{"id":358069,"date":"2016-04-04T10:46:22","date_gmt":"2016-04-04T15:46:22","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/hirealawyer\/choosing-the-right-lawyer\/what-is-disability-law.html"},"modified":"2026-02-05T15:26:00","modified_gmt":"2026-02-05T20:26:00","slug":"what-is-disability-law","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer\/what-is-disability-law.html","title":{"rendered":"How an Attorney Can Help With Disability Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">How an Attorney Can Help With Disability Insurance Benefits<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">Lyle Therese A. Hilotin-Lee, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/melissa-bender-esq\/\">Melissa Bender, Esq.<\/a>\n                | Last updated\n        <time>\n                            February 05, 2026\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n    <div class=\"fl-callout-text article-blockquote\">\n        <p>A disability insurance attorney can help you understand your policy, evaluate whether your claim was wrongfully denied, and gather the evidence needed to support your case. They can also communicate with the insurer on your behalf and challenge delays, underpayments, or bad\u2011faith claim handling.<\/p>\n\n    <\/div>\n\n\n\n<p>Not every disability claim requires a lawyer from the start, but certain moments in the process are critical. Understanding when to <a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/do-you-need-a-disability-benefits-attorney-.html\">seek legal help<\/a> can improve your chances of receiving benefits.<\/p>\n\n\n\n<p>Disability law covers a wide range of regulations designed to secure the rights and fair treatment of people with disabilities. Whether you are navigating the initial application of your disability claim or challenging a denial, the complex nature of this law makes it helpful to have legal representation.<\/p>\n\n\n\n<p>This article provides a comprehensive overview of disability law and disability insurance. You\u2019ll also learn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The steps of the disability application process<\/li>\n\n\n\n<li>How a disability attorney can help you understand federal law and secure benefits<\/li>\n\n\n\n<li>How to vet potential attorneys to find the best one for your disability case<\/li>\n\n\n\n<li>And more<\/li>\n<\/ul>\n\n\n\n<p>Claiming Social Security disability benefits can be a complicated process. But you don\u2019t have to face your disability case alone. <a href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">An experienced attorney<\/a> can be your disability advocate and provide clear guidance on your eligibility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Is the Difference Between SSI and SSDI?<\/h2>\n\n\n\n<p>There are two significant programs under Social Security disability law. Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). These two programs serve different purposes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Social Security Disability Insurance (SSDI)<\/h3>\n\n\n\n<p>This program is available to those with a work history who paid for Social Security through payroll taxes. Those with disability or blindness and enough work history may be <a href=\"https:\/\/www.ssa.gov\/disability\" target=\"_blank\" rel=\"noopener\">eligible for SSDI<\/a>. The program looks at your work history to determine the payment you deserve. The Social Security system can also calculate SSDI based on the person\u2019s earning records.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Supplemental Security Income (SSI)<\/h3>\n\n\n\n<p>&nbsp;Unlike SSDI, <a href=\"https:\/\/www.ssa.gov\/ssi\/eligibility\" target=\"_blank\" rel=\"noopener\">SSI<\/a> is available to people regardless of their work history. Adults and children can apply for SSI if they:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have little or no resources<\/li>\n\n\n\n<li>Have little or no income<\/li>\n\n\n\n<li>Have a disability<\/li>\n\n\n\n<li>Are over 65<\/li>\n<\/ul>\n\n\n\n<p>In 2026, you can only get SSI if your unearned income is <a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-11015.pdf\" target=\"_blank\" rel=\"noopener\">below $1,014 a month<\/a> (or $1,511 for a couple). Unearned income counts almost dollar\u2011for\u2011dollar, which is why the limit is lower. Unearned income includes benefits like, workers\u2019 compensation, unemployment, and pensions.<\/p>\n\n\n\n<p>SSI treats earned income (employment wages) differently. It disregards a chunk of it before counting the rest. That\u2019s why someone already receiving SSI can earn up to about $2,073 a month (or $3,067 for a couple) and may still qualify for some SSI benefits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">When Do My SSDI Benefits Start?<\/h3>\n\n\n\n<p>Generally, if the Social Security Administration (SSA) approves your SSDI, you\u2019ll wait five months before getting your benefit payment. SSA will issue your benefit payment in the sixth month after your disability starts. For example, if your disability started on June 15, 2025, and you applied for SSDI on July 1, 2025, your first benefit payment will be due in December 2025.