directives and the Durable Power of Attorney for Finances<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/wills-and-durable-power-of-attorney-for-health-care.html\" class=\"fl-list-item-link\">\n                                    <span>Wills and Durable Powers of Attorney for Unmarried Couples<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n            <\/div>\n<\/div>\n\n<h2>Living Together: The Big Picture<\/h2>\n<p>Cohabitating can be a valuable test of a relationship. It can prove whether you are a good match for <a href=\"https:\/\/www.findlaw.com\/family\/marriage.html\">marriage<\/a>. However, this arrangement can also lead to unique legal problems.<\/p>\n<p>Living together is much more relaxed and has fewer legal ramifications than marriage. But, if the relationship ends, <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-background-and-trends.html\">cohabitating couples<\/a> may face uncertainty.<\/p>\n<p>This may leave couples in legal limbo about how to divide money and property and how to share children. When married people break up, they get divorced. The courts resolve issues such as spousal support and how to divide <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-and-property.html\">shared property<\/a>.<\/p>\n<p>When you live with someone for years but never marry, you don\u2019t have the benefit of your <a href=\"https:\/\/www.findlaw.com\/family\/divorce\/divorce-information-by-state.html\" title=\"state\u2019s divorce laws\">state\u2019s divorce laws<\/a>. The rights of unmarried couples are not as cut and dry as they are for married couples.<\/p>\n<h2>Cohabitation Do&#8217;s and Don&#8217;ts<\/h2>\n<p>Unmarried couples living together face different issues from married couples. Since they don\u2019t have the legal protections of marriage, they must protect themselves in another way.<\/p>\n<p>Some of the things unmarried partners should consider before moving in together include:<\/p>\n<ol>\n<li><p>Create a domestic partnership or <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-agreements.html\">cohabitation agreement<\/a> that outlines the parties\u2019 rights and responsibilities. Be sure to include provisions about property ownership, joint accounts, estate planning, insurance policies, and healthcare.<\/p>\n<\/li>\n<li><p>Consider estate planning and probate issues. These may include <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-property-rights-for-unmarried-couples.html\">property rights<\/a>, pensions, and social security benefits for surviving partners.<\/p>\n<\/li>\n<li><p>Consider health insurance for domestic partners if they are available through your employer. This is especially important for <a href=\"https:\/\/www.findlaw.com\/family\/marriage\/states-that-allow-same-sex-marriage.html\">same-sex couples<\/a>.<\/p>\n<\/li>\n<li><p>Keep titles and finances separate. Keep accurate records of the parties&#8217; contributions to shared property. For instance, if one partner loans the other money, specify as much in a written agreement. The same is true for expensive gifts. This is especially true for real estate. Both names must be on the property\u2019s deed. Otherwise, one party may end up with nothing if the relationship goes south.<\/p>\n<\/li>\n<li><p>Don&#8217;t mix assets like a joint bank account or credit card. This can create potential liabilities and legal issues if the relationship ends.<\/p>\n<\/li>\n<li><p>Don&#8217;t assume that a long-term relationship automatically creates a <a href=\"https:\/\/www.findlaw.com\/family\/marriage\/common-law-marriage.html#:~:text=In%20family%20law%2C%20common-law%20marriage%20is%20a%20legal,never%20got%20a%20marriage%20license%20or%20marriage%20certificate.\">common-law marriage<\/a>. Only seven states recognize common-law marriage. Odds are, your state isn&#8217;t one of them. Even if you do live in a common-law state, there&#8217;s no guarantee that you meet the legal requirements for common-law marriage.<\/p>\n<\/li>\n<li><p>Don&#8217;t hold yourselves out to the public as a married couple.<\/p>\n<\/li>\n<li><p>Don&#8217;t become financially dependent on your cohabitant.<\/p>\n<\/li>\n<\/ol>\n<p>Cohabitating couples should be aware of the legal implications of their living situation. Unmarried partners <a href=\"https:\/\/www.findlaw.com\/family\/living-together\/marriage-vs-cohabitation.html\" title=\"don\u2019t enjoy the same legal status\">don\u2019t enjoy the same legal status<\/a> as married partners.<\/p>\n<p>It may be best to contact a local <a href=\"https:\/\/lawyers.findlaw.com\/family-law\/\" title=\"family law attorney\" target=\"_blank\" rel=\"noopener\">family law attorney<\/a> to help you understand your state&#8217;s specific laws. They can also help you understand how these laws apply to your situation.<\/p>\n<h2>Special Considerations for Cohabiting Couples<\/h2>\n<p>There are certain things to remember if you choose to live with someone instead of getting married. Sometimes, it\u2019s not even a conscious decision to cohabitate or marry. It\u2019s just the natural progression in a relationship.