{"id":353079,"date":"2017-05-02T12:06:57","date_gmt":"2017-05-02T17:06:57","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/car-accidents\/how-to-report-an-accident-to-insurance.html"},"modified":"2025-09-25T18:17:45","modified_gmt":"2025-09-25T23:17:45","slug":"how-to-report-an-accident-to-insurance","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/car-accidents\/how-to-report-an-accident-to-insurance.html","title":{"rendered":"How To Report an Accident to Insurance"},"content":{"rendered":"\n
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How To Report an Accident to Insurance<\/h1>\n\n
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\n By Lyle Therese A. Hilotin-Lee, J.D.<\/a> | Legally reviewed by Catherine Hodder, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Reporting a car accident<\/span> to an insurance company<\/span> begins the claims process<\/span> for property damages<\/span> or personal injuries<\/span>. Knowing how to properly report is crucial to you recovering for your damages.<\/p>\n\n <\/div>\n\n\n\n

After being involved in a car accident<\/span>, you will need to report the incident to your car insurance company<\/span>. This often involves contacting your insurance for first-party claims or the at-fault party’s insurance for third-party claims.<\/p>\n

Getting involved in a motor vehicle<\/span> accident is stressful enough, but it\u2019s worse when you have to go through the insurance <\/span>claims<\/span> process<\/span> as well. You don\u2019t have to navigate this complex process alone. An experienced car accident<\/span> attorney<\/a> can help protect your rights and aid you in communicating with insurance companies<\/span>. This article provides helpful information on how to report an accident to insurance.<\/p>\n

Which Insurance Company<\/span> Do I File a Claim With?<\/h2>\n

The company you file with will depend on the type of insurance claim<\/span> you file. There are\u00a0two types of insurance claims<\/span><\/a>:<\/p>\n