{"id":352666,"date":"2018-11-02T13:09:19","date_gmt":"2018-11-02T18:09:19","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/consumer\/online-scams\/federal-data-privacy-laws.html"},"modified":"2025-09-18T08:24:27","modified_gmt":"2025-09-18T13:24:27","slug":"federal-data-privacy-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/consumer\/online-scams\/federal-data-privacy-laws.html","title":{"rendered":"A Consumer Guide to U.S. Data Privacy Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">A Consumer Guide to U.S. Data Privacy Laws<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/hannah-hilst\/\">Hannah Hilst<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/laura-temme-esq\/\">Laura Temme, Esq.<\/a>\n                | Last updated\n        <time>\n                            September 18, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n    <div class=\"fl-callout-text article-blockquote\">\n        <p>In the U.S., <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy laws<\/span> are a collection of federal and state regulations that protect <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659433\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659433\">consumers&#8217; personal information<\/span> from misuse by businesses, organizations, and government agencies. The United States operates under a patchwork system of sector-specific laws rather than one comprehensive privacy statute, with different rules applying to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659401\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659401\">health care<\/span>, financial services, children&#8217;s data, and other areas.<\/p>\n\n    <\/div>\n\n\n\n<p>Consider how much data you leave behind every day as you work, shop, and scroll online. The digital world can capture every button you press, transaction you make, and message you send. It has never been easier to track someone&#8217;s activities \u2014 or violate their privacy.<\/p>\n<p>The United States has no broad\u00a0data privacy protection law. Instead, it has a patchwork of protected areas. Some of these laws only apply to one specific industry, while others protect certain people, such as minors under the age of 13.<\/p>\n<p>This article focuses on <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy laws<\/span> and protections at the federal level. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659359\">State law<\/span> might provide\u00a0some additional protections, depending on where you live and who collects your data.\u00a0<\/p>\n<h2>What Is <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659357\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659357\">Consumer Data Privacy<\/span>?<\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659357\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659357\">Consumer data privacy<\/span> refers to how the government, businesses, and organizations protect your personal information. By extension, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659469\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659469\">consumer <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659469\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659469\"> laws<\/span> concern your rights to see and control information others have about you.<\/p>\n<h3>What Counts As <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659433\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659433\">Consumers&#8217; Personal Information<\/span>?<\/h3>\n<p>Virtually any piece of information about you may be <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659354\">personal data<\/span>. Companies and organizations often use many data points to build profiles of individual consumers. Most of this data is now digital.<\/p>\n<p>Examples of typical consumer data include:<\/p>\n<ul>\n<li>Names<\/li>\n<li>Addresses<\/li>\n<li>Driver&#8217;s license numbers<\/li>\n<li>Social Security numbers (SSNs)<\/li>\n<li>Financial information like credit card numbers and tax records<\/li>\n<li>Employment history<\/li>\n<li>Account details, such as passwords and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659436\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659436\">biometric data<\/span><\/li>\n<li>Location and device data<\/li>\n<li>Online behavior and habits<\/li>\n<li>User opinions and preferences, such as political affiliation or religious beliefs<\/li>\n<\/ul>\n<p>Personally identifiable information (PII) can enable services. For example, a car <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659481\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659481\">insurance company<\/span> might need your driver&#8217;s license details to confirm your driving history before <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance.html\">selling you a policy<\/a>. An employer usually needs your SSN to run a <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit\/can-i-sue-an-employment-background-check-company-.html\">background check<\/a> before hiring you.<\/p>\n<p>The problem arises when your information falls into the wrong hands for the wrong reasons.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659375\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659375\">Data Breaches<\/span> Threaten Consumers<\/h3>\n<p>Hackers have stolen many <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659373\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659373\">Americans<\/span>&#8216; names, addresses, and Social Security numbers. For example, they hacked the computer system of credit reporting giant <a class=\"editor-rtfLink\" href=\"https:\/\/consumer.ftc.gov\/consumer-alerts\/2019\/07\/equifax-data-breach-settlement-what-you-should-know\" target=\"_blank\" rel=\"noopener\">Equifax<\/a> in 2017. Equifax failed to update its computer security systems, and it stored usernames and passwords in unencrypted files.