{"id":353041,"date":"2016-04-04T10:46:36","date_gmt":"2016-04-04T15:46:36","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/car-accidents\/car-accident-property-damage-claims-faq.html"},"modified":"2025-10-28T16:21:35","modified_gmt":"2025-10-28T21:21:35","slug":"car-accident-property-damage-claims-faq","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-property-damage-claims-faq.html","title":{"rendered":"How To File a Property Damage Claim for a Car Accident"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">How To File a Property Damage Claim for a Car Accident<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/laura-temme-esq\/\">Laura Temme, Esq.<\/a>\n                | Last reviewed\n        <time>\n                            October 28, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n    <div class=\"fl-callout-text article-blockquote\">\n        <p>To file a <span data-term-id=\"53682070\">property damage claim<\/span> after a <span data-term-id=\"53682068\">car accident<\/span>, you must seek compensation for your vehicle&#8217;s repairs or value from an <span data-term-id=\"53682067\">insurance company<\/span>. This usually means filing a third-party claim with the <span data-term-id=\"53682087\">at-fault driver<\/span>\u2019s insurer, or a first-party claim with your own if the other driver is uninsured. The process requires submitting evidence of the damage and your financial losses to the <span data-term-id=\"53682121\">insurance adjuster<\/span> to receive a settlement check for your car&#8217;s repairs.<\/p>\n\n    <\/div>\n\n\n\n<p>At some point, most of us will be involved in a <span data-term-id=\"53682097\">motor vehicle<\/span> accident. The good news is that most <span data-term-id=\"53682114\">car crashes<\/span> are minor. However, there is still a good chance you\u2019ll experience <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/vehicle-damage.html\">property damage<\/a>, even in a minor accident.<\/p>\n<p>If you didn\u2019t cause the <span data-term-id=\"53682068\">car accident<\/span>, it doesn\u2019t seem fair that you should be left paying for the damage. The <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-liability-proving-fault-in-a-car-crash.html\"><span data-term-id=\"53682084\">at-fault party<\/span><\/a> should compensate you for any damages you suffer, including property damage. Usually, the <span data-term-id=\"53682067\">insurance company<\/span> will pay for your car repairs. If this doesn\u2019t happen, you may have no choice but to sue the other driver personally for damages.<\/p>\n<p>This article explains how to file a <span data-term-id=\"53682070\">property damage claim<\/span> after a <span data-term-id=\"53682068\">car accident<\/span>, discusses what to do if the insurance carrier doesn\u2019t pay your <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-insurance-claims-dos-and-don-ts.html\"><span data-term-id=\"53682112\">auto <\/span><span data-term-id=\"53682074\">insurance<\/span><span data-term-id=\"53682074\"> claim<\/span><\/a>, and demonstrates how to seek <span data-term-id=\"53682116\">reimbursement<\/span> for car repairs and other property damage. If you were in a recent <span data-term-id=\"53682072\">auto accident<\/span>, contact a local <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53682077\">car accident<\/span><span data-term-id=\"53682077\"> attorney<\/span><\/a> to discuss your case. They\u2019ll explain your <span data-term-id=\"53682102\">legal options<\/span> and help you decide how best to proceed.<\/p>\n<h2>Steps to Take Immediately After a <span data-term-id=\"53682114\">Car Crash<\/span><\/h2>\n<p>There are specific steps you must take after your <span data-term-id=\"53682097\">motor vehicle<\/span> accident if you want to preserve your right to file a <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/top-5-legal-faq-property-damage-claims\/\">claim for property damage<\/a>. If you fail to complete these steps, you\u2019ll jeopardize your chances of recovery.<\/p>\n<p>In the moments <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident.html\">after a <span data-term-id=\"53682114\">car crash<\/span><\/a>, you should do the following:<\/p>\n<ul>\n<li>Pull your vehicle to the side of the road and out of direct traffic<\/li>\n<li>Call 911<\/li>\n<li>Exchange information with the other driver<\/li>\n<li>Seek immediate medical treatment<\/li>\n<li>Notify your <span data-term-id=\"53682067\">insurance company<\/span> that you\u2019ve been in an accident<\/li>\n<\/ul>\n<p>In addition to contacting your <span data-term-id=\"53682111\">own <\/span><span data-term-id=\"53682067\">insurance company<\/span>, you should also report the accident to the <span data-term-id=\"53682087\">at-fault <\/span><span data-term-id=\"53682099\">driver<\/span><span data-term-id=\"53682099\">\u2019s <\/span><span data-term-id=\"53682067\">insurance company<\/span>. Ask if your policy covers a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/who-pays-for-a-rental-car-after-an-accident.html\"><span data-term-id=\"53682079\">rental car<\/span><\/a> and make arrangements to take your car to a <span data-term-id=\"53682096\">repair shop<\/span> for an estimate.