{"id":353075,"date":"2016-09-20T13:41:43","date_gmt":"2016-09-20T18:41:43","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/car-accidents\/how-long-do-you-have-to-report-a-car-accident.html"},"modified":"2025-10-15T16:43:56","modified_gmt":"2025-10-15T21:43:56","slug":"how-long-do-you-have-to-report-a-car-accident","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/car-accidents\/how-long-do-you-have-to-report-a-car-accident.html","title":{"rendered":"How Long Do You Have To Report a Car Accident?"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">How Long Do You Have To Report a Car Accident?<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/lyle-therese-a-hilotin-lee-j-d\/\">Lyle Therese A. Hilotin-Lee, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/laura-temme-esq\/\">Laura Temme, Esq.<\/a>\n                | Last updated\n        <time>\n                            October 15, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>The deadline to report a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> varies by state. Being aware of these important legal <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframes<\/span> can prevent denial of claims or loss of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684159\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684159\">legal rights<\/span> to compensation.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>Being involved in a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> is often overwhelming. The stress and anxiety are even worse if you are dealing with injuries, vehicle damage, and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance companies<\/span>. Missing a deadline may result in the denial of claims or the loss of the right to sue for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684168\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684168\">fair compensation<\/span>.<\/p>\n<p>In this article, we\u2019ll explain important <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframes<\/span> and deadlines for reporting a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> to police, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance companies<\/span>, and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">motor vehicle<\/span> agencies.<\/p>\n<p>If you\u2019ve recently been in an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684162\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684162\">auto accident<\/span>, a local <a class=\"editor-rtfLink\" href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\"> attorney<\/span><\/a> can help you understand the complex <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684146\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684146\">reporting requirements<\/span>, negotiate with the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span>, and file a legal claim if necessary. They will help you meet all crucial deadlines to ensure you receive the compensation you deserve.<\/p>\n<h2>Emergencies vs. Non-Emergencies<\/h2>\n<p>The required <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span> for reporting a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684155\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684155\">motor vehicle<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684155\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684155\"> accident<\/span> depends on the severity of the accident and who you\u2019re making the report to. We\u2019ll discuss each of these in more detail below.<\/p>\n<h3>Immediate Reporting<\/h3>\n<p>Call 911 and get help from police and emergency services if there are:<\/p>\n<ul>\n<li>Injuries or fatalities<\/li>\n<li>Significant <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span><\/li>\n<li>Vehicles or other materials blocking traffic<\/li>\n<\/ul>\n<p>All states require reporting of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accidents<\/span> that result in injury or death. When it comes to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684156\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684156\">state laws<\/span> often establish a specific dollar threshold for damages that triggers mandatory reporting.<\/p>\n<p>For example:<\/p>\n<ul>\n<li>In <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/state\/florida-law\/florida-car-accident-report-basics.html\">Florida<\/a>, you are required to report if the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span> exceeds $500<\/li>\n<li><a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/state\/texas-law\/texas-car-accident-compensation-laws.html\">Texas<\/a> requires reporting of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span> of $1,000 or more<\/li>\n<\/ul>\n<p>Although you are not required to report <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684173\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684173\">minor <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accidents<\/span> under the damage threshold amount, it\u2019s a good idea to report any accident to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span>. A <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684132\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684132\">police report<\/span> is an invaluable document for <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/the-insurance-claim-process.html\">filing an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance claim<\/span><\/a>.<\/p>\n<h3>Notifying Your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">Insurance Company<\/span><\/h3>\n<p>Most policies require notification within 24 to 48 hours. Some allow up to 72 hours or as soon as practicable. Check your specific policy terms to find out what your obligations are.<\/p>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">Insurance companies<\/span> are becoming increasingly strict about their<a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/how-to-report-an-insurance-company.html\"> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684146\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684146\">reporting requirements<\/span><\/a>. Failure to comply could result in the denial of insurance coverage or the cancellation of the policy. Many <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policies<\/span> include language requiring you to immediately notify them of any accident, regardless of who is at fault.<\/p>\n<p>After an <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-liability-proving-fault-in-a-car-crash.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684162\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684162\">auto accident<\/span><\/a>, it\u2019s common to be contacted by a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684142\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684142\">car insurance<\/span> adjuster. Adjusters work for the auto <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span>. Their job is to investigate the details of the accident and determine how much the insurer should pay out for the <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-claims-and-settlements.