<\/p>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659375\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659375\">Data breaches<\/span> harm consumers, such as by enabling <a href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/identity-theft.html\">identity theft<\/a>. Once your data is exposed, reversing the damage and regaining your privacy can be a long, difficult process. That&#8217;s why federal laws and regulators work to prevent <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659375\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659375\">data breaches<\/span> in the first place.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659414\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659414\">Main<\/span> Principles of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">Data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Laws<\/span><\/h3>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659453\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659453\">Privacy regulations<\/span> often relate to:<\/p>\n<ul>\n<li><strong>Transparency<\/strong>: Consumers can better protect their privacy if they understand how the entity will use their information. For example, a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy law<\/span> may require a company to disclose whether it will share your data with third parties.<\/li>\n<li><strong>Consent<\/strong>: How a business or the government obtains <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659354\">personal data<\/span> matters. Laws determine when they need the consumer&#8217;s permission to collect and use data.<\/li>\n<li><strong>Control<\/strong>: You might want to opt out, review, or delete your data. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy laws<\/span> require <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659416\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659416\">data brokers<\/span> and other entities to give consumers control methods.<\/li>\n<li><strong><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659391\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659391\">Cybersecurity<\/span><\/strong>: Systems that manage <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659363\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659363\">sensitive data<\/span> must meet minimum standards. If a company neglects its <a href=\"https:\/\/www.findlaw.com\/smallbusiness\/business-operations\/protecting-customer-data.html\">duty to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659393\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659393\">safeguard<\/span> consumer data<\/a>, it may be held accountable for any harm.<\/li>\n<li><strong>Access<\/strong>: Laws may limit who can view, use, or change your data. For example, a hospital can&#8217;t share your medical records with a stranger.<\/li>\n<li><strong><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659479\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659479\">Data minimization<\/span><\/strong>:\u00a0Businesses\u00a0can protect consumers by collecting and keeping as little information as necessary to carry out business functions. This tactic can reduce the impact of a <a href=\"https:\/\/www.findlaw.com\/smallbusiness\/business-operations\/business-data-breach-customer-id-theft.html\">data leak<\/a>.<\/li>\n<li><strong>Enforcement<\/strong>: Violators may face consequences for illegal harvesting or sharing of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659354\">personal data<\/span>. This includes fines, limitations, or criminal penalties.<\/li>\n<\/ul>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659469\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659469\">Consumer <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659469\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659469\"> laws<\/span> aim to ensure that anyone with your information will manage it responsibly.<\/p>\n<h2>The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659360\">Federal Trade Commission<\/span> Act<\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy laws<\/span> can only protect you if the government adequately supports and enforces them. The <a class=\"editor-rtfLink\" href=\"https:\/\/www.ftc.gov\/\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659360\">Federal Trade Commission<\/span><\/a> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span>) provides consumers with the most overall data protection.<\/p>\n<p>The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> does not focus solely on data privacy. Rather, its authority is focused on &#8220;unfair or deceptive&#8221; business practices\u00a0under Section 5 of the\u00a0<a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-15-commerce-and-trade\/15-usc-sect-1681s\/\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659360\">Federal Trade Commission<\/span> Act<\/a>. This means that while the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> can act when businesses use deceptive or unfair data practices, it may not\u00a0intervene for other privacy violations.\u00a0<\/p>\n<h2>How Does the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> Regulate Data Privacy?<\/h2>\n<p>The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> can reach agreements with private companies to combat privacy issues. These agreements regulate the use of the data companies collect. The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> can also take <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659465\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659465\">enforcement actions<\/span> if a company violates its agreement.<\/p>\n<p>For example, in 2011, it agreed <a class=\"editor-rtfLink\" href=\"https:\/\/www.ftc.gov\/news-events\/press-releases\/2011\/11\/facebook-settles-ftc-charges-it-deceived-consumers-failing-keep\" target=\"_blank\" rel=\"noopener\">with Facebook<\/a> to create a compliance plan and formalize <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659420\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659420\">privacy practices<\/span>. The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> hoped that other internet companies would model their privacy and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659365\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659365\">data collection<\/span> policies on the agreement reached with Facebook.