<\/p>\n<p>If the <span data-term-id=\"53682087\">at-fault driver<\/span> has not reported the <span data-term-id=\"53682097\">motor vehicle<\/span> accident or admitted fault, their <span data-term-id=\"53682067\">insurance company<\/span> may demand additional information from you. For example, they may request a copy of the <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/obtaining-and-using-a-police-report.html\"><span data-term-id=\"53682094\">police report<\/span><\/a>. They may also ask if you have other information, such as a description of the accident scene, witness statements, and photos. You can speed up the <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\"><span data-term-id=\"53682098\">claims process<\/span><\/a> by ordering a copy of the <span data-term-id=\"53682094\">police report<\/span> yourself and providing it to the <span data-term-id=\"53682121\">insurance adjuster<\/span> handling your claim.<\/p>\n<h2>How To File an <span data-term-id=\"53682074\">Insurance Claim<\/span><\/h2>\n<p>There are two types of <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\"><span data-term-id=\"53682068\">car accident<\/span> <span data-term-id=\"53682074\">insurance claims<\/span><\/a>: first-party claims and third-party claims.<\/p>\n<ul>\n<li><strong>A first-party claim<\/strong> is the one you file with your <span data-term-id=\"53682111\">own <\/span><span data-term-id=\"53682067\">insurance company<\/span>. You file a first-party claim if the other driver flees the scene or doesn\u2019t have <span data-term-id=\"53682112\">auto insurance<\/span>. You may also need to file this type of claim if someone hits your car while it\u2019s parked. When using your own coverage, you will be responsible for paying your policy&#8217;s <span data-term-id=\"53682075\">deductible<\/span>.<\/li>\n<li><strong>Third-party claims<\/strong> are <span data-term-id=\"53682081\">car <\/span><span data-term-id=\"53682074\">insurance<\/span><span data-term-id=\"53682074\"> claims<\/span> you file with the <span data-term-id=\"53682084\">at-fault party<\/span>\u2019s insurance carrier. For example, if the other driver ran a red light at the <span data-term-id=\"53682105\">time of the accident<\/span>, they would likely be considered to be at fault. The same is true if they were <a href=\"https:\/\/www.findlaw.com\/traffic\/traffic-tickets\/texting-while-driving.html\">texting and driving<\/a> at the time of the collision.<\/li>\n<\/ul>\n<p>Whether the <span data-term-id=\"53682087\">at-fault <\/span><span data-term-id=\"53682099\">driver<\/span><span data-term-id=\"53682099\">\u2019s <\/span><span data-term-id=\"53682067\">insurance company<\/span> pays your claim depends on several things, including the type of <span data-term-id=\"53682113\">insurance coverage<\/span> the driver has. Most state laws require all motorists to carry liability coverage that pays for property damage drivers cause to other vehicles. As long as your damages don\u2019t exceed the <span data-term-id=\"53682087\">at-fault driver<\/span>&#8216;s <span data-term-id=\"53682117\">policy limits<\/span>, their insurance should pay your claim.<\/p>\n<p>You\u2019ll receive your insurance check within a matter of weeks if the <span data-term-id=\"53682121\">insurance adjuster<\/span> approves your claim. If they deny your claim, you\u2019ll have a chance to file an appeal. Keep in mind that the same people who denied your initial claim will be handling your appeal. Your best bet at this point is to talk to a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53682076\">personal injury<\/span><span data-term-id=\"53682076\"> lawyer<\/span><\/a> who specializes in <span data-term-id=\"53682068\">car <\/span><span data-term-id=\"53682095\">accident<\/span><span data-term-id=\"53682095\"> cases<\/span>.<\/p>\n<h2>Why Would an <span data-term-id=\"53682067\">Insurance Company<\/span> Deny Your Claim?<\/h2>\n<p>In a perfect world, the <span data-term-id=\"53682067\">insurance company<\/span> would pay your claim without a quarrel, and you\u2019d get your car fixed. However, they may <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/the-other-partys-insurance-denied-the-claim-now-what.html\">deny your claim<\/a> entirely or in part. If this happens, you\u2019ll have to decide what you want to do. You can file an appeal, or you can talk to an <span data-term-id=\"53682119\">experienced attorney<\/span> about filing a <span data-term-id=\"53682068\">car accident<\/span> lawsuit.<\/p>\n<p>The <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\"><span data-term-id=\"53682121\">insurance adjuster<\/span><\/a> may deny your claim for several reasons, including:<\/p>\n<ul>\n<li>The policy wasn\u2019t valid<\/li>\n<li>The company cancelled the policy for non-payment<\/li>\n<li>The <span data-term-id=\"53682121\">insurance adjuster<\/span> thinks you were at fault<\/li>\n<li>You have a history of filing <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-insurance-claims-time-limits.html\"><span data-term-id=\"53682081\">car <\/span><span data-term-id=\"53682074\">insurance<\/span><span data-term-id=\"53682074\"> claims<\/span><\/a><\/li>\n<li>You didn\u2019t submit the necessary documentation<\/li>\n<li>The <span data-term-id=\"53682121\">insurance adjuster<\/span> believes you\u2019re exaggerating your losses<\/li>\n<\/ul>\n<p>Regardless of the reason, you must address the denial at once. Otherwise, you\u2019ll end up paying the <span data-term-id=\"53682107\">out-of-pocket<\/span> expenses related to the crash.