{"id":352591,"date":"2017-07-21T16:16:21","date_gmt":"2017-07-21T21:16:21","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/insurance-agent-license-requirements-by-state.html"},"modified":"2017-07-21T16:29:21","modified_gmt":"2017-07-21T21:29:21","slug":"insurance-agent-license-requirements-by-state","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/insurance-agent-license-requirements-by-state.html","title":{"rendered":"Insurance Agent License Requirements by State"},"content":{"rendered":"\n
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Insurance Agent License Requirements by State<\/h1>\n
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Created by FindLaw’s team<\/a> of legal writers and editors<\/i><\/p>\n\n | Last updated\n

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Insurance agents have the important role of providing the public with insurance coverage for our families, homes, and property. Many of us rely on the protections offered through insurance, and trust our insurance agents to recommend appropriate and comprehensive coverage. It’s therefore not surprising that all states require insurance agents to become licensed before selling insurance to the public. The specific requirements for an agent to become licensed varies considerably from state to state.<\/p>\n

State Insurance Agent Requirements<\/h2>\n

Insurance "producers," commonly known as insurance agents or brokers, are individuals who are licensed by a state’s insurance department to sell insurance within that state. Each state has its own set of procedures for applying for a producer’s license. The process will vary depending on the type of insurance\u2014known as a "line of authority"\u2014that you intend to sell. While the exact procedures vary, many states require applicants to complete pre-licensing training courses, pass an exam, and submit to fingerprinting.<\/p>\n

In most states, requirements for becoming a producer will also differ depending on if you’re a resident of the state in which you are applying, if you’re a resident of a different state, or if you’re already licensed but planning on relocating to a new state. You’ll want to be sure to review the resident and non-resident requirements for your state carefully.<\/p>\n

Lines of Authority<\/h2>\n

Insurance producers must be licensed for each line of authority that they sell. You can be licensed for more than one line of authority, but in many states you must take separate pre-licensing training courses and exams for each line. Some common lines of authority include:<\/p>\n