<\/p>\n<p>The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span> investigates and prosecutes companies for issues such as:<\/p>\n<ul>\n<li>Deceptive <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659365\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659365\">data collection<\/span><\/li>\n<li>Misuse of consumer data<\/li>\n<li>Other violations of improper internet practices<\/li>\n<\/ul>\n<p>One of the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span>&#8216;s primary functions is to <a href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/steps-you-should-take-in-preventing-identity-theft.html\">prevent identity theft<\/a>. It built a <a class=\"editor-rtfLink\" href=\"https:\/\/reportfraud.ftc.gov\/#\/\" target=\"_blank\" rel=\"noopener\">complaint resource<\/a> to help consumers with stolen identities. This report gathers information and then shares it with <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659422\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659422\">law enforcement<\/span>.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span> for Government <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659365\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659365\">Data Collection<\/span><\/h2>\n<p>The <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-5-government-organization-and-employees\/5-usc-sect-552a.html\" target=\"_blank\" rel=\"noopener\">Privacy Act of 1974<\/a> protects U.S. citizens from the misuse of their data by the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659485\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659485\">federal government<\/span>. It governs how federal agencies collect, maintain, and use information about people.<\/p>\n<p>This law restricts how federal agencies use personally identifiable records. It doesn&#8217;t apply to private companies or state government agencies.<\/p>\n<p>You have the right to <a class=\"editor-rtfLink\" href=\"https:\/\/www.justice.gov\/opcl\/doj-privacy-act-requests\" target=\"_blank\" rel=\"noopener\">access your federal record<\/a>. You can also request to change the data if it isn&#8217;t &#8220;accurate, relevant, timely, or complete.&#8221;<\/p>\n<p>The Privacy Act has significant limitations and exemptions that\u00a0allow the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659485\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659485\">federal government<\/span> to share your data without informing you. For example, agencies can send your records to help with census and labor statistics. There are also exceptions for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659422\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659422\">law enforcement<\/span>.\u00a0<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span> for Children Online<\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659440\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659440\">The <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.ftc.gov\/enforcement\/rules\/rulemaking-regulatory-reform-proceedings\/childrens-online-privacy-protection-rule\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659440\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659440\">Children&#8217;s Online Privacy Protection Act<\/span><\/a> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659387\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659387\">COPPA<\/span>) addresses data for minors under 13. It prohibits a website or online service <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659418\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659418\">provider<\/span> directed at children from collecting PII without verifiable parental consent.<\/p>\n<p>A business can collect this data if it gives notice of what information it will collect and how it will use it. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659387\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659387\">COPPA<\/span> also requires verifiable parental consent for any <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659365\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659365\">data collection<\/span>.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span> for Your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659426\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659426\">Health Information<\/span><\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659401\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659401\">Healthcare<\/span> data is especially\u00a0sensitive. The <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/healthcare\/patient-rights\/hipaa-the-health-insurance-portability-and-accountability-act.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659395\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659395\">Health Insurance Portability and Accountability Act<\/span><\/a> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659397\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659397\">HIPAA<\/span>) protects your medical records.<\/p>\n<p>This law regulates the use and disclosure of a person&#8217;s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659426\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659426\">health information<\/span>, including details like:<\/p>\n<ul>\n<li>Your diagnoses<\/li>\n<li>Your treatment plans and medications<\/li>\n<li>Your medical billing history and payment information<\/li>\n<li>Other <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659354\">personal data<\/span>, such as your address and birthdate<\/li>\n<\/ul>\n<p>Health <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659418\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659418\">providers<\/span> can face civil and criminal penalties for failing to follow the <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/healthcare\/patient-rights.html\">privacy rule<\/a> requirements of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659397\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659397\">HIPAA<\/span>.