<\/p>\n<p>Regardless of how you come to live with your partner or significant other, there are certain things you need to think about as far as the big picture is concerned:<\/p>\n<ol>\n<li><p>Cohabitation and Property &#8211; <a href=\"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer\/divorce.html\">Divorcing spouses<\/a>&nbsp;<a href=\"https:\/\/www.findlaw.com\/family\/divorce\/divorce-property-division-faq.html\">divide their property<\/a> at the end of their relationship. Cohabitating couples don&#8217;t have the benefit of equitable distribution and property division.<\/p>\n<\/li>\n<li><p>Alimony and Spousal Support: Cohabitation law does not provide for alimony or financial support. When you get divorced, the court may award you alimony or <a href=\"https:\/\/www.findlaw.com\/family\/divorce\/spousal-support-alimony-basics.html\">spousal support<\/a>. This isn\u2019t the case for cohabiting couples. Unless you have a written cohabitation agreement, there\u2019s a good chance you\u2019ll receive nothing when you end the relationship.<\/p>\n<\/li>\n<li><p><a href=\"https:\/\/www.findlaw.com\/estate\/wills\/inheritance-law-and-your-rights.html\">Inheritance Rights<\/a>: Every state has intestacy laws that protect a decedent\u2019s spouse. For example, in California, when someone dies intestate (without a will), their spouse gets everything. This doesn\u2019t apply to unmarried couples. A surviving partner can live with someone your entire adult life and receive nothing when they die. It all depends on whether they have a will and what your state\u2019s intestacy laws say.<\/p>\n<\/li>\n<li><p>Cohabitation and Kids &#8211; Cohabitating couples face unique legal challenges related to <a href=\"https:\/\/www.findlaw.com\/family\/child-custody.html\">child custody<\/a> and child support payments. If you and your partner have children together, it\u2019s essential that you have a written agreement outlining how you\u2019ll handle these issues should you break up.<\/p>\n<\/li>\n<li><p>Cohabitation and <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/life-insurance.html\">Life Insurance<\/a> &#8211; Not all insurance policies offer options for cohabitating partners. Read your policy carefully to ensure it protects you and your partner. For example, you and your significant other will likely name each other as their life insurance policy beneficiaries. Have an attorney review your policies to ensure you won\u2019t run into trouble when filing a claim.<\/p>\n<\/li>\n<\/ol>\n<h2>Cohabitation Agreements<\/h2>\n<p>Creating and signing a&nbsp;<a href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-agreements.html\">cohabitation agreement<\/a>, sometimes called a &quot;living together contract,&quot; will help avoid many common problems. These contracts can determine financial arrangements or clarify property ownership. They can also list each party&#8217;s rights and responsibilities should cohabitation end.<\/p>\n<p>You may also consider other legal agreements, such as a <a href=\"https:\/\/dictionary.findlaw.com\/definition\/power-of-attorney.html\" target=\"_blank\" rel=\"noopener\">power of attorney<\/a> or prenuptial agreements. A power of attorney gives a third party legal authority to make decisions on your behalf.&nbsp;<\/p>\n<p><a href=\"https:\/\/www.findlaw.com\/family\/marriage\/prenuptial-agreements.html\">Prenuptial agreements<\/a> can help unmarried couples protect their assets. Prenups can also help clarify financial responsibilities should your relationship end.<\/p>\n<p>Whatever you do, make sure your agreement is in writing. You must also ensure that your agreement complies with state law.<\/p>\n<h2>Get Legal Help Before Moving in Together<\/h2>\n<p>Cohabitating couples should consider speaking to a <a href=\"https:\/\/lawyers.findlaw.com\/family-law\/\" target=\"_blank\" rel=\"noopener\">family law attorney<\/a> before moving in together. Your attorney will provide you with sound legal advice and can help draft your cohabitation agreement. They may also prove helpful should you and your partner end your relationship.<\/p>\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path 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class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    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class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div 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<div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Family law matters are often complex and require a lawyer\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Lawyers can protect your rights and seek the best outcome\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored family law advice and ask a lawyer questions. