{"id":352663,"date":"2016-04-04T10:42:05","date_gmt":"2016-04-04T15:42:05","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/online-scams\/consumer-scams-faq.html"},"modified":"2025-01-15T14:27:40","modified_gmt":"2025-01-15T19:27:40","slug":"consumer-scams-faq","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/online-scams\/consumer-scams-faq.html","title":{"rendered":"Consumer Scams FAQ"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Consumer Scams FAQ<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/hannah-hilst\/\">Hannah Hilst<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/melissa-bender-esq\/\">Melissa Bender, Esq.<\/a>\n                | Last updated\n        <time>\n                            January 15, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Consumer&nbsp;<a href=\"https:\/\/www.usa.gov\/scams-and-fraud\" target=\"_blank\" rel=\"noopener\">scams<\/a>&nbsp;come in all shapes, sizes, and forms. Scammers constantly invent new ways to trick and steal from others. But even if you know how a scam works, it might still catch you off-guard. Plus, many otherwise&nbsp;<a href=\"https:\/\/intelligencebank.com\/insights\/false-advertising-examples-7-times-brands-went-too-far\/\" target=\"_blank\" rel=\"noopener\">legitimate businesses have faced accusations<\/a>&nbsp;of deceiving customers.<\/p>\r\n<p>Below, you can find answers to frequent questions about scams, including what to do if someone scams you.<\/p>\r\n<ul>\r\n<li><a href=\"#Victim\">What should I do if I&#8217;m the victim of a scam?<\/a><\/li>\r\n<li><a href=\"#Money\">Can I get my money back?<\/a><\/li>\r\n<li><a href=\"#Complaint\">Where do I file a fraud complaint?<\/a><\/li>\r\n<li><a href=\"#Mail\">I got a product in the mail that I never ordered. Do I have to pay for it?<\/a><\/li>\r\n<li><a href=\"#Scams\">What are some of the most common scams?<\/a><\/li>\r\n<li><a href=\"#How\">How can I tell if something is a scam?<\/a><\/li>\r\n<li><a href=\"#Lawyer\">Get a lawyer&#8217;s help<\/a><\/li>\r\n<\/ul>\r\n<h2><a id=\"Victim\"><\/a>What Should I Do if I&#8217;m the Victim of a Scam?<\/h2>\r\n<p>You should contact a&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/credit-banking-finance\/what-consumer-protection-agencies-do.html\">consumer protection office in your area<\/a>&nbsp;to report unfair or deceptive business practices. The attorney general&#8217;s office in your state can be a helpful place to start. An&nbsp;<a href=\"https:\/\/dictionary.findlaw.com\/definition\/attorney-general.html\" target=\"_blank\" rel=\"noopener\">attorney general<\/a>&nbsp;represents the interests of the state&#8217;s residents.<\/p>\r\n<p>These offices contain information about ongoing consumer scams. They also offer services like investigating and prosecuting scammers under criminal law.<\/p>\r\n<p>In addition to your state agency, you may also want to contact relevant federal agencies. Depending on the type of fraud,&nbsp;<a href=\"https:\/\/www.usa.gov\/scams-and-fraud\" target=\"_blank\" rel=\"noopener\">USAgov<\/a>&nbsp;or the&nbsp;<a href=\"https:\/\/reportfraud.ftc.gov\/#\/\" target=\"_blank\" rel=\"noopener\">Federal Trade Commission<\/a>&nbsp;(FTC) may be appropriate.<\/p>\r\n<h2><a id=\"Money\"><\/a>Can I Get My Money Back?<\/h2>\r\n<p>It is unlikely that you can get your money back in most&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/online-scams.html\">consumer scams<\/a>, but there are some notable exceptions:<\/p>\r\n<ul>\r\n<li>If you paid with your credit or debit card, you can dispute the charges with your bank or credit card company.<\/li>\r\n<li>If the fraud involved a charge to your phone bill, you can often dispute the charge with the telephone company.<\/li>\r\n<li>Many&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/protect-yourself-from-online-auction-fraud.html\">online auction sites<\/a>&nbsp;have insurance that covers fraudulent transactions, so contact the online auction site to report the fraud and dispute the charge.<\/li>\r\n<li>Law enforcement agencies sometimes take legal action. If they succeed, you may be entitled to some of the money they recover.<\/li>\r\n<li>You can sue the scammer in court or&nbsp;<a href=\"https:\/\/www.findlaw.com\/litigation\/going-to-court\/small-claims-court.html\">small claims court<\/a>. Unfortunately, even if the judge rules that they must compensate you, it might be difficult to collect that payment.<\/li>\r\n<\/ul>\r\n<p>Getting money back is rare, but most options are simple and free. If you sue the seller, you may want to work with an experienced&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection\/\" target=\"_blank\" rel=\"noopener\">consumer protection attorney<\/a>.<\/p>\r\n<h2><a id=\"Complaint\"><\/a>Where Do I File a Fraud Complaint?<\/h2>\r\n<p>There are a few ways you can report a fraudulent business. In addition to government agencies, many nonprofits, such as the&nbsp;<a href=\"http:\/\/www.bbb.org\/\" target=\"_blank\" rel=\"noopener\">Better Business Bureau<\/a>&nbsp;(BBB) and&nbsp;<a href=\"http:\/\/www.fraud.org\/\" target=\"_blank\" rel=\"noopener\">Fraud.org<\/a>, can help you determine the best way to register consumer complaints. For example, you could fill out a complaint online on Fraud.org, which will forward it to all the appropriate agencies.<\/p>\r\n<p>Finally, local sources such as your local prosecutor, newspaper, radio station, or television station might help you in other ways. Many of these local sources have dedicated resources to help protect local citizens against consumer scams.