<\/p>\n\n\n\n<p>But the waiting period does not apply to your case if <a href=\"https:\/\/secure.ssa.gov\/poms.nsf\/lnx\/0411036001\" target=\"_blank\" rel=\"noopener\">amyotrophic lateral sclerosis<\/a> (ALS) caused your disability and the SSA approved your SSDI benefits on or after July 23, 2020.<\/p>\n\n\n\n<p>For example, SSA discovered that your disability started on Nov. 3, 2025. Then, you applied for SSDI on Jan. 11, 2026. Your first benefit payment will cover December 2025, the first month after your disability started on Nov. 3, 2025.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">When Do My SSI Benefits Start?<\/h3>\n\n\n\n<p>Before you get your SSI payments, the SSA will send you a letter. The letter contains information related to the start date and the amount you will get. SSA will issue your first payment for the first full month after you become eligible for SSI or after you apply.<\/p>\n\n\n\n<p>The payment amount may vary monthly depending on your living situation and income changes. SSA will notify you in advance of any changes to your payment amount.<\/p>\n\n\n\n<p>For better guidance on assessing your SSDI or SSI payment eligibility, consult a&nbsp;<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/?fli=dcta\">Social Security Disability attorney<\/a>&nbsp;near you. They can give you legal advice tailored to your case. They can also clarify any questions or concerns about your SSDI.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Private Disability Insurance (PDI) vs. Social Security Disability Insurance (SSDI)<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/private-disability-insurance-vs-ssdi.html\">Private Disability Insurance (PDI)<\/a>&nbsp;often requires you or your employer to pay a monthly premium to an insurance company. Employers often offer the option to buy this coverage. But people can also buy PDI separately from employer disability insurance.<\/p>\n\n\n\n<p>With PDI, your monthly premium usually depends on various factors. These factors may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your insurance coverage level<\/li>\n\n\n\n<li>Your age<\/li>\n\n\n\n<li>Any existing health conditions<\/li>\n<\/ul>\n\n\n\n<p>The type of job you have and its associated risks can also influence the premium cost.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability.html\">Social Security Disability Insurance (SSDI)<\/a>&nbsp;is government-provided coverage. You don\u2019t have to pay a monthly premium. Instead, the government deducts the amount from your&nbsp;<a href=\"https:\/\/money.usnews.com\/money\/retirement\/social-security\/articles\/what-is-the-fica-tax\" target=\"_blank\" rel=\"noopener\">FICA Social Security taxes<\/a>. You can be eligible for SSDI coverage if you earn enough work credits. You gain work credits by working and paying Social Security taxes.<\/p>\n\n\n\n<p>Self-employed people must earn credits by filing self-employment tax returns. This ensures that they earn the credits needed to qualify for SSDI.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Short-Term and Long-Term Disability Insurance<\/h2>\n\n\n\n<p>Disability insurance&nbsp;has&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/long-term-vs-short-term-disability-insurance.html\">two main types<\/a>: Short-term coverage and long-term coverage. Both types of insurance coverage replace a part of your monthly salary up to a certain amount when you suffer from a disability.<\/p>\n\n\n\n<p>Short-term disability insurance often covers 60% to 70% of your base salary. Depending on your policy type, it may pay you benefits for up to six months.<\/p>\n\n\n\n<p>Long-term disability insurance usually covers 40% to 60% of your base salary. The benefits end once your disability ends. But if your disability continues, your benefits end after a set number of years or at retirement age.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Employer Disability Insurance<\/h2>\n\n\n\n<p>Many workers across the U.S. have employer-provided disability insurance. The&nbsp;<a href=\"https:\/\/www.findlaw.com\/employment\/wages-and-benefits\/what-is-erisa.html\">Employee Retirement Income Security Act (ERISA)<\/a>&nbsp;regulates these policies. ERISA is a federal law that establishes minimum requirements for most health plans and private-sector retirement plans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Understanding ERISA<\/h3>\n\n\n\n<p>ERISA requires <a href=\"https:\/\/www.findlaw.com\/employment\/wages-and-benefits\/erisa-and-healthcare-plan-enforcement.html\">private industry plans<\/a> to provide participants with crucial information about plan features and funding. It also sets base standards for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vesting<\/li>\n\n\n\n<li>Participation<\/li>\n\n\n\n<li>Benefits<\/li>\n\n\n\n<li>Accrual<\/li>\n\n\n\n<li>Funding<\/li>\n<\/ul>\n\n\n\n<p>The law assigns responsibilities to those managing these plans, ensuring that they act in the best interests of the plan holders. ERISA also guides appeals processes and grievance procedures that participants use when claiming benefits. This empowers participants to file lawsuits for benefit claims and in cases where there is a breach of duty on the part of the private industry plan.