{"id":355777,"date":"2023-02-20T03:33:12","date_gmt":"2023-02-20T08:33:12","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/elder\/what-is-elder-law\/older-adult-law-basics-and-overview.html"},"modified":"2024-01-29T16:32:17","modified_gmt":"2024-01-29T21:32:17","slug":"older-adult-law-basics-and-overview","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/elder\/what-is-elder-law\/older-adult-law-basics-and-overview.html","title":{"rendered":"Older Adult Law: Basics and Overview"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Older Adult Law: Basics and Overview<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/olivia-wathne-jd\/\">Olivia Wathne, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/melissa-bender-esq\/\">Melissa Bender, Esq.<\/a>\n                | Last reviewed\n        <time>\n                            January 29, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n    <div class=\"fl-callout-text article-blockquote\">\n        <p>This section covers various legal matters specific to older Americans. This includes&nbsp;<a href=\"https:\/\/www.findlaw.com\/elder\/elder-care-law\/long-term-health-care.html\">long-term care<\/a>&nbsp;options,&nbsp;<a href=\"https:\/\/www.findlaw.com\/family\/guardianship\/guardianship-of-incapacitated-or-disabled-persons.html\">incapacity<\/a>, and issues related to&nbsp;<a href=\"https:\/\/www.findlaw.com\/elder\/elder-abuse.html\">older adult abuse<\/a>. Older adult law deals with various concerns that older people and their families might face. It covers topics from understanding and optimizing government benefits and health insurance to the complexities of estate planning.&nbsp;<\/p>\n\n    <\/div>\n\n\n\n<figure class=\"wp-block-image fl-no-margin\"><img decoding=\"async\" src=\"https://www.findlaw.com/static/c/images\/image\/upload\/ability-law\/wp-prod\/voting-older-adult-images-GettyImages-486435953.jpg\" alt=\"\" \/><\/figure>\n\n\n\n<p>There are many legal issues to consider in older adult law, including:<\/p>\n<ul>\n<li>Problems with\u00a0<a href=\"https:\/\/www.findlaw.com\/healthcare\/medicare-medicaid\/medicare.html\">public benefits<\/a>\u00a0(insurance, Medicare, or Medicaid)<\/li>\n<li>Issues with private health care benefits and providers<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/socialsecurity.html\">Social Security<\/a>\u00a0issues<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/estate.html\">Estate planning<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/elder\/elder-abuse.html\">Older adult abuse<\/a><\/li>\n<li>Long-term care planning and\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/elder-care-law\/dealing-with-the-cost-of-long-term-elder-care.html\">costs<\/a><\/li>\n<li>Nursing home abuse, costs,\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/nursing-home-laws-by-state.html\">state laws<\/a>, or other issues<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/healthcare\/patient-rights\/home-care-options-for-elders.html\">Home care<\/a>\u00a0vs.\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/elder-care-law\/nursing-homes-assisted-living.html\">assisted living<\/a>\u00a0decisions<\/li>\n<li>Guardianship and conservatorship<\/li>\n<li>Real estate issues like\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/what-is-elder-law\/elder-law-disability-amp-asset-protection-planning.html\">selling a home or passing it on to children<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/estate\/trusts\/special-needs-trusts-faq-s.html\">Special needs trusts<\/a><\/li>\n<li>Care and long-term planning for\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/elder-abuse\/adult-protective-services-what-you-need-to-know.html\">vulnerable adults<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/legalblogs\/law-and-life\/when-to-use-mediation-for-elder-abuse\/\">Dispute resolution<\/a>\u00a0for families<\/li>\n<\/ul>\n<h2>History of Older Adult Law<\/h2>\n<p>The\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/what-is-elder-law\/what-is-the-older-americans-act.html\">Older Americans Act (OOA)<\/a>\u00a0passage in 1965 marked a significant federal recognition of older people&#8217;s legal rights. The OOA created the\u00a0<a href=\"https:\/\/acl.gov\/about-acl\/administration-aging\" target=\"_blank\" rel=\"noopener\">Administration on Aging<\/a>\u00a0within the\u00a0<a href=\"https:\/\/www.hhs.gov\/\" target=\"_blank\" rel=\"noopener\">Department of Health and Human Services<\/a>. It also established state grants for research and community services affecting elderly people.