{"id":352977,"date":"2016-04-04T10:46:31","date_gmt":"2016-04-04T15:46:31","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/accident-injury-law\/resolution-before-trial-settlement.html"},"modified":"2025-10-22T13:52:06","modified_gmt":"2025-10-22T18:52:06","slug":"resolution-before-trial-settlement","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/resolution-before-trial-settlement.html","title":{"rendered":"Settling a Personal Injury Case Before Trial"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Settling a Personal Injury Case Before Trial<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/lark-lewis-j-d\/\">Lark Lewis, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            October 22, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>Many personal injury claims end in a settlement agreement. The defendant or insurance company agrees to pay an agreed-upon settlement amount to the injured person (plaintiff) who filed the claim. In rare cases, the defendant will agree to perform or stop a specific action instead of paying money. In exchange, the plaintiff gives up the right to pursue any further legal action about the accident or injury.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>Most legal claims from injuries, such as motor vehicle accidents, don&#8217;t reach a jury trial. They&#8217;re typically resolved earlier in the litigation process through a negotiated settlement. Sometimes, an informal settlement happens before someone files a car accident lawsuit.<\/p>\n<p>You might consider settling a car accident claim after an accident or injury. But before making any decisions, you may want to talk to a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury lawyer<\/a>. This article discusses what to consider when meeting with your attorney to discuss a possible settlement of your claim.<\/p>\n<h2>Should I Settle an Injury Claim? Points To Consider<\/h2>\n<p>Settling a claim can be beneficial in some situations, but it&#8217;s important to determine whether settling will be fair and appropriate for your case. When meeting with your attorney, you will likely discuss the following points.<\/p>\n<h3>Strength of the Case<\/h3>\n<p>You and your attorney should look at the strengths of your case. A stronger, clearer case in your favor is more likely to yield a successful court award. Yet, it can also incentivize the other party to settle the claim quickly to avoid the court process and an eventual loss.<\/p>\n<p>This conversation should include:<\/p>\n<ul>\n<li>Jury verdicts and settlement outcomes in similar cases<\/li>\n<li>Your chances of winning at trial<\/li>\n<li>Practical difficulties in trying the case<\/li>\n<li>Strengths and weaknesses in your\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/proof-in-a-negligence-case.html\">evidence<\/a><\/li>\n<li>Strengths and weaknesses in your opponent&#8217;s evidence<\/li>\n<\/ul>\n<h3>Money and Damages<\/h3>\n<p>You&#8217;ll also want to discuss damages with your attorney.<\/p>\n<p>Things to consider include:<\/p>\n<ul>\n<li>What your attorney thinks the case may be worth in a range of dollar amounts<\/li>\n<li>What your attorney thinks you could get in\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">damages<\/a>\u00a0at trial<\/li>\n<li>The minimum and maximum amounts you&#8217;ll accept to end the case and avoid trial<\/li>\n<li>The policy limits of the at-fault driver&#8217;s\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-claims-and-insurance.html\">insurance<\/a>\u00a0coverage<\/li>\n<li>The at-fault party&#8217;s monetary resources<\/li>\n<\/ul>\n<h3>Questions for the Plaintiff<\/h3>\n<p>There are questions you need to ponder as a plaintiff, including:<\/p>\n<ul>\n<li><strong>How much of the settlement proceeds will go toward your lawyer&#8217;s fee and your expenses, including medical bills and liens?<\/strong>\u00a0In most personal injury cases, your attorney gets paid with\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/sample-retainer-and-contingency-agreement-for-an-injury-case.html\">contingency fees<\/a>. That means you don&#8217;t have to pay your lawyer&#8217;s fee unless you&#8217;re successful at trial or there&#8217;s a settlement in your favor.<\/li>\n<li><strong>How will the settlement payments affect your federal and state income taxes?<\/strong>\u00a0Settlements have the potential (not guaranteed) to be taxable income that you must report on your tax returns. An attorney or tax professional can best answer this complicated issue.<\/li>\n<li><strong>What are you willing to give up to get the case settled?<\/strong>\u00a0Usually, there must be some give and take by the plaintiff and defendant to negotiate a settlement that both sides will accept.<\/li>\n<li><strong>Is there a possibility of a partial settlement?<\/strong>\u00a0Ask yourself whether you can settle the easy issues first while you continue negotiating the more difficult ones.<\/li>\n<\/ul>\n<h3>General Concerns About Car Accident Settlements<\/h3>\n<p>You should consider some other general concerns when settling a car accident case. These include:<\/p>\n<ul>\n<li>The amount of personal information that could come to light at trial or through further\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/fact-finding-understanding-the-discovery-process.html\">discovery<\/a><\/li>\n<li>Possible disclosure of business information<\/li>\n<li>When the case is likely to go to\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/what-happens-at-trial.html\">trial<\/a>, and the estimated length of the trial<\/li>\n<li>The extent to which your opponent is likely to play &#8220;hardball&#8221; and be unwilling to negotiate<\/li>\n<\/ul>\n<h2>Considering Medical Records and Expenses in Settlement Negotiations<\/h2>\n<p>In a personal injury case, your medical records and expenses form the backbone of your case. These documents give evidence to support your claim and determine the value of your injury settlement.