<\/p>\n\n\n\n<p>A <a href=\"https:\/\/lawyers.findlaw.com\/disability\/\" target=\"_blank\" rel=\"noopener\">disability lawyer<\/a> can offer legal representation when pursuing claims under ERISA. Depending on your&nbsp;<a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/medical-conditions-that-qualify-you-for-social-security.html\">medical condition<\/a>, they can help you understand the claim process and the back pay you deserve.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Strict Deadlines and Procedures<\/h3>\n\n\n\n<p>If a covered employee <a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/how-is-social-security-disability-defined.html\">develops a disability<\/a>&nbsp;and files a claim, it triggers some particular timelines. ERISA\u2019s&nbsp;<a href=\"https:\/\/www.dol.gov\/general\/topic\/health-plans\/erisa\" target=\"_blank\" rel=\"noopener\">complex regulations<\/a>&nbsp;control every aspect of an employer\u2019s plan, including how employees get plan benefits.<\/p>\n\n\n\n<p>Employers must provide employees with detailed information about their disability benefits. An employee often receives this as part of the new hire paperwork at the start of employment.<\/p>\n\n\n\n<p>After an employee&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/disability-insurers-and-the-claim-process.html\">files a claim<\/a>, ERISA sets time limits for the insurance provider to decide its merits. An insurance provider must determine whether to accept or deny a disability claim within 45 days of filing. But this time limit can be extended by 30 days upon notifying the employee.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Likelihood of Overturning an ERISA Denial<\/h3>\n\n\n\n<p>The ERISA process can be arduous, and applicants don\u2019t always get the desired results. If you apply for&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/long-term-vs-short-term-disability-insurance.html\">long-term disability benefits<\/a>&nbsp;and the insurance company denies your claim, ERISA gives you the right to pursue a lawsuit in federal court.<\/p>\n\n\n\n<p>But know that overturning an ERISA disability benefit denial in court isn&#8217;t easy. The insurance company must typically show just a modicum of evidence to support its denial. If you made errors during the application process or didn\u2019t provide enough support for your claim, your chances of winning will be slim. This means that your initial claim should be as strong as possible to reduce the odds of denial.<\/p>\n\n\n\n<p>Working with an&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/erisa\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">ERISA attorney<\/a>&nbsp;is helpful, particularly if you have questions about an employer-sponsored disability benefit. They can help with your Social Security disability initial application and appeal a denial. You can also speak with a&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/disability\/\" target=\"_blank\" rel=\"noopener\">disability lawyer<\/a>&nbsp;for legal questions about individual disability insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are the Steps in Filing a Social Security Disability Claim?<\/h2>\n\n\n\n<p>There are four basic steps to filing a Social Security disability claim:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Submitting Your Initial Application<\/h3>\n\n\n\n<p>To qualify for a Social Security disability benefit, you should first file your initial application to the&nbsp;<a href=\"https:\/\/www.ssa.gov\/\" target=\"_blank\" rel=\"noopener\">SSA<\/a>. You can file your application in one of the following ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Apply through the SSA website at&nbsp;<a href=\"http:\/\/www.ssa.gov\/\" target=\"_blank\" rel=\"noopener\">www.ssa.gov<\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.ssa.gov\/agency\/contact\/phone.html\" target=\"_blank\" rel=\"noopener\">Contact SSA<\/a>&nbsp;at 1-800-772-1213, Monday to Friday, 8 a.m. \u2013 7 p.m. local time.<\/li>\n\n\n\n<li>Visit your local Social Security office. SSA has a&nbsp;<a href=\"https:\/\/secure.ssa.gov\/ICON\/main.jsp\" target=\"_blank\" rel=\"noopener\">Social Security Office Locator<\/a>&nbsp;to help you find an office near you.<\/li>\n<\/ul>\n\n\n\n<p>After you file your Social Security disability application, SSA will turn it over to the&nbsp;<a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/social-security-disability-determinations-and-consultative-exams.html\">Disability Determination Services (DDS)<\/a>&nbsp;in your state\u2019s division. This organization determines and evaluates disability claims and whether you\u2019re eligible for government benefits. During this process, DDS will ask you to complete questionnaires about your medical condition and its impact on your daily life.