{"id":352618,"date":"2017-07-18T17:04:55","date_gmt":"2017-07-18T22:04:55","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/understanding-the-insurance-declaration-page.html"},"modified":"2024-06-20T09:45:22","modified_gmt":"2024-06-20T14:45:22","slug":"understanding-the-insurance-declaration-page","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/understanding-the-insurance-declaration-page.html","title":{"rendered":"Understanding the Insurance Declaration Page"},"content":{"rendered":"\n
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Understanding the Insurance Declaration Page<\/h1>\n
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\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

You’ve obtained insurance quotes from different insurance providers, compared coverage limits and exclusions, and selected a policy. You even paid the insurance premium; coverage is now in place. That’s the heavy lifting needed to get coverage.<\/p>\r\n

You received policy documents, including the insurance declaration page. This page provides a snapshot of your coverage and makes it easy to access basic information about the policy. It’s often easier to review the declaration page for quick information rather than reading through the entire policy, which can be 20-30 pages or more.<\/p>\r\n

Once you’ve purchased a new insurance policy<\/a>, policyholders should review the new policy’s declarations page. Make sure coverages are accurate, including deductible amounts. It’s best to address any coverage issues before you have a claim.<\/p>\r\n

An insurance declaration page, or \u201cdec page," is typically the first page of an insurance policy for certain types of coverage. This includes home insurance policies, auto insurance policies, and business insurance policies. It’s a simplified one or two-page document summarizing the details of your policy.<\/p>\r\n

Reviewing the insurance declaration page is an important step. You can confirm you have the coverage you thought you purchased or make corrections. The declaration page typically provides the following:<\/p>\r\n