<\/p>\n<p>Keep in mind that <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659397\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659397\">HIPAA<\/span> only applies to &#8220;covered entities,&#8221; such as:<\/p>\n<ul>\n<li><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659401\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659401\">Healthcare<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659418\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659418\">providers<\/span><\/li>\n<li>Health plans<\/li>\n<li><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659401\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659401\">Healthcare<\/span> clearinghouses<\/li>\n<\/ul>\n<p>It does not protect <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659426\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659426\">health information<\/span> held by employers, schools, or many apps and websites.<\/p>\n<h2>Credit Reporting <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span><\/h2>\n<p>The <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-15-commerce-and-trade\/15-usc-sect-1681.html\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659473\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659473\">Fair Credit Reporting Act<\/span><\/a> (FCRA) protects your financial data. It regulates consumer reporting agencies like Equifax, TransUnion, and Experian.<\/p>\n<p>The FCRA requires agencies to address <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659356\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659356\">data security<\/span> in specific ways, such as:<\/p>\n<ul>\n<li>Notifying you when they disclose your credit report<\/li>\n<li>Placing fraud alerts for suspicious credit activity<\/li>\n<li>Providing free access to credit reports following a fraud alert<\/li>\n<\/ul>\n<p>The Act is extensive and protects many <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659447\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659447\">consumer rights<\/span>. It restricts the disclosure of credit reports and other consumer reports while working in conjunction with <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659397\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659397\">HIPAA<\/span> to also protect medical information.<\/p>\n<h2>Financial <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659365\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659365\">Data Collection<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span><\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659394\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659394\">The <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-15-commerce-and-trade\/15-usc-sect-6801\/\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659394\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659394\">Gramm-Leach-Bliley Act<\/span><\/a> (GLBA) protects your private financial information. The GLBA primarily regulates <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/credit-banking-finance.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659385\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659385\">financial institutions<\/span><\/a>. Banks and financial businesses must explain how they collect and use your information.<\/p>\n<p>This law aims to ensure transparency and privacy when you use financial services, such as:<\/p>\n<ul>\n<li>Online banking<\/li>\n<li>Loan applications<\/li>\n<li>Insurance policies<\/li>\n<li>Investment services and investing advice<\/li>\n<li>Money transfers<\/li>\n<li>Online payment processing, such as <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/privacy-and-online-shopping.html\">online shopping checkouts<\/a><\/li>\n<\/ul>\n<p>These services often need <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659363\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659363\">sensitive data<\/span> like your financial account numbers and personal details about your identity. Before using a financial service, you should understand what details it will gather and whether it will share them with third parties.<\/p>\n<h2>Legal <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659393\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659393\">Safeguards<\/span> Against Marketing Spam<\/h2>\n<p>In the early 2000s, consumers fought a barrage of unwanted email advertisements. Many of these emails contained explicit sexual content. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659427\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659427\">Congress<\/span> passed the <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/the-can-spam-act-trying-to-protect-consumers-from-unsolicited.html\">Controlling the Assault of Non-Solicited Pornography and Marketing Act<\/a> (CAN-SPAM Act) to reduce these emails.<\/p>\n<p>CAN-SPAM established requirements for <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-15-commerce-and-trade\/15-usc-sect-7701.html\" target=\"_blank\" rel=\"noopener\">sending unsolicited commercial email<\/a>. The law also regulates other <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-18-crimes-and-criminal-procedure\/18-usc-sect-1037.html\" target=\"_blank\" rel=\"noopener\">fraudulent activities<\/a> associated with electronic mail. Unfortunately, <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/stopping-internet-spam.html\">online spam<\/a> continues to take advantage of consumers&#8217; data.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span> Against Digital Spying<\/h2>\n<p>In the days of telephones and telegraphs, the U.S. had a wiretap law. It banned eavesdropping and recording conversations through those methods.<\/p>\n<p>Later, lawmakers expanded that law to address modern wireless communication. The <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-18-crimes-and-criminal-procedure\/18-usc-sect-2511.html\" target=\"_blank\" rel=\"noopener\">Electronic Communications Privacy Act<\/a> (ECPA) protects oral, wire, and electronic communications.