{"id":352930,"date":"2016-04-04T10:46:35","date_gmt":"2016-04-04T15:46:35","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/accident-injury-law\/disability-insurance-and-pregnancy.html"},"modified":"2025-11-06T17:00:59","modified_gmt":"2025-11-06T22:00:59","slug":"disability-insurance-and-pregnancy","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/disability-insurance-and-pregnancy.html","title":{"rendered":"Disability Insurance and Pregnancy"},"content":{"rendered":"\n
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Disability Insurance and Pregnancy<\/h1>\n\n
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\n By Eric Harvey, J.D.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Some pregnancy-related medical conditions can qualify as a temporary disability. Short-term disability insurance benefits can help families maintain stable income during the pregnancy.<\/p>\n\n <\/div>\n\n\n\n

If you want to become pregnant, you may also want to consider buying a disability insurance<\/span> policy. Many pregnancies involve complications or impairments. If these effects prevent you from working, you may be eligible to file a claim through your disability insurance<\/span> policy. Filing a pregnancy disability claim can help you get benefits to cover the costs of medical care<\/span> and other expenses temporarily.\u00a0<\/p>\n

Pregnancy can come with many challenges for a family. Unfortunately, those challenges can include new disabilities, financial pressure, and insurance disputes.<\/p>\n

If you have questions about disability insurance<\/span> or a denied claim, meet with a disability lawyer<\/a>. Pregnancy can progress quickly, so don\u2019t wait to discuss any problems with your claim or benefit payments<\/span>.<\/p>\n

Taking Time Off Work for Pregnancy<\/h2>\n

Maternity leave, also known as family medical leave, is the time off taken by a parent for a birth or adoption.<\/p>\n

The\u00a0Family Medical Leave Act of 1993<\/a>\u00a0(FMLA) entitles most qualifying workers to up to 12 weeks of job-protected medical leave. However, the FMLA guarantees only unpaid leave<\/a>. It doesn’t cover those who work for small companies.<\/p>\n

Many parents use a combination of the following during time away from work:<\/p>\n