{"id":352924,"date":"2016-04-04T10:46:35","date_gmt":"2016-04-04T15:46:35","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/accident-injury-law\/bad-faith-disability-claim-denial-lawsuit-basics.html"},"modified":"2023-08-03T09:43:54","modified_gmt":"2023-08-03T14:43:54","slug":"bad-faith-disability-claim-denial-lawsuit-basics","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/bad-faith-disability-claim-denial-lawsuit-basics.html","title":{"rendered":"Bad Faith Disability Claim Denial Lawsuits"},"content":{"rendered":"\n
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Bad Faith Disability Claim Denial Lawsuits<\/h1>\n\n
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\n By Ty McDuffey, J.D.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

Bad faith disability claim denials arise when an insurance company isn’t handling a disability claim fairly.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

The purpose of insurance is to protect you when you need it most. Disability insurance benefits can give you financial security if you are unable to work due to a disability.\u00a0<\/p>\n

But to get benefits, the insurance company would need to approve your claim first. Insurance companies have a financial incentive to deny claims when possible to avoid paying out benefits. Yet, insurance companies must act in good faith under the law.<\/p>\n

Good faith requires insurers to:<\/p>\n