{"id":352564,"date":"2016-04-04T10:42:05","date_gmt":"2016-04-04T15:42:05","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/credit-banking-finance\/what-does-a-credit-repair-attorney-do.html"},"modified":"2024-01-22T13:55:55","modified_gmt":"2024-01-22T18:55:55","slug":"what-does-a-credit-repair-attorney-do","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/credit-banking-finance\/what-does-a-credit-repair-attorney-do.html","title":{"rendered":"What Does a Credit Repair Attorney Do?"},"content":{"rendered":"\n
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What Does a Credit Repair Attorney Do?<\/h1>\n
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\n By Olivia Wathne, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Credit repair is the process you use to challenge inaccurate information on your credit report. These types of entries may be inaccurate, misleading, or otherwise flawed. Despite their inaccuracy, your score will dip as a result. <\/p>\r\n

Credit report errors are common. A 2021 Consumer Reports<\/a> investigation found that one-third of the consumers who volunteered for the investigation found errors in their credit reports. Error or not, these mistakes lower your credit score. This can lead to higher interest rates and a bad credit rating.<\/p>\r\n

In simpler times, correcting one of these credit report errors entailed a simple phone call. Nowadays, it’s not uncommon to read horror stories about just how hard it is to get inaccuracies removed from your credit reports.<\/p>\r\n

Correcting your credit report is often a time-consuming and complex lesson in frustration, but given the importance of your credit score, you can’t afford to ignore it. In situations like these, you may need the help of a qualified credit repair attorney.<\/p>\r\n

What does a credit repair attorney do?<\/h2>\r\n

Credit repair attorneys perform a number of services aimed at repairing your credit, including:<\/p>\r\n