<\/p>\r\n<h2><a id=\"Mail\"><\/a>I Got a Product in the Mail That I Never Ordered. Do I Have To Pay for It?<\/h2>\r\n<p>No, you do not have to pay for anything you didn&#8217;t order. If the seller sends bills or collection letters, write the seller informing them that you never purchased such an item. Mention that you can either treat it as a gift or&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/consumer-transactions\/do-retail-stores-have-to-accept-returns.html\">return it<\/a>&nbsp;to them if they cover shipping.<\/p>\r\n<p>If the seller still insists, ask the seller to send proof that you ordered the item. If the seller continues to pressure you to pay, notify your state consumer protection agency.<\/p>\r\n<h3>Free Trials<\/h3>\r\n<p>Check whether you signed up for a&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/consumer-transactions\/free-trials-and-fine-print-.html\">temporary free trial<\/a>&nbsp;that ended and now costs money. Sellers often hide terms like this in the fine print. Many&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/consumer-transactions\/buying-plans-and-product-subscriptions.html\">clubs, memberships, and subscriptions<\/a>&nbsp;advertise a free trial period. Unfortunately, customers tend to forget about the terms until their credit card statements show unexpected bills.<\/p>\r\n<p>If this happens:<\/p>\r\n<ul>\r\n<li>Cancel the product or service<\/li>\r\n<li>Offer to return the item<\/li>\r\n<li>Demand that the seller take your name off of any mailing list<\/li>\r\n<li>Let the seller know that you think their ad was deceptive and misleading<\/li>\r\n<\/ul>\r\n<p>Read the terms of the trial carefully. They might explain what happens when you cancel the subscription.<\/p>\r\n<h2><a id=\"Scams\"><\/a>What Are Some of the Most Common Scams?<\/h2>\r\n<p>The BBB regularly releases a list of the top consumer scams of the year, which often include:<\/p>\r\n<ul>\r\n<li>Supplement and related free trial offers<\/li>\r\n<li>Government grant and stimulus check scams<\/li>\r\n<li>Robocalls, which are automated telephone advertisements or warnings<\/li>\r\n<li>Lottery and sweepstakes scams<\/li>\r\n<li>Job hunter and online work-from-home scams<\/li>\r\n<li>Mortgage assistance scams<\/li>\r\n<li>Shopping scams, in which the scammer gives you a fake check to deposit and spend<\/li>\r\n<li>Over-payment scams, in which the scammer pretends to send you too much money and asks you to return the difference with a wire transfer or&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/consumer-transactions\/gift-cards.html\">gift cards<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/phishing-scams.html\">Phishing emails<\/a><\/li>\r\n<\/ul>\r\n<p>Fraud schemes constantly evolve. Watch for news stories and government warnings as new scams arise. Consumer alerts can give you information about situations and sellers to avoid.<\/p>\r\n<h2><a id=\"How\"><\/a>How Can I Tell if Something Is a Scam?<\/h2>\r\n<p>Scams can have many different&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/consumer-transactions\/how-do-i-shop-safely-online.html\">warning signs<\/a>, such as if the seller:<\/p>\r\n<ul>\r\n<li>Insists the offer or request is urgent<\/li>\r\n<li>Asks you to lie to cashiers, bank tellers, or family members<\/li>\r\n<li>Threatens to call the police if you don&#8217;t pay immediately<\/li>\r\n<li>Hides or excludes its policies on its website<\/li>\r\n<li>Has many poor reviews and consumer ratings online<\/li>\r\n<li>Asks for your financial information, such as your Social Security number or bank account details, which might enable&nbsp;<a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/identity-theft.html\">identity theft<\/a><\/li>\r\n<\/ul>\r\n<p>Scams can appear in several ways. A person might contact you directly through text messages or phone scams. Or, the fraud might target you passively. For example, you might see a&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/social-networking-safety.html\">social media<\/a>&nbsp;ad that looks like a familiar seller, but the ad link brings you to an&nbsp;<a href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/what-is-email-phishing-and-spoofing-.html\">imposter website<\/a>&nbsp;instead.<\/p>\r\n<h2><a id=\"Lawyer\"><\/a>Get a Lawyer&#8217;s Help<\/h2>\r\n<p>If you&#8217;ve been the victim of a scam, consider hiring a&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection?fli=dcta\" target=\"_blank\" rel=\"noopener\">consumer protection lawyer<\/a>&nbsp;to protect your interests and try to hold the scammers accountable.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Consumer legal issues typically need an attorney&#8217;s support\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    You can hire an attorney to enforce your rights for safe products, fair transactions, and legal credit, banking and related financial matters\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Legal cases for identity theft, scams, or the Equal Credit Opportunity Act can be complicated and slow. An attorney can offer tailored advice and help prevent common mistakes.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection\/#USER_GEO\/?fli=esum:0803\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                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