{"id":353000,"date":"2016-04-04T10:46:31","date_gmt":"2016-04-04T15:46:31","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/accident-injury-law\/worksheet-damage-estimate.html"},"modified":"2025-11-12T10:14:20","modified_gmt":"2025-11-12T15:14:20","slug":"worksheet-damage-estimate","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/worksheet-damage-estimate.html","title":{"rendered":"How To Estimate Personal Injury Damages"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">How To Estimate Personal Injury Damages<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/lark-lewis-j-d\/\">Lark Lewis, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            November 12, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>When you suffer serious injuries that you think are the fault of another party (or parties), you can file a personal injury claim for damages. Damages\u00a0are the costs associated with an injury.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>You claim these when filing a lawsuit. You&#8217;ll get damages if the court finds the defendant liable for your injuries.<\/p>\n<p>The following article contains a worksheet that gives you a general idea of the damages involved in your case. To understand the strength of your claim and the damages involved, consult a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury lawyer<\/a>.<\/p>\n<h2>Accounting for All Types of Damages<\/h2>\n<p>Damages aren&#8217;t always easy to calculate. Often, your attorney can point out more damages indirectly related to the claim. These include the costs associated with travel to physical therapy clinics and loss of wages.<\/p>\n<p>You may need long-term or even lifelong medical help stemming from your injuries. A <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/first-steps-in-personal-injury-claim.html\">personal injury claim<\/a> can help you get financial support for these needs.<\/p>\n<p>See <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/economic-recovery-for-accidents-and-injuries.html\">Economic Recovery for Accidents and Injuries<\/a>\u00a0for a more complete list with detailed explanations. You can also review FindLaw&#8217;s\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">Injury Damages<\/a>\u00a0section for more articles and resources.<\/p>\n<h2>Damages Estimate Worksheet<\/h2>\n<p>This worksheet helps create an inventory of known costs. It doesn&#8217;t attempt to calculate the value of your physical self or your life&#8217;s quality as before your injuries.<\/p>\n<h3>Out-Of-Pocket Damages (Also Known as &#8216;Special Damages&#8217;)<\/h3>\n<p>Below, enter the dollar amounts you&#8217;ve spent or are estimated to spend in each category:<\/p>\n<ul>\n<li>Doctors&#8217; bills<\/li>\n<li>Ambulance bill<\/li>\n<li>Hospital bills<\/li>\n<li>Private nurses<\/li>\n<li>Medicines\/drugs<\/li>\n<li>Medical supplies<\/li>\n<li>Travel\/lodging arising from the need for medical treatment<\/li>\n<li>Wheelchairs, walkers, prostheses, a handicapped-accessible vehicle, or other special implements<\/li>\n<li>Future medical expenses<\/li>\n<li><strong>Total medical bill and medical damages: $_________________<\/strong><\/li>\n<\/ul>\n<p>Repeat the same process for the non-medical categories below:<\/p>\n<ul>\n<li>Household help<\/li>\n<li>Lost income<\/li>\n<li>Other work losses<\/li>\n<li>Future losses<\/li>\n<li>Loss of earning capacity<\/li>\n<li>Increased cost of living<\/li>\n<li>Special training\/occupational therapy<\/li>\n<li>Property damage<\/li>\n<li><strong>Total out-of-pocket damages: $_________________<\/strong><\/li>\n<\/ul>\n<p>To get a sense of how an insurance company might value your case, make the following calculations:<\/p>\n<ul>\n<li><strong>Method No. 1:<\/strong> Multiply your total of both damages types by 3: $________________<\/li>\n<li><strong>Method No. 2:<\/strong> Multiply only your &#8220;medical&#8221; damages by 5: $________________<\/li>\n<\/ul>\n<h3>General Damages for Physical Injury<\/h3>\n<p>To estimate your physical injury damages, check all that apply below. Then, rate the severity of each checked injury on a scale of 1 (not