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/family-law\/#USER_GEO\/?fli=esum\" title=\"Family Law Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Attorney Directory<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/family-law\/\" target=\"_blank\" rel=\"noopener\">Family Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/child-support\/\" target=\"_blank\" rel=\"noopener\">Child Support Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/same-sex\/\" target=\"_blank\" rel=\"noopener\">Same Sex Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/fathers-rights\/\" target=\"_blank\" rel=\"noopener\">Father&#8217;s Rights Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/adoption\/\" target=\"_blank\" rel=\"noopener\">Adoption Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/custody-visitation\/\" target=\"_blank\" rel=\"noopener\">Custody and Visitation Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/divorce\/\" target=\"_blank\" rel=\"noopener\">Divorce Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n\n\n    <\/div>\n<\/div><div class=\"popularRecent\">\n    <div class=\"row popular-recent\">\n        <h2 class=\"popular-recent-title\">Looking for More Information?<\/h2>\n        <div class=\"popular-recent-item\">\n            <div class=\"popular-recent-item-image\">\n                <img decoding=\"async\" src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745849290\/ability-law\/wp-prod\/general-components-popular-recent-popular\/general-components-popular-recent-popular.svg?_i=AA\"\n                    alt=\"\">\n            <\/div>\n            <div class=\"popular-recent-item-content\">\n                <h3>Popular Law Articles<\/h3>\n                <ul class=\"fl-list\">\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-property-rights-for-unmarried-couples.html\">Cohabitation Property Rights for Unmarried Couples<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/unmarried-couples-and-property-basics.html\">Unmarried Couples and Property &#8211; Basics<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/sample-cohabitation-agreement.html\">Sample Cohabitation Agreement<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/marriage-vs-cohabitation.html\">Marriage vs. Cohabitation<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/tips-for-unmarried-parents-who-want-to-raise-children-together.html\">Tips for Unmarried Parents Who Want to Raise Children Together<\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n        <div class=\"popular-recent-item\">\n            <div class=\"popular-recent-item-image\">\n                <img decoding=\"async\" src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745849421\/ability-law\/wp-prod\/general-components-popular-recent-recent_12960fdca\/general-components-popular-recent-recent_12960fdca.svg?_i=AA\"\n                    alt=\"\">\n            <\/div>\n            <div class=\"popular-recent-item-content\">\n                <h3>Most Recent Law Articles<\/h3>\n                <ul class=\"fl-list\">\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/cohabitation-and-property.html\">\n                                Cohabitation and Personal Property\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/marriage-vs-cohabitation.html\">\n                                Marriage vs. Cohabitation\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/unmarried-partners-medical-directives-and-the-durable-power-of.html\">\n                                Unmarried Partners: Medical Directives and the Durable Power of Attorney for Finances\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/rights-to-property-when-a-girlfriend-boyfriend-dies.html\">\n                                Rights To Personal Property and Real Property When Your Partner Dies\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/family\/living-together\/sample-cohabitation-agreement.html\">\n                                Sample Cohabitation Agreement\n                            <\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>FindLaw discusses cohabitation rights and how to protect yourself while cohabiting, including property rights, insurance, and inheritance rights.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":351544,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/OverviewPageController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2730],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-351867","page","type-page","status-publish","hentry","category-family"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/351867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=351867"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/351867\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/351544"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=351867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=351867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=351867"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=351867"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=351867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}