{"id":352926,"date":"2016-04-04T10:46:31","date_gmt":"2016-04-04T15:46:31","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/accident-injury-law\/contributory-and-comparative-negligence.html"},"modified":"2025-10-07T18:06:56","modified_gmt":"2025-10-07T23:06:56","slug":"contributory-and-comparative-negligence","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/contributory-and-comparative-negligence.html","title":{"rendered":"Contributory and Comparative Negligence"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Contributory and Comparative Negligence<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/ty-mcduffey-j-d\/\">Ty McDuffey, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            October 07, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>In personal injury law, more than one person could share fault for an accident, including the injured person themselves. This is when state laws of contributory fault or comparative fault can apply. The main difference between these rules is whether the injured person can still get compensation.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>Imagine you&#8217;re in a car accident. You ran a red light, but the other driver was speeding. Who&#8217;s at fault? Understanding the rules of contributory and comparative negligence can help answer this.<\/p>\n<p>This article discusses the differences between comparative and contributory negligence. It also explains how these legal doctrines apply to personal injury cases. Every claim is unique, so speak with a local <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury lawyer<\/a> to understand who may be liable for your losses.<\/p>\n<h2>What Are Contributory and Comparative Negligence?<\/h2>\n<p>Contributory negligence and comparative negligence are the two main rules to determine liability. In personal injury cases, like a car accident or <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/premises-liability-who-is-responsible.html\">premises liability<\/a> claim, figuring out <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/who-might-be-responsible-for-negligence.html\">who is at fault<\/a> is important. Negligence can affect who is responsible for paying the damages (money) related to the injury and property damage.<\/p>\n<p>If the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-to-do-after-a-car-accident-thats-not-your-fault.html\">other party&#8217;s negligence<\/a> was the cause of your accident or injury, they would be liable to compensate you fully. But if your own negligent actions caused additional danger, they may owe you less \u2014 if any \u2014 compensation for your losses.\u00a0<\/p>\n<p>Read the definitions of each type of negligence below:<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/dictionary.findlaw.com\/definition\/contributory-negligence.html\" target=\"_blank\" rel=\"noopener\">Contributory negligence<\/a>:<\/strong> If you&#8217;re even a tiny bit at fault, you might not be able to collect damages for your injuries. This is called the contributory negligence system. It&#8217;s strict and can be tough for the injured party. This rule applies in jurisdictions like Virginia, North Carolina, Maryland, the District of Columbia, and Alabama.<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/what-is-comparative-negligence\/\"><strong>Comparative negligence<\/strong><\/a><strong>:<\/strong> Here, even if you have some fault in the accident, you can still get some money. The amount depends on how much you&#8217;re at fault. For instance, if you&#8217;re 30% at fault in a car accident case, you might only get 70% of the money you asked for. Most states, like Texas, New York, Illinois, and Colorado, use this rule.\u00a0<\/li>\n<\/ul>\n<h2>Types of Comparative Negligence<\/h2>\n<p>Comparative fault rules can also vary from state to state. There are different types of comparative negligence rules.<\/p>\n<h3>Pure Comparative Negligence<\/h3>\n<p>The pure comparative negligence rule adjusts your compensation based on your <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\">percentage of fault<\/a>. In the world of accidents, this means that even if you were mostly the reason an accident happened, you can still get a little money for your injuries.\u00a0<\/p>\n<p>Let&#8217;s say you were found to be 90% responsible for causing an accident. Imagine a pie with slices representing the <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">amount of money<\/a> that the accident cost, such as each person&#8217;s medical expenses, lost wages, and vehicle damage. Even if others took the majority of that pie (90% of it) because you mostly caused the accident, you can still get a small slice (the remaining 10%).<\/p>\n<p>So, using our pie example, if you&#8217;re 90% at fault for a car accident, you still have a chance to collect 10% of the\u00a0damages\u00a0you might need for things like medical bills.