{"id":352627,"date":"2017-06-28T17:12:12","date_gmt":"2017-06-28T22:12:12","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/insurance\/what-is-insurance-bad-faith.html"},"modified":"2024-04-02T12:45:03","modified_gmt":"2024-04-02T17:45:03","slug":"what-is-insurance-bad-faith","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/insurance\/what-is-insurance-bad-faith.html","title":{"rendered":"What Is Insurance Bad Faith?"},"content":{"rendered":"\n
\n \n
\n

What Is Insurance Bad Faith?<\/h1>\n
\n
\n By Oni Harton, J.D.<\/a> | Legally reviewed by Melissa Bender, Esq.<\/a>\n | Last reviewed\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
\n

This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
\n

The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

You pay for insurance coverage to protect you and provide compensation if you must file an insurance claim. You’ve been a responsible policyholder, paying your premiums on time and abiding by the terms of your policy. You’ve never even thought of engaging in insurance fraud<\/a>. <\/p>\r\n

You expect your insurer to abide by the terms of the agreement and maintain a good client relationship. When you have a claim, you expect your insurance company to hold up its end of the insurance contract.<\/p>\r\n

In most cases, insurers will resolve the claimant’s issue following a claim adjuster’s thorough case evaluation. The insurer typically resolves the claim when there is a reasonable basis for the claim.<\/p>\r\n

Unfortunately, some insurance companies make resolving valid claims difficult. Insurance company acts can amount to insurance bad faith claims.<\/p>\r\n

Bad faith insurance practices can include any of the following:<\/p>\r\n