<\/p>\n\n\n\n<p>DDS may also ask you to see a physician or psychologist to assess your medical condition. They could also look at your medical records and ask your family or friends about the limitations you experience.<\/p>\n\n\n\n<p>After DDS collects and assesses all this information, it will decide whether you qualify for SSDI benefits. If they approve your claim, you can expect to get your benefits. But if they deny your claim, you will get a notification and can file an appeal.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">disability attorney<\/a>&nbsp;can help you with the appeal process. They can check to ensure that you have all the necessary documentation. They can also represent you in any disability hearings or legal proceedings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Requesting Reconsideration<\/h3>\n\n\n\n<p>After the SSA denies your initial application, you can file an appeal called a <a href=\"https:\/\/www.ssa.gov\/apply\/appeal-decision-we-made\/request-reconsideration\" target=\"_blank\" rel=\"noopener\">Request for Reconsideration<\/a>. This step is crucial before you go to a hearing.<\/p>\n\n\n\n<p>Once you file your appeal with the SSA, your disability claim proceeds through a similar evaluation process as when you filed your initial application. But this time, different evaluators will arrive at a decision. If they deny your appeal again, you can file another appeal, this time with an administrative law judge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Scheduling a Hearing<\/h3>\n\n\n\n<p>After the denial of your request for reconsideration, you can ask to go before an administrative law judge (ALJ). The judge will consider all the medical evidence attached to your file. They will ultimately make a new decision on your Social Security disability case.<\/p>\n\n\n\n<p>During the hearing, the <a href=\"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer\/administrative-law.html\">administrative law judge<\/a> will allow you to discuss your condition and how these limitations affect your daily life. The judge may ask for an expert medical witness to give testimony about your disability claim. If necessary, you can also have a witness testify on your behalf. After hearing, the judge often issues their decision in writing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Appealing to SSA Appeals Council<\/h3>\n\n\n\n<p>If an administrative law judge denies your claim, you can bring your case to the&nbsp;<a href=\"https:\/\/www.ssa.gov\/appeals\/\" target=\"_blank\" rel=\"noopener\">SSA Appeals Council<\/a>. Although the council will not hear your case, you can send them a letter seeking approval of your Social Security disability case or grant you a new hearing. If you want a new hearing, you should base it on the fact that the administrative judge made blatant or legal errors.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">Social Security disability lawyer\u2019s help<\/a>&nbsp;is crucial in the appeal process. They can help you craft a compelling argument to submit to the Appeals Council. For instance, a disability lawyer can help you pinpoint and highlight the legal errors in earlier hearings. They can also help you collect more evidence, compose legal briefs, and give strategic advice that could strengthen your appeal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Documents Do You Need To File Your Disability Claim?<\/h2>\n\n\n\n<p>You often need to provide <a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/how-to-file-for-social-security-disability.html\">proof of your medical condition<\/a>. The document should likewise show that your disability prevents you from working.<\/p>\n\n\n\n<p>The paperwork must address the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The nature of your impairments<\/li>\n\n\n\n<li>Medical records of these impairments<\/li>\n\n\n\n<li>Other documents and medical evidence relevant to support your Social Security Disability case<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Can a Lawyer Help With a Social Security Disability Claim Denial?<\/h2>\n\n\n\n<p>If the SSA denied your&nbsp;<a href=\"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer\/what-is-disability-law-.html\">disability claim<\/a>, you can ask them for reconsideration of your application. You can also appeal the SSA&#8217;s denial. A&nbsp;<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/?fli=dcta\">Social Security disability attorney<\/a> can perform a case evaluation and advocate for you in the appeals process. They can also represent you if you face a disability hearing.<\/p>\n\n\n\n<p>Fortunately, you can appeal a denial of a Social Security disability application four times:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>First, the SSA will reconsider your application.