{"id":353529,"date":"2016-04-04T10:47:01","date_gmt":"2016-04-04T15:47:01","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/torts-and-personal-injuries\/toxic-mold-legal-claims.html"},"modified":"2025-07-24T17:05:41","modified_gmt":"2025-07-24T22:05:41","slug":"toxic-mold-legal-claims","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/toxic-mold-legal-claims.html","title":{"rendered":"Toxic Mold Legal Claims"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Toxic Mold Legal Claims<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/robert-rafii-esq\/\">Robert Rafii, Esq.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw Staff<\/a>\n                | Last updated\n        <time>\n                            July 24, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>Being exposed to toxic mold in your home or the workplace could make you severely ill. You may consider a toxic mold claim to sue those responsible.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>Health problems can arise from mycotoxins (fungal poisons) that exist in different types of mold. Common toxic black molds like\u00a0<i>Stachybotrys chartarum<\/i>\u00a0and\u00a0<i>Aspergillus niger<\/i> grow in moist areas. The health effects of mold growth can be sinus problems, memory loss, and even lung infections in people with weaker immune systems. People with existing health conditions are particularly vulnerable to mold spores. For example, an <i>Aspergillus<\/i> infection can cause a person to cough up blood and suffer from fever chills.<\/p>\n<p>A number of different claims are possible in cases of toxic mold exposure. Your specific claim will depend upon:<\/p>\n<ul>\n<li>The level of mold<\/li>\n<li>The circumstances of your exposure<\/li>\n<li>The facts surrounding your injury<\/li>\n<\/ul>\n<p>This article will give you some basic information about personal injury and property damage claims that may arise from toxic mold exposure. But if you have a serious mold issue, it&#8217;s best to get personalized help from a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">local injury lawyer<\/a>.<\/p>\n<h2>Toxic Mold Injuries: Who Is Responsible?<\/h2>\n<p>Liable parties (defendants) in a toxic mold lawsuit may include:<\/p>\n<ul>\n<li>Contractors and subcontractors (including general contractors, roofers, framers, and siding\/stucco contractors)<\/li>\n<li>Architects and structural engineers (parties who have <a href=\"https:\/\/www.findlaw.com\/realestate\/construction-defects\/toxic-mold.html\">failed to incorporate mold prevention<\/a> in design)<\/li>\n<li>Building material suppliers and manufacturers (including window drywall, ceiling, flooring, and siding manufacturers)<\/li>\n<li>Previous homeowners or property owners (for <a href=\"https:\/\/www.findlaw.com\/realestate\/buying-a-home\/home-defects-discovered-after-the-sale.html\">failing to disclose<\/a> known problems)<\/li>\n<li>The landlord (who must <a href=\"https:\/\/www.findlaw.com\/realestate\/landlord-tenant-law\/what-is-the-implied-warranty-of-habitability.html\">guarantee a habitable environment<\/a> for tenants and <a href=\"https:\/\/www.findlaw.com\/realestate\/landlord-tenant-law\/the-legal-standard-for-repairs-warranty-of-habitability.html\">complete timely repairs<\/a> for safety)<\/li>\n<\/ul>\n<p>Your claim against these parties will involve tort law. Torts are an area of the law dealing with wrongful civil actions that cause personal harm to others. The goal of your <a href=\"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer\/toxic-torts.html\">toxic mold tort<\/a> will be to recover money (damages) from the defendants.<\/p>\n<h2>Toxic Mold Injuries: Possible Damages<\/h2>\n<p>A personal injury claim could include <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/economic-recovery-for-accidents-and-injuries.html\">compensation for your losses<\/a>, such as:<\/p>\n<ul>\n<li>Your illness<\/li>\n<li>Property damage<\/li>\n<li>Mold remediation costs<\/li>\n<\/ul>\n<p>A property owner will generally want to start with an insurance claim. Your own insurance or contractor&#8217;s insurance company are potential places for recovery. If an insurance company doesn&#8217;t want to pay out, you may have to escalate the matter to court.<\/p>\n<h3>Medical Bills<\/h3>\n<p>You may have a claim for medical testing and treatments. You may have <a href=\"https:\/\/www.findlaw.com\/realestate\/construction-defects\/mold-associated-illnesses.html\">suffered an illness<\/a> because of a toxic mold problem at your home or place of work. Your claim amount will depend on the severity of your illness and your resulting medical expenses.<\/p>\n<h3>Clean-up and Real Estate Remediation<\/h3>\n<p>Water and mold can cause serious structural damage in a home or commercial building. <a href=\"https:\/\/www.findlaw.com\/realestate\/construction-defects\/toxic-mold-legal-claims.html\">Legal claims for property damage<\/a> may include the cost of fixing structural elements such as:<\/p>\n<ul>\n<li>Walls and windows<\/li>\n<li>Moldings and ceiling tiles<\/li>\n<li>Moldy floors<\/li>\n<\/ul>\n<p>Eliminating mold spores indoors is hard, but you can control mold growth by limiting moisture. This can help prevent mold infestation in damp places like condominium basements. Mold problems arise from moisture or water damage. Reducing humidity is the key to mold remediation. Air conditioning and dehumidifier units help to increase ventilation.<\/p>\n<p>Many times, such structural elements will have to be removed and replaced because they have been weakened. They may be ineffective in keeping out moisture, and cleaning would not be enough to return the structures to a habitable state.<\/p>\n<p>Cleanup costs for infected ventilation systems can also be very high. It is very difficult to inspect a ventilation system without professional assistance. It is possible that the whole system will have to be replaced. Mold remaining in the system can use the system itself as a gateway to all rooms within the structure.<\/p>\n<h2>Legal Theories of Liability<\/h2>\n<p>Before you sue someone for mold, you&#8217;ll need to understand what makes them legally responsible for the problem. There are a few ways that the law identifies when a mold problem is someone else&#8217;s liability.