<\/p>\n<p>Later amendments to OOA included a\u00a0<a href=\"https:\/\/www.nutrition.gov\/topics\/food-security-and-access\/food-assistance-programs\/nutrition-programs-seniors\" target=\"_blank\" rel=\"noopener\">national nutrition program for the elderly<\/a>. It also had the\u00a0<a href=\"https:\/\/acl.gov\/programs\/support-caregivers\/national-family-caregiver-support-program\" target=\"_blank\" rel=\"noopener\">National Family Caregiver Support Program<\/a>. This program helped families caring for older loved ones through support groups and financial help.<\/p>\n<h2>Finances for Older Adults<\/h2>\n<p>Planning for a secure retirement can be tricky, especially if you have a fixed income. Older adults deal with many challenges. They include income, asset protection, avoiding scams, and planning for issues with memory or health.<\/p>\n<p>Exploring ways to add to a low income, protecting money with legal help, staying smart about scams, and planning for possible health problems are important things to think about. Getting advice from a legal expert helps older adults handle these challenges for a safer and well-planned retirement.<\/p>\n<h2>Health Care for Older Adults<\/h2>\n<p>Dealing with aging involves health care decisions around patient advocacy, long-term care insurance, and\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/what-is-elder-law\/end-of-life-issues.html\">end-of-life choices<\/a>. It&#8217;s crucial to ensure that medical care aligns with financial plans. Key aspects include:<\/p>\n<ul>\n<li><b>Patient advocacy.\u00a0<\/b>Clearly express medical preferences through legal documents like advance directives.<\/li>\n<li><b>Diminished decision-making skills.<\/b>\u00a0Plan for potential declines in decision-making with legal tools like durable powers of attorney.<\/li>\n<li><b>End-of-life choices.\u00a0<\/b>Craft legally binding documents, like living wills, to express preferences for end-of-life care.<\/li>\n<li><b>Financial considerations.<\/b>\u00a0Understand benefits, insurance, and long-term care options to plan for future expenses.<\/li>\n<\/ul>\n<p>These legal and financial aspects ensure a tailored approach to health care for older adults that respects their preferences and promotes well-being.<\/p>\n<h2>Does Elder Law Include End-of-Life Issues?<\/h2>\n<p>Most end-of-life issues fall within the scope of older adult law, although family members of the elderly often help with the process. As we approach the end of our lives, we can choose to\u00a0<a href=\"https:\/\/www.findlaw.com\/estate\/living-will.html\">draft a living will<\/a>, appoint a\u00a0<a href=\"https:\/\/www.findlaw.com\/forms\/resources\/estate-planning\/living-will\/selecting-your-health-care-agent.html\">health care agent<\/a>, and sign an\u00a0<a href=\"https:\/\/www.findlaw.com\/elder\/what-is-elder-law\/what-are-advance-directives-.html\">advance directive<\/a>. We can even say how\u00a0<a href=\"https:\/\/www.findlaw.com\/estate\/planning-an-estate\/funeral-planning-guide-faq.html\">we would like our remains treated<\/a>\u00a0after death. A handful of states even allow the terminally ill to end their lives through\u00a0<a href=\"https:\/\/www.findlaw.com\/healthcare\/patient-rights\/death-with-dignity-laws-by-state.html\">assisted suicide<\/a>.<\/p>\n<p>You can handle some legal documents with a\u00a0<a href=\"https:\/\/www.findlaw.com\/forms\/estate-planning\/living-will-form.html\">DIY living will form<\/a>.<\/p>\n<h2>How Can an Older Adult Law Attorney Help Me?<\/h2>\n<p>An\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/elder-law\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">elder law attorney<\/a>\u00a0can help you navigate various state and federal laws to help you better plan for long-term care.<\/p>\n<p>Though older adult law is diverse, the best elder law attorneys understand the needs of elderly clients and their legal rights. Most\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/elder-law\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">elder law attorneys<\/a>\u00a0offer legal help with elder abuse and probate and estate planning issues.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" 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class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n               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<span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Complex health and financial situations usually require a lawyer\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can reduce the chances of a legal dispute\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    <a href=\"https:\/\/www.findlaw.com\/forms\/estate-planning\/living-will-form.html\">DIY is possible<\/a>\u00a0in some simple cases\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    You can always have an attorney review your form\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n    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