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684155\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684155\">motor vehicle<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684155\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684155\"> accident<\/span> claim<\/a>. Keep all <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684170\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684170\">medical records<\/span>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684166\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684166\">medical bills<\/span>, and other <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684170\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684170\">medical records<\/span> related to the injury caused by the accident.<\/p>\n<p>The more details about the accident you can provide, the better. This includes:<\/p>\n<ul>\n<li>The date of the accident<\/li>\n<li>Contact information of the other motorist<\/li>\n<li>The driver\u2019s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684154\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684154\">insurance information<\/span><\/li>\n<li><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684170\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684170\">Medical records<\/span><\/li>\n<li>Any evidence you may have collected at the scene of the accident<\/li>\n<\/ul>\n<p>If you were not the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684174\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684174\">at-fault driver<\/span>, consider waiting before giving a statement to the insurance adjuster from the other driver\u2019s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span>. They can use any information or statements you make in the settlement negotiation process. If you feel unsure or overwhelmed by the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684141\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684141\">claims process<\/span>, a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684136\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684136\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684136\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684136\"> lawyer<\/span><\/a> can help you with these interactions.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> Filing Deadlines<\/h3>\n<p>Many states require an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684129\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684129\">accident report<\/span> to be submitted to their <a href=\"https:\/\/www.findlaw.com\/traffic\/drivers-license-vehicle-info\/state-dmv-offices.html\">Department of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">Motor Vehicles<\/span> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span>)<\/a> within 10 days. Some are shorter, like Washington\u2019s four-day deadline. In several states, you must report an accident to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> even if police respond to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684148\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684148\">accident scene<\/span>.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684146\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684146\">Reporting Requirements<\/span> for Serious Accidents<\/h2>\n<p>Most states require drivers to call <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> for serious accidents. You should contact the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684180\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684180\">local police<\/span> immediately after an accident and get an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684129\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684129\">accident report<\/span> from the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\">police department<\/span> later on if the accident results in:<\/p>\n<ul>\n<li>An injury<\/li>\n<li>Death<\/li>\n<li>Significant <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span><\/li>\n<\/ul>\n<p>If you\u2019re not sure if an accident was serious enough to involve the police, it\u2019s generally better to err on the side of caution and call them. <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/do-you-need-a-police-report-to-prove-fault-in-a-car-accident.html\">A <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684132\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684132\">police report<\/span> is extremely helpful<\/a> when dealing with <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684151\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684151\">insurance providers<\/span>. It gives an official and objective record of the events.<\/p>\n<p>Calling 911 and waiting for police to arrive also helps protect you from a potential <a href=\"https:\/\/www.findlaw.com\/traffic\/traffic-tickets\/leaving-the-scene-of-an-accident-hit-and-run.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684165\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684165\">hit-and-run<\/span> charge,<\/a> which can have serious consequences. For example, under the <a class=\"editor-rtfLink\" href=\"https:\/\/codes.findlaw.com\/ca\/vehicle-code\/veh-sect-20001.html\" target=\"_blank\" rel=\"noopener\">California Code<\/a>, if a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684165\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684165\">hit-and-run<\/span> accident results in injury or death, the offender could face two to four years in prison. The state could also impose fines ranging from $1,000 to $10,000 and imprisonment of up to one year.<\/p>\n<h2>What if the Police Don\u2019t Come?<\/h2>\n<p>A common scenario that surprises many drivers is when police officers or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> officers fail to respond to the scene of an accident. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\">Police departments<\/span> may opt not to dispatch police officers in cases of minor car crashes. This can be the case when no injuries occur and the vehicle damage is minimal, such as a minor <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684171\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684171\">fender bender<\/span> involving only <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span>. Police officers prioritize certain accidents, responding to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accidents<\/span> that involve injuries, significant <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span>, or pose a hazard to other motorists.<\/p>\n<p>Some jurisdictions, particularly in major cities, implemented policies that affect how <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> responds to <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684173\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684173\">minor <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accidents<\/span>. In April 2020, <a class=\"editor-rtfLink\" href=\"https:\/\/www.nyc.gov\/site\/nypd\/news\/p0403b\/nypd-expanding-successful-non-injury-collision-pilot-save-nypd-resources\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684167\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684167\">New York<\/span> City expanded its program<\/a> whereby officers are no longer required to respond to car crashes that only involve <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span>. The purpose of this program is to enable police patrol units to respond more quickly to critical emergencies. It also aims to reduce the wait times of residents involved in minor car crashes. Other jurisdictions have adopted similar approaches.