<\/p>\n<p>ECPA can prohibit intercepting messages in forms such as:<\/p>\n<ul>\n<li>Phone conversations, including landline and mobile phones<\/li>\n<li>Voicemail and private audio memos<\/li>\n<li><a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/email-privacy-concerns.html\">Email conversations<\/a><\/li>\n<li>Private direct messages on <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/social-media-privacy-laws.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659412\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659412\">social media<\/span><\/a><\/li>\n<li>Text messages<\/li>\n<li>Private video calls<\/li>\n<\/ul>\n<p>There are limits to how the ECPA can protect your communications. Exemptions are in place for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659422\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659422\">law enforcement<\/span> and publicly available communications. Granting a person or company permission to intercept your message also creates an exception to this law.<\/p>\n<h2>Anti-Hacking Legal Protection<\/h2>\n<p>The <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/us\/title-18-crimes-and-criminal-procedure\/18-usc-sect-1030.html\" target=\"_blank\" rel=\"noopener\">Computer Fraud and Abuse Act<\/a> combats a hacker&#8217;s ability to control government and private computers. This law addresses hacking and data theft by illegally accessing computers and taking computerized data. Its protection extends to <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/online-safety-and-mobile-devices.html\">mobile devices<\/a> like laptops, tablets, and smartphones.<\/p>\n<p>Under this law, merely accessing a &#8220;protected computer&#8221; without authorization is illegal. Even if a hacker doesn&#8217;t steal data or information, breaking into it is a crime. Protected computers are generally those used by the government and\u00a0<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659385\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659385\">financial institutions<\/span>. It also covers voting system computers.<\/p>\n<p>The definition of &#8220;protected computer&#8221;\u00a0has broadened\u00a0over time. In 2008, it was expanded to cover computers &#8220;used in or affecting interstate or foreign commerce.&#8221; Courts have interpreted this to mean any computer with an internet connection.\u00a0<\/p>\n<p>That doesn&#8217;t mean <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659422\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659422\">law enforcement<\/span>\u00a0will go after every person\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/neighbors\/neighbor-stealing-your-wi-fi-here-are-your-legal-options.html\">who steals their neighbor&#8217;s Wi-Fi<\/a>. Enforcement of the CFAA is severely limited and focuses on unauthorized use carried out as part of another crime.\u00a0<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span> for Educational Records<\/h2>\n<p>The <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/education\/higher-education\/what-is-ferpa.html\">Family Educational Rights and Privacy Act<\/a> (FERPA) protects student records. These records include anything and everything about the student.<\/p>\n<p>FERPA also controls parents&#8217; and students&#8217; access to educational records. The Act gives you the right to correct inaccurate information in your record and control who can view it.<\/p>\n<p>This law ensures that schools keep <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/education\/student-rights\/school-privacy.html\">student information confidential<\/a> by taking proper <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659356\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659356\">data security<\/span> measures. Under FERPA, schools&#8217; systems, software, and faculty training must meet basic standards to protect student privacy. Adequate protection is a concern as schooling adapts to changing technology and a higher demand for online coursework.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659459\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659459\">State-Level<\/span> Consumer Privacy Protections<\/h2>\n<p>Federal laws offer a basic framework for consumer privacy. You may also have additional protections under U.S. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659359\">state law<\/span>.<\/p>\n<p>Some examples of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659434\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659434\">state <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy laws<\/span> include:<\/p>\n<ul>\n<li>The <a href=\"https:\/\/oag.ca.gov\/privacy\/ccpa\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659386\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659386\">California<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659386\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659386\"> Consumer Privacy Act<\/span> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659369\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659369\">CCPA<\/span>)<\/a> and its amendment, the <a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/codes_displayText.xhtml?division=3.&amp;part=4.&amp;lawCode=CIV&amp;title=1.81.5\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659409\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659409\">California<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659409\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659409\"> Privacy Rights Act<\/span> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659381\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659381\">CPRA<\/span>)<\/a><\/li>\n<li><a href=\"https:\/\/coag.gov\/resources\/colorado-privacy-act\/\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659377\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659377\">Colorado<\/span> Privacy Act (CPA)<\/a><\/li>\n<li><a href=\"https:\/\/portal.ct.gov\/ag\/sections\/privacy\/the-connecticut-data-privacy-act\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659371\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659371\">Connecticut<\/span> Data Privacy Act (CDPA)<\/a><\/li>\n<li><a href=\"https:\/\/attorneygeneral.delaware.gov\/fraud\/personal-data-privacy-portal\/consumer\/\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659457\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659457\">Delaware<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659354\">Personal