<\/li>\n\n\n\n<li>Next, it will go to an&nbsp;<a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/what-happens-at-a-disability-hearing-.html\">administrative law hearing<\/a>.<\/li>\n\n\n\n<li>The appeals council can then review the administrative law judge&#8217;s decision.<\/li>\n\n\n\n<li>Your final resort can be with the federal court.<\/li>\n<\/ol>\n\n\n\n<p>In each stage, they will reconsider your eligibility for payment benefits.<\/p>\n\n\n\n<p>Many claimants find they can file an initial application and reconsideration without help. But, hire a Social Security disability attorney to protect your rights and better represent your claim. They can also guide you through the disability application process and gather essential documents to support your arguments for benefits.<\/p>\n\n\n\n<p>There is a deadline for filing an appeal for Social Security disability benefits.&nbsp;This is why it\u2019s important to <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/?fli=dcta\">seek legal guidance<\/a>&nbsp;from a Social Security lawyer as soon as possible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Should You Hire an Attorney or a Non-Attorney Representative?<\/h2>\n\n\n\n<p>You can appoint either an attorney representative or a non-attorney representative for a disability benefits case. Each type of representation has pros and cons, so it\u2019s important to find the right fit.<\/p>\n\n\n\n<p>To practice before the SSA, attorneys must be in good standing with their state bar. Non-attorney representatives must have a bachelor\u2019s degree. They must also pass an SSA-administered exam and take continuing education courses. <\/p>\n\n\n\n<p>Here are a few considerations about attorney representatives:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some attorneys have years of experience in disability law. Others may practice primarily other types of law, such as workers\u2019 compensation or personal injury.<\/li>\n\n\n\n<li>Attorneys may be selective and only take cases with a high chance of winning.<\/li>\n\n\n\n<li>Only attorneys can argue federal law in federal court on an appeal of your claim<\/li>\n<\/ul>\n\n\n\n<p>You can compare those factors to non-attorney representatives below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some non-attorney representatives may focus on disability cases like yours.<\/li>\n\n\n\n<li>They may be more willing to take a weak case with a slim chance of success. They can only take your case as far as the Appeals Council. They cannot argue your case in federal court.<\/li>\n\n\n\n<li>They could have less experience with brief writing and trial techniques like cross-examination.<\/li>\n<\/ul>\n\n\n\n<p>All representatives must follow the SSA\u2019s&nbsp;<a href=\"https:\/\/secure.ssa.gov\/apps10\/poms.nsf\/lnx\/0203970010\" target=\"_blank\" rel=\"noreferrer noopener\">Rules of Conduct<\/a>. If a claimant suspects a violation of these rules, they should notify an SSA field or hearing office.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Considerations When Hiring a Disability Attorney<\/h2>\n\n\n\n<p>Hiring a disability attorney can significantly improve your chances of success. But you should do your due diligence. Most attorneys will offer a free consultation to explain the disability process and ask about your medical records and work history. This is a two-way interview, so when looking for a disability attorney, consider asking:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is your fee agreement?<\/h3>\n\n\n\n<p>If you work with an attorney, you will enter into a fee agreement with them. It will also stipulate attorney fees and the scope of help your attorney will provide. This agreement will specify various aspects of the attorney-client relationship.<\/p>\n\n\n\n<p>For instance, Social Security disability attorneys often work on a contingency basis. They will only charge you a <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit\/attorneys-and-fees.html\">contingency fee<\/a> if you successfully get Social Security benefits.<\/p>\n\n\n\n<p>It varies, but disability attorneys generally charge about 25% of their clients\u2019 disability back benefits, with a cap of $6,000. The attorney\u2019s fee may change if your case gets denied at the hearing level and proceeds to the <a href=\"https:\/\/www.findlaw.com\/socialsecurity\/disability\/social-security-disability-appeals.html\">Appeals Council<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Do you have specialized disability law training?<\/h3>\n\n\n\n<p>Disability law is a highly specialized area of the law. A general practitioner who practices criminal or family law is unlikely to be qualified to handle such a case. Ask if the attorney is a member the <a href=\"https:\/\/nosscr.org\/\" target=\"_blank\" rel=\"noopener\">National Organization of Social Security Claimants\u2019 Representatives<\/a> (NOSSCR). NOSSCR provides continuing education and training in disability law.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Could my case benefit from an on-the-record (OTR) request?