<\/p>\n<p>These changes improve the emergency response of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> officers, but place greater responsibility on motorists to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident.html\">document <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accidents<\/span><\/a>. If you\u2019re in an accident, be sure to make notes on crucial details, take photos of the incident, and notify your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684142\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684142\">car insurance<\/span> agent as soon as possible. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684176\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684176\">Exchange information<\/span> with other parties involved, including <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684149\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684149\">phone numbers<\/span> and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684154\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684154\">insurance information<\/span>. Don\u2019t forget the other <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684140\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684140\">driver\u2019s <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684163\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684163\">license<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684163\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684163\"> plate<\/span> number.<\/p>\n<h2>Self-Reporting Deadlines When Police Don&#8217;t Respond<\/h2>\n<p>When police officers do not respond at the scene of a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span>, most states require you to file a self-report with the Department of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">Motor Vehicles<\/span> within a specific period. The deadline to file often ranges from ten to thirty days after the incident. When you file a self-report, it is your responsibility to ensure that you file it within the designated <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span>.<\/p>\n<p>In some jurisdictions, police officers do not respond to the scene if the accident only involves <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span>. Self-reporting and having a record of the incident are still helpful, as they can facilitate a faster and easier <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684141\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684141\">claim<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684141\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684141\"> process<\/span> with a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684132\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684132\">police report<\/span>.<\/p>\n<p>California requires drivers to complete and submit the <a href=\"https:\/\/www.dmv.ca.gov\/portal\/dmv-virtual-office\/accident-reporting\/\" target=\"_blank\" rel=\"noopener\">SR-1 Form<\/a> to report a traffic accident. The driver should submit this form within 10 days of the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span>, particularly if it resulted in injury, death, or damage to property amounting to $1,000 or more. Drivers should submit this form to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> regardless of who\u2019s at fault.<\/p>\n<p>On the other hand, <a href=\"https:\/\/www.findlaw.com\/state\/arkansas-law\/arkansas-car-accident-report-basics.html\">Arkansas<\/a> provides different reporting deadlines. Drivers have 30 days to report the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> if it resulted in injury, death, or damage to property exceeding $1,000. The longer <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span> gives drivers more time to gather information and file their reports. However, reporting it sooner is always recommended.<\/p>\n<p>Given these variations in the period during which you can file a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684161\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684161\">car <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684129\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684129\">accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684161\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684161\"> report<\/span>, it is important that you check your <a href=\"https:\/\/www.findlaw.com\/traffic\/drivers-license-vehicle-info\/state-dmv-offices.html\">local <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> requirements<\/a>. Failure to report within the designated <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span> could result in serious consequences. You can also consult with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\"> attorney<\/span><\/a> who can guide you in understanding the reporting procedures.<\/p>\n<h2>How Long Do I Have To Report an Accident to My <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">Insurance Company<\/span>?<\/h2>\n<p>Most <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policies<\/span> require notification either immediately or as soon as possible after the accident. Some policies specify exact <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframes<\/span>, such as within 24 or 72 hours. Contacting them sooner rather than later is almost always the best course of action, but make sure you have gathered all the information possible.<\/p>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">Insurance companies<\/span> often have hotlines that you can reach out to 24\/7. Some even have a mobile application where you can file your report, so it\u2019s possible to alert the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span> from the scene of the accident. This allows them to open a case file for the incident.<\/p>\n<p>The time limit for filing a <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684161\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684161\">car <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684129\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684129\">accident<\/span><\/a><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684161\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684161\"> report<\/span> varies by company and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policy<\/span>. If you are unsure about what your policy states, please review it or contact your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span> for clarification. It\u2019s important to file a claim as quickly as possible. If you don&#8217;t follow their rules, your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span> could deny your claim.<\/p>\n<p>It is important to distinguish between reporting an accident to your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span> and filing an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance claim<\/span>. Although it\u2019s easy to confuse these two steps, they serve distinct purposes and have different deadlines.<\/p>\n<p><strong>Filing a report of the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span><\/strong> means you\u2019re notifying your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684142\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684142\">car <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\"> company<\/span> that a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> happened. This is where you provide your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span> with the details of the incident. This includes the time, date, and location of the accident, as well as the names of the parties involved.