{"id":352971,"date":"2016-04-04T10:46:35","date_gmt":"2016-04-04T15:46:35","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/accident-injury-law\/prudential-disability-insurance-class-action-and-claims.html"},"modified":"2025-09-26T10:54:11","modified_gmt":"2025-09-26T15:54:11","slug":"prudential-disability-insurance-class-action-and-claims","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/prudential-disability-insurance-class-action-and-claims.html","title":{"rendered":"Prudential Disability Insurance Class Action and Claims"},"content":{"rendered":"\n
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Prudential Disability Insurance Class Action and Claims<\/h1>\n\n
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\n By Hannah Hilst<\/a> | Legally reviewed by Jordan Walker, J.D.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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After a claim denial, there is an appeals process to seek the disability insurance benefits you’re owed. If you still can’t get fair payment of benefits, you may have other options under disability law.<\/p>\n\n <\/div>\n\n\n\n

Disability benefits are sometimes improperly administered or outright denied. If you are entitled to benefits, a wrongful denial could put you in a difficult or even impossible financial position. Policyholders may seek to protect their rights through lawsuits.<\/p>\n

Prudential Financial is one of the largest disability insurance companies in the world. It has faced many lawsuits, including class action suits and individual litigation, over denials of long-term disability insurance claims. Below, you’ll learn what to do if Prudential or another insurance provider denies your claim.<\/p>\n

A\u00a0disability insurance lawyer<\/a>\u00a0can explain your rights and whether you have a legal claim against the insurance company. This article examines and explains\u00a0denied claims, lawsuits against Prudential Financial, and other disability cases.<\/p>\n

Why Disability Benefits Are Sometimes Denied<\/h2>\n

Filing a claim for disability doesn’t guarantee that you will receive benefits. In fact, only about\u00a0one-third of Social Security disability claims<\/a>\u00a0are initially approved. Having private insurance with an insurer like Prudential doesn’t guarantee that your claim will be approved either.<\/p>\n

Claims can be denied for a variety of reasons, such as:<\/p>\n