Data<\/span> Privacy Act (DPDPA)<\/a><\/li>\n<li><a href=\"https:\/\/www.flsenate.gov\/Session\/Bill\/2023\/262\/BillText\/er\/HTML\" target=\"_blank\" rel=\"noopener\">The Florida Digital Bill of Rights (FDBR)<\/a><\/li>\n<li><a href=\"https:\/\/www.ilga.gov\/Legislation\/ILCS\/Articles?ActID=3004&amp;ChapterID=57\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659424\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659424\">Illinois<\/span> Biometric Information Privacy Act (BIPA)<\/a><\/li>\n<li><a href=\"https:\/\/mgaleg.maryland.gov\/mgawebsite\/Legislation\/Details\/SB0541?ys=2024rs\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659455\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659455\">Maryland<\/span> Online Data Privacy Act (MODPA)<\/a><\/li>\n<li><a href=\"https:\/\/www.ag.state.mn.us\/Data-Privacy\/\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659451\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659451\">Minnesota<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659357\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659357\">Consumer Data Privacy<\/span> Act (MCDPA)<\/a><\/li>\n<li><a href=\"https:\/\/archive.legmt.gov\/bills\/mca\/title_0300\/chapter_0140\/part_0280\/sections_index.html\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659432\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659432\">Montana<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659357\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659357\">Consumer Data Privacy<\/span> Act (MTCDPA)<\/a><\/li>\n<li><a href=\"https:\/\/www.cyber.nj.gov\/guidance-and-best-practices\/identity-theft-privacy\/data-privacy\/nj-data-privacy-prevention-act\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659428\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659428\">New Jersey<\/span> Data Privacy Act (NJDPA)<\/a><\/li>\n<li><a href=\"https:\/\/opengovernment.ny.gov\/personal-privacy-protection-law\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659407\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659407\">New York<\/span> Personal Privacy Protection Law (PPPL)<\/a><\/li>\n<li><a href=\"https:\/\/www.doj.state.or.us\/consumer-protection\/id-theft-data-breaches\/privacy\/\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659431\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659431\">Oregon<\/span> Consumer Privacy Act (OCPA)<\/a><\/li>\n<li><a href=\"https:\/\/www.sll.texas.gov\/spotlight\/2024\/07\/texas-data-privacy-and-security-act\/\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659403\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659403\">Texas<\/span> Data Privacy and Security Act (TDPSA)<\/a><\/li>\n<li><a href=\"https:\/\/dcp.utah.gov\/ucpa\/\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659475\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659475\">Utah Consumer Privacy Act<\/span> (UCPA)<\/a><\/li>\n<li><a href=\"https:\/\/law.lis.virginia.gov\/vacodefull\/title59.1\/chapter53\/\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659467\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659467\">Virginia Consumer Data Protection Act<\/span> (VCDPA)<\/a><\/li>\n<li><a href=\"https:\/\/app.leg.wa.gov\/rcw\/default.aspx?cite=9.73\" target=\"_blank\" rel=\"noopener\">The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659411\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659411\">Washington<\/span> Privacy Act (WPA)<\/a><\/li>\n<\/ul>\n<p>Some states have far more <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659429\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659429\">comprehensive <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy laws<\/span> than others. For example, the <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/ca\/civil-code\/civ-sect-1798-100.html\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659369\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659369\">CCPA<\/span><\/a> gives <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659353\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659353\">California<\/span> residents a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659389\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659389\">private right of action<\/span> (the right to sue) for certain <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659375\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659375\">data breaches<\/span> involving unencrypted personal information.<\/p>\n<p>Many people have looked to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659477\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659477\">Europe<\/span> as a model for solving data privacy challenges. The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659430\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659430\">European<\/span> Union operates under the <a class=\"editor-rtfLink\" href=\"https:\/\/gdpr-info.eu\/\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659399\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659399\">General Data Protection Regulation<\/span><\/a> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659405\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659405\">GDPR<\/span>). Since its passage in 2016, the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659405\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659405\">GDPR<\/span> has often inspired elements of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659359\">state laws<\/span>.<\/p>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659447\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659447\">Consumer rights<\/span> can vary greatly among states. State <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659367\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659367\">attorneys general<\/span> and related agencies typically manage consumer complaints. A <a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection?fli=dcta\" target=\"_blank\" rel=\"noopener\">local attorney<\/a> can help you understand the specific protections that apply to you.