<\/p>\n<p><strong>Filing an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance claim<\/span><\/strong> is the process of formally seeking coverage for\u00a0<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damages<\/span>,\u00a0<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684166\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684166\">medical bills<\/span>, or vehicle repairs from your insurer. This often involves detailed information such as <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684132\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684132\">police reports<\/span> and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684170\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684170\">medical records<\/span>.<\/p>\n<p>Your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policy<\/span> will specify the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span> within which you must report a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span>. Most <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance companies<\/span> require a prompt reporting of the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> or reporting it within a reasonable period of time. For <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-insurance-claims-time-limits.html\">filing an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance claim<\/span><\/a>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance companies<\/span> will give additional time beyond the initial reporting <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span>. The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span> may range from 30 to 60 days or more, depending on the terms of your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policy<\/span>. Check your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policy<\/span> to learn more about the number of days you have to file your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance claim<\/span>.<\/p>\n<h2>State <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> Deadlines<\/h2>\n<p>Many states have laws requiring you to report accidents to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684180\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684180\">local <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\">police<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\"> department<\/span> or the Department of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">Motor Vehicles<\/span> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span>) within a certain period. This is often within a few <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684157\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684157\">days of the accident<\/span>. This requirement applies if the accident resulted in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684143\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684143\">bodily injury<\/span>, death, or significant <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span>. These requirements vary by state, so it is essential to be familiar with the laws in your area.<\/p>\n<p>Let\u2019s look at a couple of examples to illustrate the differences:<\/p>\n<ul>\n<li>Florida requires drivers to file a report with <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> agencies for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accidents<\/span> involving injury, death, or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span> exceeding $500. If a police officer does not file a report, they should submit it to the Florida Department of Highway Safety and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">Motor Vehicles<\/span> (FLHSMV) within 10 days. You can submit <a href=\"https:\/\/www.flhsmv.gov\/courts-enforcement\/about-crash-records-and-crash-reporting\/forms-and-resources\/\" target=\"_blank\" rel=\"noopener\">Form HSMV 90011S<\/a> via email to <a href=\"mailto:SelfReportCrashes@flhsmv.gov\" target=\"_blank\" rel=\"noopener\">SelfReportCrashes@flhsmv.gov<\/a> or mail the completed form to Florida Highway Safety and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">Motor Vehicles<\/span>.<\/li>\n<li><a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/state\/california-law\/california-car-accident-report-basics.html\">California<\/a> requires filing a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684161\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684161\">car <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684129\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684129\">accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684161\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684161\"> report<\/span> with the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> within 10 days if the accident resulted in injury, death, or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span> exceeding $1,000. You, your insurance agent, broker, or other authorized representative can complete <a href=\"https:\/\/www.dmv.ca.gov\/portal\/file\/report-of-traffic-accident-occurring-in-california-sr-1-pdf\/\" target=\"_blank\" rel=\"noopener\">Form SR-1<\/a> online or mail the form to the California Department of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684134\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684134\">Motor Vehicles<\/span>.<\/li>\n<li><a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/your-new-york-car-accident-the-basics.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684167\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684167\">New York<\/span><\/a> also requires filing a report to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> within 10 days for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684130\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684130\">personal injury<\/span>, death, or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span> over $1,000. You must complete and mail Form MV-104 to the Crash Records Center.<\/li>\n<li>In <a class=\"editor-rtfLink\" href=\"https:\/\/www.findlaw.com\/state\/washington-law\/washington-car-accident-report-basics.html\">Washington state<\/a>, you have four days to submit a report if no <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> officer investigates the accident. All drivers, pedestrians, or property owners involved in the accident should also <a class=\"editor-rtfLink\" href=\"https:\/\/wrecr.wsp.wa.gov\/omvcr\" target=\"_blank\" rel=\"noopener\">submit a collision report online<\/a>. They can also obtain a collision report from the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684180\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684180\">local <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\">police<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\"> department<\/span> or the county sheriff&#8217;s office.<\/li>\n<\/ul>\n<p>If you are unsure about your state\u2019s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684146\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684146\">reporting requirements<\/span>, contact your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684180\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684180\">local <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\">police<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684147\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684147\"> department<\/span> or <a href=\"https:\/\/www.findlaw.com\/traffic\/drivers-license-vehicle-info\/state-dmv-offices.html\">find your state\u2019s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> website<\/a>.