{"id":353597,"date":"2016-04-04T10:47:02","date_gmt":"2016-04-04T15:47:02","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/workers-compensation\/workers-comp-employers-responsibilities.html"},"modified":"2023-08-23T10:48:25","modified_gmt":"2023-08-23T15:48:25","slug":"workers-comp-employers-responsibilities","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/workers-compensation\/workers-comp-employers-responsibilities.html","title":{"rendered":"Workers’ Compensation: Your Employers’ Responsibilities and Duties"},"content":{"rendered":"\n
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Workers' Compensation: Your Employers' Responsibilities and Duties<\/h1>\n\n
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\n By Jade Yeban, Esq.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

Employers are generally required to provide workers\u2019 comp to employees with work-related injuries. They must report workplace injuries, cooperate with insurance and state agencies, and avoid retaliating against employees who file claims. Failure to meet these responsibilities can result in fines, legal action, or personal liability.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

Your employer’s workers’ compensation insurance covers employees who suffer a work-related injury or occupational disease. Employers must purchase employee insurance in most states.<\/p>\n

This insurance is provided by a workers’ compensation insurance carrier. In\u00a0some states<\/a>, larger employers with enough assets can self-insure or act as their own insurance companies. Smaller companies (with fewer than three or four employees) might be exempt.<\/p>\n

When a worker is injured, their claim is filed with the insurance company (or self-insuring employer). They pay medical and disability benefits according to a state-approved formula. Unless they fall within limited, exempt categories, employers without workers’ compensation insurance are subject to penalties. Penalties can include fines, criminal prosecution, and civil liability<\/a>.<\/p>\n

This article explains your employer’s responsibilities regarding workers’ compensation if you’re injured on the job. You can also talk to a workers’ comp attorney<\/a> near you. Professional legal help can be key if your employer is not fulfilling their duties under the law.\u00a0<\/p>\n

Workers’ Compensation: Duties of Employers<\/h2>\n

In addition to providing workers’ compensation insurance coverage, Most states require employers to perform<\/a> some, if not all, of these duties:<\/p>\n