<\/p>\n<h2>How Insurance Carriers Determine Property Damage<\/h2>\n<p>The general rule regarding vehicle damage after a <span data-term-id=\"53682068\">car accident<\/span> is that you\u2019re entitled to recover the difference between the <span data-term-id=\"53682091\">value of your vehicle<\/span> before and <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-basics.html\">after the accident<\/a>.<\/p>\n<p>The <span data-term-id=\"53682081\">car <\/span><span data-term-id=\"53682067\">insurance<\/span><span data-term-id=\"53682067\"> company<\/span> determines your vehicle damage by looking at the cost of repairing the <span data-term-id=\"53682104\">damaged property<\/span> or the car\u2019s <span data-term-id=\"53682100\">fair market value<\/span>. In general, if the <span data-term-id=\"53682067\">insurance company<\/span> determines that the <span data-term-id=\"53682092\">cost of repairs<\/span> will exceed a certain percentage of your car\u2019s <a href=\"https:\/\/www.kbb.com\/whats-my-car-worth\/?msockid=2516e5111a1768541ed2f1861b9e6907\" target=\"_blank\" rel=\"noopener\">Blue Book value<\/a>, it will declare your vehicle a &#8220;<span data-term-id=\"53682110\">total loss<\/span>&#8220;. The vehicle is given a salvage title. You\u2019ll be offered the value of the vehicle as is, with the option to have an amount deducted if you wish to keep it.<\/p>\n<p>The <span data-term-id=\"53682110\">total loss<\/span> threshold varies by state and by <span data-term-id=\"53682067\">insurance company<\/span> policy, but is usually around 70-80%. If the <span data-term-id=\"53682067\">insurance company<\/span> denies your claim, you can demand compensation for the <span data-term-id=\"53682118\">diminished value<\/span> of your <span data-term-id=\"53682097\">motor vehicle<\/span> in your <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/stages-of-a-personal-injury-case.html#:~:text=Accident%20and%20injury%20lawsuits%20can%20take%20many%20forms%2C,injury%20case%20and%20some%20information%20about%20each%20stage.\"><span data-term-id=\"53682106\">personal injury<\/span><span data-term-id=\"53682106\"> case<\/span><\/a>.<\/p>\n<h2>Am I Entitled to a <span data-term-id=\"53682079\">Rental Car<\/span>?<\/h2>\n<p>Most <span data-term-id=\"53682071\">insurance policies<\/span> offer coverage for a <span data-term-id=\"53682079\">rental car<\/span> in the event of the <span data-term-id=\"53682103\">loss of use<\/span> of your vehicle. Sometimes the <span data-term-id=\"53682067\">insurance company<\/span> will arrange for a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/who-pays-for-a-rental-car-after-an-accident.html\"><span data-term-id=\"53682079\">rental car<\/span><\/a> comparable to your own vehicle, but that\u2019s not required by law. The <span data-term-id=\"53682121\">insurance adjuster<\/span> may simply compensate you for the costs of a <span data-term-id=\"53682079\">rental car<\/span>.<\/p>\n<h2>A <span data-term-id=\"53682080\">Personal Injury<\/span><span data-term-id=\"53682080\"> Attorney<\/span> Can Help You Sue the <span data-term-id=\"53682084\">At-Fault Party<\/span><\/h2>\n<p>If the <span data-term-id=\"53682067\">insurance company<\/span> refuses to pay your claim, you may have to <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit.html\">file a lawsuit<\/a> against the <span data-term-id=\"53682087\">at-fault driver<\/span>. Depending on the amount of vehicle damage you suffer, it may be worth taking legal action.<\/p>\n<p>Ideally, if you do sue the other driver, the <span data-term-id=\"53682067\">insurance company<\/span> will <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-process-and-timeline.html#:~:text=The%20car%20accident%20settlement%20process%20involves%20filing%20a,company%20cooperation%2C%20and%20the%20complexity%20of%20the%20case.\">settle the matter<\/a> out of court. Trials are time-consuming and expensive. Of course. settling means you may not receive your full demand. However, your attorney will fight to get you as much money as possible.<\/p>\n<h2>Other Damages <span data-term-id=\"53682088\">Accident Victims<\/span> Can Recover<\/h2>\n<p>Many <span data-term-id=\"53682088\">accident victims<\/span> suffer more than just property damage in a <span data-term-id=\"53682097\">motor vehicle<\/span> accident. When you file your <span data-term-id=\"53682068\">car accident<\/span> lawsuit, you must list your total damages. You must also submit evidence showing that you\u2019re entitled to each <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">type of damages<\/a> you demand.