<\/p>\n<h2>What Happens if You Don&#8217;t Report to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span>?<\/h2>\n<p>Failure to report an accident to the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> can cause serious problems, including fines or having your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684140\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684140\">driver&#8217;s license<\/span> revoked. In serious accidents involving injuries or deaths, criminal charges are possible.<\/p>\n<p>In <a class=\"editor-rtfLink\" href=\"https:\/\/dmv.ny.gov\/records\/file-a-motorist-crash-accident-report\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684167\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684167\">New York<\/span><\/a>, the failure to submit a required <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684129\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684129\">accident report<\/span> could result in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684140\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684140\">driver&#8217;s license<\/span> suspension until one is filed. <a href=\"https:\/\/www.findlaw.com\/traffic\/traffic-tickets\/leaving-the-scene-of-an-accident-hit-and-run.html\">Fleeing the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684148\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684148\">accident scene<\/span><\/a> when an injury or death occurred is a criminal offense under both California and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684167\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684167\">New York<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684156\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684156\">state law<\/span>.<\/p>\n<p>Even if your state doesn&#8217;t demand <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> reporting, your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span> might still require it as part of your policy. If you&#8217;re unsure about what&#8217;s required in your state or what your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684135\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684135\">insurance policy<\/span> demands, reach out to your local <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> or talk to a <a class=\"editor-rtfLink\" href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\"> attorney<\/span><\/a>.<\/p>\n<p>If a police officer responds to your accident and files a report, you may not need to file a separate <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> report. In many jurisdictions, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684139\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684139\">law enforcement<\/span> automatically notifies the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span>. In minor <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684131\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684131\">property damage<\/span> accidents where the police do not respond, you might need to file your own <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684150\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684150\">crash report<\/span>.<\/p>\n<h2>Out-of-State Accidents<\/h2>\n<p>If you&#8217;re involved in an accident while traveling, you&#8217;ll generally need to follow the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684146\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684146\">reporting requirements<\/span> of the state where the accident occurred, not your home state. This can create confusion about deadlines:<\/p>\n<ul>\n<li><strong>Immediate reporting<\/strong>: Call <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684180\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684180\">local police<\/span> using the state&#8217;s emergency procedures<\/li>\n<li><strong><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span> reporting<\/strong>: File with the state where the accident happened within their required <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684153\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684153\">timeframe<\/span> (typically 10 days, but varies)<\/li>\n<li><strong>Home state notification<\/strong>: Some states also require you to report out-of-state accidents to your home <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684160\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684160\">DMV<\/span><\/li>\n<li><strong>Insurance reporting<\/strong>: Your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684127\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684127\">insurance company<\/span>&#8216;s deadlines remain the same regardless of location (between 24 and 72 hours)<\/li>\n<\/ul>\n<p>If you live in Texas but have an accident in California, you&#8217;d have to file California&#8217;s SR-1 form within 10 days. You\u2019d also need to check if Texas requires notification of the out-of-state incident.<\/p>\n<h2>How Long Do You Have To File a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684158\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684158\">Personal Injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684158\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684158\"> Claim<\/span>?<\/h2>\n<p>Each state has its own laws when it comes to the time limit for <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-lawsuit-basics.html\">filing a lawsuit over a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span><\/a>. These are known as the <a href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684137\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684137\">statute of limitations<\/span><\/a>. The period often begins on the day the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> occurred. If you wait three years before filing your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684130\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684130\">personal injury<\/span> lawsuit, and your state has a two-year <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684137\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684137\">statute of limitations<\/span>, you can lose your chance to seek compensation through court means.<\/p>\n<p>The time limit for <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/personal-injury-law-the-basics.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684130\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684130\">personal injury<\/span> lawsuits<\/a> varies significantly between states. These deadlines are often found in each state\u2019s negligence provisions, as most <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span> claims are based on an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684174\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684174\">at-fault driver<\/span> who failed to exercise reasonable care. Most states have a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684137\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684137\">statute of limitations<\/span> of either two or three years, with two years being the most common.