{"id":353606,"date":"2016-04-04T10:47:02","date_gmt":"2016-04-04T15:47:02","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/injury\/workers-compensation\/workers-compensation-laws-by-state.html"},"modified":"2024-03-28T16:16:00","modified_gmt":"2024-03-28T21:16:00","slug":"workers-compensation-laws-by-state","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/workers-compensation\/workers-compensation-laws-by-state.html","title":{"rendered":"Workers’ Compensation Laws by State"},"content":{"rendered":"\n
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Workers' Compensation Laws by State<\/h1>\n\n
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\n By Natalie Moritz<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

Workers\u2019 compensation rules vary by state, with some workers like independent contractors, domestic servants, and farm laborers often excluded. Each state has its own statutes and administrative agencies overseeing workers\u2019 compensation claims and benefits.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

Workers’ compensation is a type of insurance coverage. It provides benefits to employees who get hurt or develop an illness because of their jobs. If you’re injured at work, workers’ comp helps cover expenses like medical care and lost wages if you’re unable to work while you recover.<\/p>\n

The workers’ compensation system covers most full-time and part-time workers<\/a>. But rules vary by state, so it’s important to check with your local Department of Labor<\/a> (DOL) to clarify coverage and eligibility. Some workers, like independent contractors and subcontractors, might not be covered. Others, like sole proprietors, might need to get self-insurance to be covered. Different rules might apply to minors.<\/p>\n

This article explains state workers’ compensation laws. Towards the end of this page, you’ll also find a chart listing each state’s:<\/p>\n