<\/p>\n<p>In most <span data-term-id=\"53682068\">car <\/span><span data-term-id=\"53682095\">accident<\/span><span data-term-id=\"53682095\"> cases<\/span>, plaintiffs demand some or all of the following:<\/p>\n<ul>\n<li><span data-term-id=\"53682115\">Medical bills<\/span><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/making-a-lost-wages-claim.html\"><span data-term-id=\"53682093\">Lost wages<\/span><\/a><\/li>\n<li>Lost future income<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/how-much-pain-and-suffering-is-enough-to-sue\/\">Pain and suffering<\/a><\/li>\n<li>Property damage<\/li>\n<li>Any other <span data-term-id=\"53682107\">out-of-pocket<\/span> expenses<\/li>\n<\/ul>\n<p>When you meet with your attorney for your <span data-term-id=\"53682086\">free case evaluation<\/span>, they\u2019ll help determine your actual damages. When doing this, it\u2019s important to remember that the <span data-term-id=\"53682067\">insurance company<\/span> will not pay more than the <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/understanding-insurance-limits.html\"><span data-term-id=\"53682071\">insurance <\/span><span data-term-id=\"53682117\">policy<\/span><span data-term-id=\"53682117\"> limits<\/span><\/a>.<\/p>\n<h2>Seek <span data-term-id=\"53682083\">Legal Advice<\/span> From a <span data-term-id=\"53682078\">Property Damage Lawyer<\/span><\/h2>\n<p>Dealing with an <span data-term-id=\"53682072\">auto accident<\/span> can sometimes be quite simple. When that\u2019s not the case, you\u2019ll need the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/hire-a-car-accident-lawyer.html\">help of an experienced <span data-term-id=\"53682077\">car accident<\/span><span data-term-id=\"53682077\"> attorney<\/span><\/a>. They know how to deal with <span data-term-id=\"53682067\">insurance companies<\/span> and other parties involved in the <span data-term-id=\"53682069\">personal injury<\/span> litigation process. If you\u2019re confused and need some advice,\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">contact a <span data-term-id=\"53682077\">car accident<\/span><span data-term-id=\"53682077\"> attorney<\/span><\/a>\u00a0for a case evaluation.<\/p>\n<p>There are strict time limits called <a href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\"><span data-term-id=\"53682101\">statutes of limitations<\/span><\/a> for bringing <span data-term-id=\"53682085\">personal injury<\/span><span data-term-id=\"53682085\"> claims<\/span>. If you\u2019ve suffered <span data-term-id=\"53682109\">bodily injury<\/span> or <span data-term-id=\"53682082\">personal property<\/span> damage, contact an injury lawyer as soon as you can.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Accident and injury claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/#USER_GEO\/?fli=esum:FL3905\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div class=\"email-subscription-content-text fl-mb25\">\n            <h4 class=\"fl-no-margin\">Enter your email address to subscribe<\/h4>\n        <\/div>\n\n        <form class=\"email-subscription-content-form\">\n            <input type=\"hidden\" name=\"distributionList\" value=\"latl\" \/>\n            <label for=\"email-subscription-content-form-group-input\" class=\"fl-text-sm-bold\">Email (Required)<\/label>\n            <div class=\"email-subscription-content-form-group\">\n                <input id=\"email-subscription-content-form-group-input\" name=\"email\" autocomplete=\"email\"\/>\n                <button type=\"submit\" aria-label=\"Submit\">\n                    <i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n                <\/button>\n            <\/div>\n            <p class=\"email-subscription-content-form-success subscribe-success-message fl-text-sm-bold\" aria-hidden=\"true\" role=\"status\">Thank you for subscribing!<\/p>\n            <p class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident.html\">\n                        After a Car Accident\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-who-is-liable.html\">\n                        Car Accident Liability\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/pedestrian-accidents.html\">\n                        Pedestrian Accident Law\n                    <\/a>\n                <\/li>\n                        <\/ul>\n<\/div>\n\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Attorney Directory<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Accidents Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>This article gives answers to commonly asked questions about the car accident insurance claims process. Learn more at FindLaw.com.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":353003,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2734],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-353041","page","type-page","status-publish","hentry","category-injury"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=353041"}],"version-history":[{"count":3,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353041\/revisions"}],"predecessor-version":[{"id":384735,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353041\/revisions\/384735"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353003"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=353041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=353041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=353041"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=353041"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=353041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}