<\/h3>\n\n\n\n<p>A lawyer can help you draft an on-the-record request, asking the judge to approve your claim without a disability hearing. This can occur when evidence of disability is clear. Although it does not apply in all cases, your attorney should consider submitting an OTR request if it is suitable.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/social-security-disability\/fli=dcta\" target=\"_blank\" rel=\"noopener\">lawyer in your area<\/a>&nbsp;can assess whether this step is possible during a case evaluation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How To Find a Disability Attorney Near You<\/h2>\n\n\n\n<p>Dealing with Social Security disability claims often requires more than filling out forms. It also demands understanding the complex claims process, which can feel overwhelming for most. When this happens, the guidance and legal advice of a Social Security disability attorney is helpful. These legal professionals can review your case and help you claim the benefits you deserve.<\/p>\n\n\n\n<p>Whether you need help communicating with the Social Security office or help gathering your work history records, an&nbsp;attorney can help. FindLaw\u2019s directory of <a href=\"https:\/\/lawyers.findlaw.com\/disability\/\" target=\"_blank\" rel=\"noopener\">disability attorneys<\/a> can get you started. Enter your city or ZIP code for a list of qualified legal advisors near you. Your results will also show ratings and contact information.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n           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class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    It can be helpful to have an attorney during Social Security benefit disputes or appeals\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    The initial Social Security process usually doesn\u2019t require an attorney\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help protect your rights to your Social Security benefits\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Most legal situations can benefit from an attorney\u2019s guidance. A lawyer can offer tailored advice and help prevent common mistakes.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/#USER_GEO\/?fli=esum\" title=\"Search Top Lawyers Near You\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div class=\"email-subscription-content-text fl-mb25\">\n            <h4 class=\"fl-no-margin\">Enter your email address to subscribe<\/h4>\n        <\/div>\n\n        <form class=\"email-subscription-content-form\">\n            <input type=\"hidden\" name=\"distributionList\" value=\"latl\" \/>\n            <label for=\"email-subscription-content-form-group-input\" class=\"fl-text-sm-bold\">Email (Required)<\/label>\n            <div class=\"email-subscription-content-form-group\">\n                <input id=\"email-subscription-content-form-group-input\" name=\"email\" autocomplete=\"email\"\/>\n                <button type=\"submit\" aria-label=\"Submit\">\n                    <i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n                <\/button>\n            <\/div>\n            <p class=\"email-subscription-content-form-success subscribe-success-message fl-text-sm-bold\" aria-hidden=\"true\" role=\"status\">Thank you for subscribing!<\/p>\n            <p class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/lawyers.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">\n                        Search Top Lawyers Near You\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/hirealawyer\/choosing-the-right-lawyer.html\">\n                        Choosing the Right Lawyer\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/hirealawyer\/do-you-need-a-lawyer.html\">\n                        Do I Need a Lawyer?\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/hirealawyer\/attorney-fees-and-agreements.html\">\n                        Attorney Fees &#038; 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FindLaw explains this area of law and how to find a disability lawyer qualified to handle your claim or denial.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":357959,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2754],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-358069","page","type-page","status-publish","hentry","category-hirealawyer"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/358069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=358069"}],"version-history":[{"count":3,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/358069\/revisions"}],"predecessor-version":[{"id":393386,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/358069\/revisions\/393386"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/357959"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=358069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=358069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=358069"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=358069"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=358069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}