\u00a0<\/p>\n<h3>Negligence Liability for Mold Illness<\/h3>\n<p><a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/negligence.html\">Negligence<\/a><span style=\"background-color: transparent\">\u00a0is the most common theory of recovery in mold cases. Negligence is the legal term for carelessness that leads to injury. It is the failure of a responsible party to work with the degree of care that a person of reasonable prudence would use under the same or similar circumstances. <\/span><\/p>\n<p><span style=\"background-color: transparent\">For example, a contractor in a mold case may be negligent because they failed to use reasonable care in sealing the moisture out of a commercial building. That failure was the <a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/mold-warning-signs-and-damage.html\">causation of mold<\/a> that resulted in:<\/span><\/p>\n<ul>\n<li>Illness<\/li>\n<li>Structural damage<\/li>\n<li>Excessive clean-up costs<\/li>\n<\/ul>\n<h3>Breach of Warranty Mold Liability<\/h3>\n<p>Many states have statutes requiring builders and architects to warrant their work for a specified period of time. The law may prevent them from using disclaimers (waivers) to shirk responsibility. If your home or commercial building suffers from a mold infestation problem because of faulty workmanship, you may have a warranty claim. You should contact an attorney as soon as you discover mold or <a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/preventing-mold-damage-after-a-flood-tips-for-homeowners.html\">water intrusion<\/a>, as there may be time limitations for your claim.<\/p>\n<h3>Failure to Disclose Mold and Water Damage<\/h3>\n<p><span style=\"background-color: transparent\">Most states require previous owners to <a href=\"https:\/\/www.findlaw.com\/realestate\/selling-your-home\/required-real-estate-disclosures-when-selling-property.html\">disclose material facts<\/a> that affect the value or desirability of the property they are selling. This includes the known presence of mold, <a href=\"https:\/\/www.findlaw.com\/realestate\/construction-defects.html\">construction defects<\/a>, and water damage. If a previous owner knew of a potential mold problem and failed to tell the potential buyer, the buyer&#8217;s toxic mold case will allege missing disclaimers. In general, a seller must provide disclaimers regarding all known adverse conditions on their property.<\/span><\/p>\n<h2>Workers&#8217; Compensation for Mold Illnesses<\/h2>\n<p>If mold exposure at work caused your illness, you may have another type of claim. Instead of a personal injury lawsuit, you might seek <a href=\"https:\/\/www.findlaw.com\/injury\/workers-compensation.html\">workers&#8217; compensation<\/a>.\u00a0<\/p>\n<p>Most employers must carry <a href=\"https:\/\/www.findlaw.com\/injury\/workers-compensation\/what-is-workers-compensation-insurance.html\">workers&#8217; compensation insurance<\/a>. This type of policy helps pay the costs of injuries that employees suffer while working. A <a href=\"https:\/\/www.findlaw.com\/injury\/workers-compensation\/workers-compensation-basics.html\">claim under this policy<\/a> can cover the employee&#8217;s lost wages and medical expenses.\u00a0<\/p>\n<p>Workers&#8217; compensation claims for mold often have challenges. An employee must prove there was mold at their worksite and that it caused serious harm. This connection can be hard to prove. Yet, an employee doesn&#8217;t have to prove that their <a href=\"https:\/\/www.findlaw.com\/injury\/workers-compensation\/workers-compensation-can-i-sue-my-employer-instead.html\">employer is at fault<\/a> for failing to prevent or remove mold.\u00a0\u00a0<\/p>\n<h2><b>Settlement Versus Litigation<\/b><\/h2>\n<p>Mold-related lawsuits involve scientific questions about wrongful acts connected to dangerous chemicals. As a result, you should be aware of the disclaimer that there are benefits and disadvantages to a settlement.<\/p>\n<p>Since most lawsuits involve expert testimony on toxins, they can be expensive. A <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/resolution-before-trial-settlement.html\">quick settlement<\/a> might help you get money faster to replace your damaged property. But a prolonged lawsuit can be costly and emotionally painful. No one likes a drawn-out court battle. But some plaintiffs choose to <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/what-happens-at-trial.html\">take their cases to trial<\/a>.<\/p>\n<p>Litigating your toxic mold claim can have its own advantages. If you take your time and advance your case, you might enjoy a larger recovery. If you can take the financial and emotional pain of litigation, a jury might issue a substantial ruling against the defendants. For example, <a href=\"https:\/\/www.findlaw.com\/realestate\/construction-defects\/mold-lawsuit-settlement-and-examples.html\">one mold lawsuit in California resulted in a $13 million verdict<\/a>. It&#8217;s important to <a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/meeting-with-an-attorney-mold-case-attorney-intake-form.html\">meet with a lawyer<\/a> to discuss your mold case before making this decision.<\/p>\n<h2>How a Personal Injury Lawyer Can Help<\/h2>\n<p>A toxic mold attorney is a specific type of injury attorney with experience in mold litigation. A mold lawyer can fight insurance companies in personal injury cases outside and inside of court. They can provide you with legal advice on your personal injury case.<\/p>\n<p>You should\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">contact a personal injury attorney<\/a>\u00a0as soon as you discover a mold or water intrusion. States have filing deadlines known as\u00a0<a href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\">statutes of limitations<\/a>, after which you will be barred from filing your complaint. So, you can&#8217;t wait too long to consider your legal options.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n      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     class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Accident and injury claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your mold claim. 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