{"id":355795,"date":"2018-06-26T12:43:46","date_gmt":"2018-06-26T17:43:46","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/healthcare\/medicare-medicaid\/state-medicaid-expansion.html"},"modified":"2026-08-24T15:49:00","modified_gmt":"2026-08-24T20:49:00","slug":"state-medicaid-expansion","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/healthcare\/medicare-medicaid\/state-medicaid-expansion.html","title":{"rendered":"State Medicaid Expansion"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">State Medicaid Expansion<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/melissa-mccall-j-d\/\">Melissa McCall, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/susan-richmond-esq\/\">Susan Mills Richmond, Esq.<\/a>\n                | Last updated\n        <time>\n                            August 24, 2026\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>Medicaid expansion under the ACA broadened eligibility so more low\u2011income adults, especially those in the coverage gap, could qualify for affordable health insurance. Although most states have adopted expansion, several continue to opt out despite federal incentives, including enhanced funding offered during the COVID\u201119 public health emergency.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"fl-rich-text\">\n<p>Before the passage of the\u00a0Affordable Care Act of 2008\u00a0(ACA), health care in the U.S. was tenuous at best. Most people get health insurance through their employer. This leaves many people, especially adults with low income, without health insurance coverage. The ACA changed the health insurance landscape for low-income Americans by expanding Medicaid eligibility.<\/p>\n<p>This article overviews the <a href=\"https:\/\/www.healthcare.gov\/medicaid-chip\/medicaid-expansion-and-you\/\" target=\"_blank\" rel=\"noopener\">Medicaid expansion<\/a> and the latest state acceptance or denial information. Because eligibility and expansion status vary by state, always confirm local rules and contact <a href=\"https:\/\/lawyers.findlaw.com\/health-health-care-law\/\" target=\"_blank\" rel=\"noopener\">an attorney in your state<\/a> if you need help navigating enrollment or an appeal.<\/p>\n<h2>What Is Medicaid?<\/h2>\n<p>Medicaid is a federally funded, state-administered health insurance program for low-income Americans. Eligibility for traditional Medicaid strictly focused on the following factors:<\/p>\n<ul>\n<li>Income<\/li>\n<li>Household size<\/li>\n<li>Disability<\/li>\n<li>Citizenship<\/li>\n<\/ul>\n<h3>Filling the Coverage Gap<\/h3>\n<p>Although millions of the uninsured gained health care coverage with the ACA, <a href=\"https:\/\/www.findlaw.com\/healthcare\/patient-rights\/the-pros-and-cons-of-the-affordable-care-act-obamacare.html\">millions more fell into a coverage gap<\/a>. The coverage gap included uninsured persons who technically earned too much for Medicaid coverage but not enough to purchase coverage on the ACA marketplace.<\/p>\n<p>Medicaid expansion was the federal government&#8217;s response to this gap. Under the ACA, financial eligibility rose to 133% of the federal poverty level (FPL). This meant that persons with incomes up to 133% of the FPL could qualify for Medicaid.<\/p>\n<p>Initially, the federal government tried to restrict federal Medicaid funding to states that chose to expand it. But in <a href=\"https:\/\/caselaw.findlaw.com\/court\/us-supreme-court\/11-393.html\" target=\"_blank\" rel=\"noopener\"><i>National Federation of Independent Business v. Sebelius<\/i><\/a>\u00a0(2012), the Supreme Court determined that the federal government couldn&#8217;t force states into expanding Medicaid. This led to a series of Medicaid expansion bills, ballot initiatives, and ballot measures designed to get holdout states to expand Medicaid within their borders.<\/p>\n<h2>Medicaid Expansion and the COVID-19 Pandemic<\/h2>\n<p>In 2021, in response to the COVID-19 public health emergency, the Biden administration sought to expand Medicaid further through incentives under the American Rescue Plan. By the start of the pandemic in 2020, 12 states had not opted to expand Medicaid (&#8220;nonexpansion states&#8221;). Under the American Rescue Plan, nonexpansion states could receive more than the standard 90% federal funding for Medicaid.<\/p>\n<p>More specifically, these states could receive an additional 5% increase in matching funds if they expanded Medicaid.<\/p>\n<hr \/>\n<p>Navigating the Medicaid rules, application process, and eligibility requirements in your state can be overwhelming. <a href=\"https:\/\/lawyers.findlaw.com\/health-health-care-law\/\" target=\"_blank\" rel=\"noopener\">Find local legal help<\/a>.\u00a0<\/p>\n<hr \/>\n<h3>Not All Low-Income Persons Qualify for Medicaid<\/h3>\n<p>It&#8217;s important to note that not all low-income persons qualify for Medicaid. The Medicaid expansion specifically covers persons and families with incomes at or below the federal poverty level. Since this number can change from year to year, check with <a href=\"https:\/\/www.usa.gov\/state-governments\" target=\"_blank\" rel=\"noopener\">your state or local department of health or human services<\/a> for more information.