{"id":352604,"date":"2017-05-31T18:34:15","date_gmt":"2017-05-31T23:34:15","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/pet-insurance.html"},"modified":"2023-12-12T15:50:06","modified_gmt":"2023-12-12T20:50:06","slug":"pet-insurance","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/pet-insurance.html","title":{"rendered":"Pet Insurance"},"content":{"rendered":"\n
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Pet Insurance<\/h1>\n
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\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Most animal lovers agree that pets are members of the family. Usually, pet owners will do anything to make sure their furry friends are healthy and happy. It’s no surprise, then, that health care for a pet is important for a pet parent’s peace of mind.<\/p>\r\n

Unfortunately, providing pets with medical care from a licensed veterinarian can be expensive. This can be the case whether it is routine care, emergency care, or preventative care.<\/p>\r\n

Pet insurance works to help in certain circumstances. Read on to learn more about your options when it comes to coverage options for pet health insurance.<\/p>\r\n

Pet Insurance<\/h2>\r\n

Anyone who has had a beloved pet suffer from an illness or injury knows that the cost of veterinary services from providers can be quite expensive. Surgeries and exam fees can be thousands of dollars. Cancer treatments for a pet can easily cost upwards of $5,000, and treating congenital health issues can cost more than $20,000.<\/p>\r\n

How Pet Insurance Can Help<\/h3>\r\n

The goal behind pet insurance is to provide coverage for a portion of your pet’s vet bills. Having an illness plan or related wellness coverage from an insurance agency can help pet owners avoid "economic euthanasia." Economic euthanasia occurs when you can’t afford treatment for your pet.<\/p>\r\n

Pet insurance has become increasingly popular nationwide. Employers even offer enrollment with insurance providers for a pet plan as an optional employee benefit.<\/p>\r\n

Pet insurance helps you manage unexpected veterinary bills for pet care. A pet insurance plan can help by reimbursing you for the cost of care up to the reimbursement level if your pet has an accident or becomes ill.<\/p>\r\n

Although pets are often bona fide members of the family, they are viewed as property, not as people. For this reason, insurance law<\/a> views pet insurance more like property insurance rather than health insurance.<\/p>\r\n

Pet Insurance Coverage<\/h2>\r\n

Pet insurance costs<\/a> are highly variable. A pet insurance quote can provide the best estimate as to what it will cost for the coverage you seek. The best pet insurance is the policy that covers your needs as a policyholder at a price that you are willing to pay.<\/p>\r\n

The cost is determined by a number of factors. Pet insurance cost is impacted by:<\/p>\r\n