<\/p>\n<h3>Modified Comparative Negligence<\/h3>\n<p>Now, let&#8217;s think of a balanced scale. On one side, there&#8217;s your fault, and on the other side, there&#8217;s the other person&#8217;s fault. The scale tips based on who is more responsible for the accident.<\/p>\n<p>In states like Texas and Illinois, they use a rule called modified comparative fault. This means that the injured party can only get money if their side of the scale is lighter (meaning they&#8217;re less than 50% or 51% at fault, depending on the state). If the scale tips over to their side too much, and they&#8217;re more than half responsible for the accident, they can&#8217;t get any money. This rule is like a middle ground between being very strict and being very forgiving.<\/p>\n<h2>How Do Insurance Companies Use These Rules?<\/h2>\n<p>Insurance companies are like big calculators. When an accident happens, they want to know who did what and how much that&#8217;s going to cost. These rules about fault,\u00a0like pure comparative negligence and modified comparative fault,\u00a0help them do the math.<\/p>\n<p>When you&#8217;ve had a\u00a0car accident and send an\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\">insurance claim<\/a>, it&#8217;s like telling the insurance company, &#8220;Hey, I had an accident and need some money to fix things.&#8221; Lawyers often advise policyholders to be careful when talking to insurance agents to avoid common <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-insurance-claims-dos-and-don-ts.html\">insurance claim mistakes<\/a>.<\/p>\n<p>The insurance company then begins its investigation. It looks at the details of the auto accident, like who ran a red light or who didn&#8217;t stop at a stop sign. This helps the insurer figure out who is more at fault.<\/p>\n<p>Here&#8217;s where it gets tricky. Sometimes they might find that both drivers made mistakes. Let&#8217;s say you&#8217;re asking the insurance company for money because another car hit you, but maybe you were texting while driving. The insurance company might say you were partially <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/negligence.html\">negligent<\/a>, which means you share some responsibility for causing the accident.<\/p>\n<p>If the insurance company thinks you played a part in the accident, they might offer you less money. The more negligent you were, the less money they might give you.<\/p>\n<p>It&#8217;s essential to know these rules and even talk to a\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury lawyer<\/a>\u00a0if you feel the insurance company isn&#8217;t treating you fairly. They can help make sure you <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/can-i-sue-an-insurance-company-for-denying-my-claim.html\">get the right amount of money<\/a> after an accident.<\/p>\n<h2>Getting Help with Your Personal Injury Claim<\/h2>\n<p>Each state has its own rules. New York uses different comparative negligence rules than Colorado. Some states are at fault states and others are not. This can be confusing.<\/p>\n<p>If you&#8217;re an accident victim, it&#8217;s a good idea to get legal advice in these scenarios. Personal injury lawyers at a local law office can help. They know the contributory negligence and comparative negligence rules in your state and\u00a0can guide you through a personal injury lawsuit or an insurance claim.<\/p>\n<p>Here are a few important things to remember:<\/p>\n<ul>\n<li>If you contribute to your own injuries, the amount of damages you can recover\u00a0might change.<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/state\/accident-and-injury-laws.html\">State laws<\/a> vary. For example, North Carolina uses the contributory negligence rule, while Colorado uses comparative negligence law.<\/li>\n<li>Having a personal injury attorney can help you understand these rules and your rights.<\/li>\n<\/ul>\n<h2>A Personal Injury Attorney Can Help<\/h2>\n<p>The laws will differ whether you&#8217;re in Virginia, Texas, New York, or any other state. Knowing about contributory negligence and comparative negligence can help you understand how much a claim may be worth.<\/p>\n<p>If you&#8217;ve been in a car accident or another injury case, reach out to a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury attorney<\/a>\u00a0for a case evaluation. They can guide you on what steps to take next, whether it&#8217;s about medical bills, wrongful death, or just understanding your state&#8217;s fault rules.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g 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          class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help assess how much your claim may be worth if you were partially at fault\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Accident and injury claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. 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