{"id":352599,"date":"2017-06-13T14:34:13","date_gmt":"2017-06-13T19:34:13","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/insurance-policies.html"},"modified":"2024-06-25T09:51:14","modified_gmt":"2024-06-25T14:51:14","slug":"insurance-policies","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/insurance-policies.html","title":{"rendered":"Insurance Policies"},"content":{"rendered":"\n
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Insurance Policies<\/h1>\n
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\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Just about everyone has an insurance policy of one type or another. Whether the insurance is for your small business or household, insuring against risks is a wise financial move. In some cases, such as automobile insurance<\/a>, you are legally required to have insurance.<\/p>\r\n

Insurance policies come in all varieties. But some aspects of insurance policies are generally universal. For example, policies include a declaration page<\/a>. It identifies the following:<\/p>\r\n