{"id":352611,"date":"2017-06-28T17:02:23","date_gmt":"2017-06-28T22:02:23","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/the-insurance-claim-process.html"},"modified":"2024-03-29T15:31:52","modified_gmt":"2024-03-29T20:31:52","slug":"the-insurance-claim-process","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/the-insurance-claim-process.html","title":{"rendered":"The Insurance Claim Process"},"content":{"rendered":"\n
\n \n
\n

The Insurance Claim Process<\/h1>\n
\n
\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
\n

This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
\n

The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Accidents happen to everyone. Dealing with a car accident, damage to your home, health care bills, or a personal injury lawsuit<\/a> can be overwhelming. <\/p>\r\n

You pay insurance premiums for a reason. If you need to make an auto insurance claim following a major accident where you’re at fault, you’ll be grateful that you have collision coverage. Insurance can reduce out-of-pocket costs and may even provide a rental car until yours is replaced or repaired.<\/p>\r\n

No matter what type of insurance claim you must file, it’s helpful to know the process for a claim. Being familiar with the insurance claim<\/a> process and understanding how an insurance claim works can help you get the most out of your insurance coverage. It will also set realistic expectations to minimize the frustration of the process.<\/p>\r\n

The following article discusses critical points to remember as you embark on the insurance claim process.<\/p>\r\n

Preliminary Steps in the Insurance Claim Process<\/h2>\r\n

Insurance claims processing varies based on the type of insurance. There are common tips to remember regardless of the type of claim.<\/p>\r\n

In all cases, a policyholder must examine the insurance policy<\/a>. This will help you understand your rights and responsibilities. These rights and responsibilities include the following:<\/p>\r\n