{"id":352584,"date":"2017-06-01T16:10:21","date_gmt":"2017-06-01T21:10:21","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/flood-insurance.html"},"modified":"2024-01-31T11:41:53","modified_gmt":"2024-01-31T16:41:53","slug":"flood-insurance","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/flood-insurance.html","title":{"rendered":"Flood Insurance"},"content":{"rendered":"\n
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Flood Insurance<\/h1>\n
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\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

If you don’t live in a high-risk flood zone, an area with the greatest risk of flooding, you may not have considered buying flood insurance. However, purchasing a flood policy is prudent for many owners and renters.<\/p>\r\n

Flooding can happen anywhere. Natural disasters are increasing each year. There’s a chance for flood damage, even in areas considered low-risk. Typical renters’ insurance and standard homeowners’ insurance policies<\/a> don’t cover most types of flood damage.<\/p>\r\n

Below, you’ll find an in-depth explanation of the following:<\/p>\r\n