<\/p>\n<h2>Consumer <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy Law<\/span> Developments<\/h2>\n<p>New technology drives many data privacy concerns. With the proliferation of tech such as biometric scanners and artificial intelligence (AI), consumers face new and challenging privacy risks. Companies, organizations, and even the government face new <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659391\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659391\">cybersecurity<\/span> threats on a regular basis.<\/p>\n<p>In response, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659379\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659379\">privacy legislation<\/span> is changing fast across the country. Many of the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659359\">state laws<\/span> listed above went into effect as recently as 2023 and 2024. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659483\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659483\">Federal <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy law<\/span> has been a growing focus as this patchwork of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659359\">state laws<\/span> continues to expand.<\/p>\n<p>The law often struggles to keep pace with technology. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659471\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659471\">Rulemaking<\/span> takes time, especially at the federal level. Bills must pass both the House and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659449\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659449\">Senate<\/span>, and politics can cause delays.<\/p>\n<h2>Learn About Your Rights With a Data Privacy Lawyer<\/h2>\n<p>The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659485\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659485\">federal government<\/span> tries to <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/steps-you-should-take-in-preventing-identity-theft.html\">prevent data theft<\/a> through these laws, but it&#8217;s up to you to <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/consumer\/online-scams\/tips-to-help-protect-your-identity.html\">protect your data<\/a> before a breach happens.\u00a0<\/p>\n<p>Most federal <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659358\">data <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">privacy laws<\/span> don&#8217;t provide a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659389\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659389\">private right of action<\/span>. Consumers typically can&#8217;t sue directly for a breach or misuse of their data. However, state <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659367\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659367\">attorneys general<\/span> and <a href=\"https:\/\/www.usa.gov\/state-consumer\" target=\"_blank\" rel=\"noopener\">consumer protection offices<\/a> often have processes in place to help residents report scams and fraud. You can also <a href=\"https:\/\/www.ftc.gov\/\" target=\"_blank\" rel=\"noopener\">report fraud and identity theft to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659383\">FTC<\/span><\/a>.\u00a0<\/p>\n<p>If you&#8217;ve suffered financial losses from identity theft or data misuse, you should consult with an attorney about your legal options. Look for attorneys with experience in:<\/p>\n<ul>\n<li>Consumer protection law<\/li>\n<li>Privacy and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659356\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659356\">data security<\/span> law<\/li>\n<li>Class action litigation<\/li>\n<li>The specific area of law relevant to your concern (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659401\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659401\">health care<\/span>, financial services, etc.)<\/li>\n<\/ul>\n<p>FindLaw&#8217;s directory of\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection?fli=dcta\" target=\"_blank\" rel=\"noopener\">experienced consumer protection attorneys<\/a>\u00a0can help you get started. Start by searching for attorneys in your state, then you can narrow results by city, reviews, and more.\u00a0<\/p>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_report_term_40659352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"40659352\">Privacy law<\/span> is rapidly evolving, and your options depend heavily on your specific circumstances, location, and the nature of the privacy concern. A qualified attorney can assess whether you have viable legal options and explain the realistic outcomes you might expect.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" 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<fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                      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An attorney can offer tailored advice and help prevent common mistakes.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection\/#USER_GEO\/?fli=esum:0803\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                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Is your personal information secure? FindLaw explains the major federal privacy laws that protect consumers.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":352662,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2732],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-352666","page","type-page","status-publish","hentry","category-consumer"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/352666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=352666"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/352666\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/352662"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=352666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=352666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=352666"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=352666"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=352666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}