{"id":352588,"date":"2017-06-12T13:48:20","date_gmt":"2017-06-12T18:48:20","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/how-to-become-a-licensed-insurance-agent.html"},"modified":"2024-04-15T08:46:51","modified_gmt":"2024-04-15T13:46:51","slug":"how-to-become-a-licensed-insurance-agent","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/how-to-become-a-licensed-insurance-agent.html","title":{"rendered":"How To Become a Licensed Insurance Agent"},"content":{"rendered":"\n
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How To Become a Licensed Insurance Agent<\/h1>\n
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\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Many types of insurance products serve consumers today. These include life insurance, long-term care insurance, and health insurance, to name a few. Insurance companies seek to meet consumer demand. As such, the insurance industry is subject to several insurance laws<\/a> to protect consumers and the financial markets.<\/p>\r\n

One category of laws governs the licensing of insurance producers. Insurance producers are people who engage in insurance sales<\/a>. Insurance agents or insurance producers must be licensed in each state where they serve as an insurance salesperson. This requires them to pass an insurance license exam and meet other state-specific licensing requirements.<\/p>\r\n

Licensed insurance agents sell insurance policies and help clients file claims. Many rely on these services to provide a crucial safety net for anything from minor fender benders to devastating natural disasters or severe illnesses.<\/p>\r\n

Many people find a career in insurance sales attractive\u2014you can study and pass the exam relatively quickly. Education requirements are often limited to a high school diploma and an insurance license.<\/p>\r\n

What does it take to become a licensed insurance agent? The particular requirements vary by state. But this article outlines common parts of the application process. It also discusses general requirements for pre-license education. These may include the following:<\/p>\r\n