{"id":352597,"date":"2017-07-20T17:23:13","date_gmt":"2017-07-20T22:23:13","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/insurance-endorsements.html"},"modified":"2024-03-28T17:49:58","modified_gmt":"2024-03-28T22:49:58","slug":"insurance-endorsements","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/insurance-endorsements.html","title":{"rendered":"Insurance Endorsements"},"content":{"rendered":"\n
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Insurance Endorsements<\/h1>\n
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\n By FindLaw Staff<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Anyone who has insurance coverage knows that the insurance contract is essential. It’s important to understand your policy at the time of purchase to ensure you’re adequately protected.<\/p>\r\n

Insurance endorsements work to change your insurance policy<\/a> and adjust your coverage. This usually means the policyholder adds or modifies coverage. Learn more about one crucial insurance policy document \u2014 an insurance endorsement.<\/p>\r\n

Insurance Endorsements Defined<\/h2>\r\n

An insurance policy endorsement is a supplement or additional document attached to the insurance contract. It’s a legally binding change to an insurance policy. The endorsement indicates policy changes to the existing policy. It serves to amend the original policy in some way. Endorsements are also called insurance riders, riders, insurance endorsements, or amendatory endorsements.<\/p>\r\n

An endorsement can do any of the following:<\/p>\r\n