<\/p>\n<h2>Table of Medicaid Expansion by State<\/h2>\n<p>Note:\u00a0States may\u00a0<a href=\"https:\/\/www.kff.org\/medicaid\/issue-brief\/status-of-state-medicaid-expansion-decisions-interactive-map\/\" target=\"_blank\" rel=\"noopener\">expand Medicaid coverage<\/a> , per ACA guidelines, at any time. While we make every effort to ensure the accuracy of our pages, check with your state department of <a href=\"https:\/\/www.usa.gov\/state-governments\" target=\"_blank\" rel=\"noopener\">health or human services<\/a> or <a href=\"https:\/\/lawyers.findlaw.com\/health-health-care-law\/\" target=\"_blank\" rel=\"noopener\">contact a local attorney<\/a> to confirm expansion.<\/p>\n<p>41 states have opted to expand Medicaid coverage. 10 states have opted out. Find your state in the list below.\u00a0<\/p>\n<table>\n<tbody>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">\n<p>Alabama<\/p>\n<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Alaska<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Arizona<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Arkansas<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">California<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Colorado<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Connecticut<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Delaware<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">District of Columbia<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Florida<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Georgia<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Hawaii<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Idaho<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Illinois<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Indiana<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Iowa<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Kansas<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Kentucky<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Louisiana<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Maine<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Maryland<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Massachusetts<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Michigan<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Minnesota<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Mississippi<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Missouri<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Montana<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Nebraska<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Nevada<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">New Hampshire<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">New Jersey<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">New Mexico<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">New York<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">North Carolina<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">North Dakota<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Ohio<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Oklahoma<\/th>\n<td>Expanded<i><\/i><\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Oregon<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Pennsylvania<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Rhode Island<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">South Carolina<i><\/i><\/th>\n<td>Opted out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">South Dakota<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Tennessee<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Texas<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Utah<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Vermont<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Virginia<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Washington<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">West Virginia<\/th>\n<td>Expanded<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Wisconsin<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\" scope=\"row\">Wyoming<\/th>\n<td>Opted Out<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Get Legal Help With Medicaid<\/h2>\n<p>If you&#8217;re facing difficulty navigating Medicaid, a local attorney <a href=\"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer\/health-and-health-care-law.html\">specializing in healthcare law<\/a> can help you. Speak to an experienced attorney near you today for valuable legal guidance and advocacy. You don&#8217;t have to navigate Medicaid processes and appeals alone.<\/p>\n<p class=\"\">FindLaw\u2019s\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/health-health-care-law\/\" target=\"_blank\" rel=\"noopener\">directory of healthcare attorneys<\/a> can get you started. Enter your legal issue (healthcare or insurance) and then your city or ZIP code for a list of qualified legal professionals near you. Because your state\u2019s Medicaid rules are relevant, your attorney should be licensed in your state. Your search results will also show important details about prospective attorneys, like ratings and whether they offer free case evaluations.\u00a0<\/p>\n<\/div>\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" 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<div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                      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