{"id":353109,"date":"2017-01-27T16:21:28","date_gmt":"2017-01-27T21:21:28","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/car-accidents\/the-other-partys-insurance-denied-the-claim-now-what.html"},"modified":"2023-08-14T17:20:34","modified_gmt":"2023-08-14T22:20:34","slug":"the-other-partys-insurance-denied-the-claim-now-what","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/car-accidents\/the-other-partys-insurance-denied-the-claim-now-what.html","title":{"rendered":"The Other Driver’s Insurance Denied the Claim: Now What?"},"content":{"rendered":"\n
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The Other Driver's Insurance Denied the Claim, Now What?<\/h1>\n\n
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\n By Ty McDuffey, J.D.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

If you receive a denial letter from an insurance adjuster and you want to appeal the denial, you\u2019ll need to take several steps. Start by reviewing the reasons for the denial. You can also check whether the insurance company may be acting in bad faith.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

You’re absolutely certain that it was your turn to go after complying with the stop sign at a four-way intersection. But another motorist saw things differently. This resulted in your vintage Volkswagen Beetle getting t-boned by the at-fault driver’s pickup truck. Thankfully, you only suffered a bruised knee, but your car was totaled.<\/p>\n

You gather evidence by snapping a few pictures, jotting down contact information, and calling the other driver’s insurance company to make a claim.<\/p>\n

You followed the rules of the road. You insist\u00a0the other driver was at fault<\/a>. Still, the other party’s insurance company denied\u00a0your car accident claim<\/a>. Now what?<\/p>\n

This article shares possible reasons why the at-fault driver’s insurance denied your claim after a car accident. You’ll learn about the appeals process, the role your state’s laws play, and more.<\/p>\n

You may need more specific advice for your case, which you can get by consulting with a personal injury lawyer<\/a> in your state.<\/p>\n

Reasons an Insurer Might Deny Your Claim<\/h2>\n

There are plenty of reasons why the at-fault driver’s insurer may have denied your car insurance claim.<\/p>\n

Usually, the reasons fall into one of two main categories. Either the insurer’s claims adjuster believes your claim lacks merit, or the insurer simply hopes you won’t pursue the claims process further. The adjuster also may be relying on an eyewitness. Or it is choosing to believe its\u00a0client’s version of what happened<\/a>\u00a0in the absence of an official police report. Also, if there is a police report and the officer reports that who was at fault is undeterminable, then the insurer’s claim adjuster may also deny your claim.<\/p>\n

Other possible reasons for a claim denial by the other party’s insurance company include:<\/p>\n