serious) to 5 (catastrophic). Don&#8217;t worry about dollar amounts for these items:<\/p>\n<ul>\n<li>Pain and suffering _____________ 1 2 3 4 5<\/li>\n<li>Future pain and suffering _____________ 1 2 3 4 5<\/li>\n<li>Total disability _____________ 1 2 3 4 5<\/li>\n<li>Partial disability _____________ 1 2 3 4 5<\/li>\n<li>Future disability _____________ 1 2 3 4 5<\/li>\n<li>Loss of enjoyment of life _____________ 1 2 3 4 5<\/li>\n<li>Your spouse&#8217;s loss of your services _____________ 1 2 3 4 5<\/li>\n<\/ul>\n<h3>Damages for Lost Limbs<\/h3>\n<p>To estimate your damages for lost limbs, check all that apply, then rate the severity of each checked injury on a scale of 1 (not serious) to 5 (catastrophic). Again, don&#8217;t worry about dollar amounts for these items:<\/p>\n<ul>\n<li>Dominant hand\/arm _____________ 1 2 3 4 5<\/li>\n<li>Nondominant hand\/arm _____________ 1 2 3 4 5<\/li>\n<li>Foot _____________ 1 2 3 4 5<\/li>\n<li>Leg below knee _____________ 1 2 3 4 5<\/li>\n<li>Leg mid-thigh _____________ 1 2 3 4 5<\/li>\n<li>Leg at hip _____________ 1 2 3 4 5<\/li>\n<\/ul>\n<h3>Damages for Lost Organs<\/h3>\n<p>To estimate your damages for lost organs, check all that apply, then rate the severity of each checked injury on a scale of 1 (not serious) to 5 (catastrophic). Again, don&#8217;t worry about dollar amounts for these items:<\/p>\n<ul>\n<li>Kidney _____________ 1 2 3 4 5<\/li>\n<li>Lung _____________ 1 2 3 4 5<\/li>\n<li>Back\/neck injury _____________ 1 2 3 4 5<\/li>\n<li>Head injury\/brain damage _____________ 1 2 3 4 5<\/li>\n<li>Other _________________ 1 2 3 4 5<\/li>\n<\/ul>\n<h3>Intangibles: How Your Life Has Changed<\/h3>\n<p>The following questions can help you get a sense of the types of things a jury may consider when deciding how much to award you in damages:<\/p>\n<ul>\n<li>Which of your injuries are visible? Which are invisible?<\/li>\n<li>What physical pain did you experience when you were first injured?<\/li>\n<li>What physical pain did you experience as you recovered from your injury?<\/li>\n<li>Do you still feel physical pain from your injury? (Yes\/no)<\/li>\n<li>How do you feel about your injury and how it has affected you? (Anxious? Humiliated? Angry? Fearful? Frustrated? Resigned?)<\/li>\n<li>What physical activities and hobbies did you enjoy that now cause you pain? (Examples include sports, gardening, woodworking, sewing, playing a musical instrument, cooking, and playing with children)<\/li>\n<li>What household chores now cause you pain? (Examples include cooking, laundry, cleaning, ironing, washing the car, and engaging in yard work or snow removal)<\/li>\n<\/ul>\n<h3>Other Intangibles to Consider<\/h3>\n<p>Beyond the above questions, a jury might also consider your answers to the following when deciding how much to award you in a personal injury case:<\/p>\n<ul>\n<li>What social activities have you had to reduce or abandon? (Examples include entertaining guests, club activities, dancing, attending concerts or plays, going to museums, and going out with friends)<\/li>\n<li>Are you still able to help people when they need help? (For example, can you still babysit your grandchildren?)<\/li>\n<li>What plans for the future have you had to change or abandon?<\/li>\n<li>Are there any other changes in your day-to-day life resulting from your injuries?<\/li>\n<\/ul>\n<h2>Learn More About Your Claim by Contacting an Attorney<\/h2>\n<p>Putting a dollar amount on your auto accident injuries isn&#8217;t as simple as adding up your medical care receipts. Injuries typically affect both your life and finances in direct and indirect ways.<\/p>\n<p>To be sure you can harness the law to your advantage, contact an experienced\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">personal injury attorney<\/a>\u00a0to learn more about your car accident claim and get legal advice. An attorney can also help you navigate auto insurance and the insurance claim process.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path 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insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. 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