{"id":352614,"date":"2017-07-10T17:05:38","date_gmt":"2017-07-10T22:05:38","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/types-of-insurance-claims.html"},"modified":"2024-03-28T10:30:44","modified_gmt":"2024-03-28T15:30:44","slug":"types-of-insurance-claims","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/types-of-insurance-claims.html","title":{"rendered":"Types of Insurance Claims"},"content":{"rendered":"\n
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Types of Insurance Claims<\/h1>\n
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\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

There are just as many types of insurance claims as there are types of insurance. In exchange for insurance coverage, the policyholder makes insurance premium payments. At some point, a policyholder may need to contact the insurance company for help with a claim.<\/p>\r\n

Some insurance claims must be filed with your own insurance company. You file other claims with someone else’s insurance plan. The type of coverage<\/a> purchased determines what insurance consumers can expect during the claims process.<\/p>\r\n

You can file a claim for property damage, bodily injury, the death of a loved one, health care benefits, and premises liability<\/a>, to name a few. Read on to learn more about different types of insurance claims.<\/p>\r\n

Accidents and Injuries: Filing a Claim With Your Own Insurance Company<\/h2>\r\n

Insurance claims for accident-related policies must be brought in a short period after the incident. These types of policies include the following:<\/p>\r\n