{"id":353124,"date":"2017-03-31T15:40:11","date_gmt":"2017-03-31T20:40:11","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/car-accidents\/what-does-full-coverage-car-insurance-cover.html"},"modified":"2023-09-07T16:28:31","modified_gmt":"2023-09-07T21:28:31","slug":"what-does-full-coverage-car-insurance-cover","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-does-full-coverage-car-insurance-cover.html","title":{"rendered":"What Does Full Coverage Car Insurance Cover?"},"content":{"rendered":"\n
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What Does Full Coverage Car Insurance Cover?<\/h1>\n
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\n By Ty McDuffey, J.D.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

When searching for the best auto insurance policy, you might come across the term "full coverage car insurance." But what does full coverage mean? Which type of coverage is right for you?<\/p>\r\n

This article dives into the components of a full coverage policy and how it differs from the state’s minimum requirements<\/a>.<\/p>\r\n

What Is Full Coverage Car Insurance?<\/h2>\r\n

Contrary to its name, full coverage auto insurance doesn’t cover everything related to your motor vehicle. Instead, it’s a combination of various types of insurance<\/a> designed to protect you, your car, and others on the road.<\/p>\r\n

Typically, a full coverage car insurance policy includes liability insurance, collision coverage, and comprehensive insurance.<\/p>\r\n

Liability Insurance<\/h2>\r\n

Mandatory in most states, liability insurance<\/a> is a fundamental component of an auto insurance policy. It’s designed to cover costs associated with any harm you might cause to others.<\/p>\r\n

Consisting of bodily injury liability and property damage liability, this coverage pays for medical bills and property damage<\/a>, respectively, of other parties when you’re the at-fault driver. Every state sets minimum liability limits. It’s advisable to consider higher limits for added protection.<\/p>\r\n