<\/p>\n<h3>Medical Records<\/h3>\n<p>Medical records substantiate your injury claims and help prove the severity of your condition. They detail:<\/p>\n<ul>\n<li>The treatments you&#8217;ve undergone<\/li>\n<li>The medications prescribed<\/li>\n<li>Your medical professional&#8217;s notes about your injuries and recovery<\/li>\n<\/ul>\n<p>These records also provide a timeline of your medical care. This can be crucial in establishing that the accident directly resulted in your injuries.<\/p>\n<p>Be open and comprehensive with your medical professional about any symptoms you&#8217;re experiencing. Any omission or inaccuracies can weaken your case during settlement negotiations or, if necessary, at trial.<\/p>\n<h3>Medical Expenses<\/h3>\n<p>Medical expenses are a significant part of your\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/economic-recovery-for-accidents-and-injuries.html\">economic damages<\/a>\u00a0\u2014 the costs directly related to your injuries. These expenses include bills for:<\/p>\n<ul>\n<li>Doctor visits<\/li>\n<li>Hospital stays<\/li>\n<li>Medications<\/li>\n<li>Physical therapy<\/li>\n<li>Medical equipment<\/li>\n<li>Any other necessary treatments<\/li>\n<li>Future medical expenses<\/li>\n<\/ul>\n<p>Your attorney can use these expenses to establish a foundation for your claimed damages. Your final settlement may include non-economic damages for pain, suffering, or\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/emotional-distress.html\">emotional distress<\/a>.<\/p>\n<h2>Demand Letters<\/h2>\n<p>A\u00a0<a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit\/how-to-demand-payment-in-a-letter.html\">demand letter<\/a>\u00a0is a formal communication from your attorney to the defendant or their insurance company. This letter outlines:<\/p>\n<ul>\n<li>The facts of the case<\/li>\n<li>The nature and severity of your injuries<\/li>\n<li>The medical treatment you&#8217;ve undergone<\/li>\n<\/ul>\n<p>A demand letter also itemizes your medical expenses and any other losses related to the accident, such as lost wages. The demand letter serves as the starting point for settlement negotiations. It states the amount you&#8217;re seeking in compensation.<\/p>\n<h2>Severity of Your Injuries<\/h2>\n<p>The severity of your injuries significantly affects your claim&#8217;s value. More severe injuries typically lead to:<\/p>\n<ul>\n<li>Higher medical bills<\/li>\n<li>Prolonged recovery times<\/li>\n<li>Greater levels of pain and suffering<\/li>\n<\/ul>\n<p>All the above factors can increase the potential settlement amount. Documenting the full extent of your injuries is crucial. It&#8217;s essential to have thorough medical examinations and carefully track your treatment and progress.<\/p>\n<h2>Insurance Claims<\/h2>\n<p>Filing an\u00a0<a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/insurance-claims.html\">insurance claim<\/a>\u00a0is often the first step after a car accident. This claim notifies the insurance company of the accident and begins seeking compensation.<\/p>\n<p>Giving your insurance company a complete and accurate account of the incident is essential. If the other party is at fault, your attorney will likely negotiate with that party&#8217;s insurance company to settle. The negotiation process can be complex and time-consuming. Experienced legal representation can prove invaluable.<\/p>\n<h2>Expert Witnesses<\/h2>\n<p><a href=\"https:\/\/corporate.findlaw.com\/litigation-disputes\/expert-witnesses.html\" target=\"_blank\" rel=\"noopener\">Expert witnesses<\/a>\u00a0can offer specialized knowledge and opinions that help clarify specific aspects of your case. These experts may include:<\/p>\n<ul>\n<li>Medical professionals who can attest to the severity of your injuries<\/li>\n<li>Accident reconstruction specialists who can show how the accident happened<\/li>\n<li>Economic experts who can quantify your financial losses<\/li>\n<\/ul>\n<p>Expert testimony can significantly influence settlement negotiations or the amount of compensation if your case goes to trial.<\/p>\n<h2>Did You Get a Settlement Offer After a Car Accident? Speak to a Car Accident Lawyer<\/h2>\n<p>As a party to a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/personal-injury-law-the-basics.html\">personal injury lawsuit<\/a>, only you can decide whether to settle out of court. But remember that opposing counsel must get the best possible deal for their client. This means offering accident victims as little as possible. Is the offered settlement fair compensation for you? That&#8217;s a complicated question best analyzed by a seasoned attorney.<\/p>\n<p>Contact a local\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury attorney<\/a>\u00a0today if you need legal advice about a car accident case. A car accident attorney can help you recover a fair settlement for your medical treatment, property damage, and pain and suffering after an auto accident. Many attorneys offer free case evaluations.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                            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1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    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class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div 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     class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Accident and injury claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/#USER_GEO\/?fli=esum:FL3905\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                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