<\/p>\n<h2>What if You Don&#8217;t Notice Your Injuries Right Away?<\/h2>\n<p>In cases where the injuries of the parties involved are not immediately apparent, the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684137\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684137\">statute of limitations<\/span> may not begin to run until the date you learned about the injury or the time at which you should have <a href=\"https:\/\/selfhelp.courts.ca.gov\/civil-lawsuit\/statute-limitations\" target=\"_blank\" rel=\"noopener\">reasonably discovered<\/a> it. The legal principle is particularly relevant in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684177\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684177\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684177\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684177\"> cases<\/span> where injuries such as soft tissue damage, whiplash, or brain trauma may not immediately manifest.<\/p>\n<p>A person injured in a car crash may not realize they suffered a soft tissue injury until a few days after the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span>. In this situation, it would be unfair to bar them from seeking compensation simply because the injury took time to become apparent.<\/p>\n<p>If you begin to suspect you have an injury from a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span>, your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684137\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684137\">statute of limitations<\/span> starts running from that date. You should act promptly and initiate the process of filing a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684158\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684158\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684158\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684158\"> claim<\/span>. The legal principle does not eliminate the deadline to file the claim. Instead, it adjusts the start date.<\/p>\n<p>When considering a lawsuit, it\u2019s a good idea to reach out to a <a class=\"editor-rtfLink\" href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span><\/a> or <a class=\"editor-rtfLink\" href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684164\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684164\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684164\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684164\"> attorney<\/span><\/a>. They can provide guidance and support for your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684177\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684177\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684177\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684177\"> case<\/span>.<\/p>\n<h2>Involved in a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">Car Accident<\/span>? Seek Legal Advice From an Attorney<\/h2>\n<p>If you\u2019re considering filing a lawsuit or need to make an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684133\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684133\">insurance claim<\/span> after a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684128\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684128\">car accident<\/span>, it\u2019s important to get every step in the process correct. If you have questions about how long you have to report the accident or whether you need to file a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684130\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684130\">personal injury<\/span> lawsuit, a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684144\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684144\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684144\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684144\"> lawyer<\/span><\/a> or a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\"> attorney<\/span><\/a> can provide assistance. With their <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684178\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684178\">years of experience<\/span>, they can help you navigate <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684146\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684146\">reporting requirements<\/span>. Most <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684138\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684138\"> attorneys<\/span> offer a free <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53684152\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53684152\">case evaluation<\/span>.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Accident and injury claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/#USER_GEO\/?fli=esum:FL3905\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div class=\"email-subscription-content-text fl-mb25\">\n            <h4 class=\"fl-no-margin\">Enter your email address to subscribe<\/h4>\n        <\/div>\n\n        <form class=\"email-subscription-content-form\">\n            <input type=\"hidden\" name=\"distributionList\" value=\"latl\" \/>\n            <label for=\"email-subscription-content-form-group-input\" class=\"fl-text-sm-bold\">Email (Required)<\/label>\n            <div class=\"email-subscription-content-form-group\">\n                <input id=\"email-subscription-content-form-group-input\" name=\"email\" autocomplete=\"email\"\/>\n                <button type=\"submit\" aria-label=\"Submit\">\n                    <i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n                <\/button>\n            <\/div>\n            <p class=\"email-subscription-content-form-success subscribe-success-message fl-text-sm-bold\" aria-hidden=\"true\" role=\"status\">Thank you for subscribing!<\/p>\n            <p class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident.html\">\n                        After a Car Accident\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-who-is-liable.html\">\n                        Car Accident Liability\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/pedestrian-accidents.html\">\n                        Pedestrian Accident Law\n                    <\/a>\n                <\/li>\n                        <\/ul>\n<\/div>\n\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Attorney Directory<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Accidents Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Missing car accident reporting deadlines can keep you from receiving compensation. FindLaw explains crucial timeframes for insurance and DMV reports.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":353003,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2734],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-353075","page","type-page","status-publish","hentry","category-injury"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=353075"}],"version-history":[{"count":1,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353075\/revisions"}],"predecessor-version":[{"id":399140,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353075\/revisions\/399140"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353003"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=353075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=353075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=353075"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=353075"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=353075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}