{"id":369020,"date":"2016-04-04T10:47:07","date_gmt":"2016-04-04T15:47:07","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/litigation\/legal-help-and-resources\/worksheet-plaintiff-s-settlement.html"},"modified":"2025-10-27T15:03:00","modified_gmt":"2025-10-27T20:03:00","slug":"worksheet-plaintiff-s-settlement","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/litigation\/legal-help-and-resources\/worksheet-plaintiff-s-settlement.html","title":{"rendered":"How To Evaluate a Settlement Agreement as a Plaintiff"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">How to Evaluate a Settlement Agreement as a Plaintiff<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><i>Created by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw&#8217;s team<\/a> of legal writers and editors<\/i><\/p>\n\n                | Last updated\n        <time>\n                            October 27, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n    <div class=\"fl-callout-text article-blockquote\">\n        <p>This article is designed to help you understand how money is determined in a settlement. The calculations are intended to help you figure out how much money is involved, and to distinguish the value of your legal claim from <a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/what-are-compensatory-damages.html\">other kinds of damages<\/a>.<\/p>\n\n    <\/div>\n\n\n\n<p>Most <span data-term-id=\"29211827\">civil litigation<\/span> is resolved by an <a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/what-does-it-mean-to-settle-a-case.html\">agreement to settle the dispute<\/a>. In most <span data-term-id=\"29211827\">civil litigation<\/span>, the remedy is a payment of money representing the value of the claim. For example, a <span data-term-id=\"29211818\">personal injury<\/span> <span data-term-id=\"29211833\">car accident<\/span> lawsuit that only causes soft tissue injuries, such as whiplash, might have a settlement range of $10,000 to $25,000.<\/p>\n<p>As a lawsuit proceeds, both sides learn the strengths and weaknesses of each other&#8217;s case. This will develop an idea about how much the case is really worth.<\/p>\n<h2>Predicting High Settlements For Plaintiffs<\/h2>\n<p>The concepts and initial calculations in this worksheet will result in a money value on the high side. Don&#8217;t form any firm expectations about how much you might recover in a settlement from this article.<\/p>\n<p>Your lawyer will have a more accurate idea based on other information and opinions. They will provide advice about your case for you to consider as you and your lawyer develop a settlement demand.<\/p>\n<h2>Questions To Consider When Determining a Settlement<\/h2>\n<p>Keep in mind that in settling the case, you are relieved of the time, expense, uncertainty, and stress of trial. That is worth something and can often be worth more than financial gain. You have the option to <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/resolution-before-trial-settlement.html\">find a resolution before trial<\/a>.<\/p>\n<p>There are trade-offs, and it can be challenging to determine what\u2019s fair given complex circumstances. While settling can avoid the risk of losing your claim in trial and give you some extra control over a guaranteed amount, you want to ensure the value of the settlement is still fair for the damages you\u2019ve faced.<\/p>\n<p>You may want to ask yourself:<\/p>\n<ol>\n<li>\n<p>Why did you sue the defendant?<\/p>\n<\/li>\n<li>\n<p>What result did you want from this lawsuit?<\/p>\n<\/li>\n<\/ol>\n<h2>Calculate the Value of Your Losses<\/h2>\n<p>The questions below guide you through placing a value on general items. You&#8217;ll need to ask yourself what kinds of monetary losses the defendant&#8217;s conduct caused you:<\/p>\n<ul>\n<li>\n<p>Wages for time lost from work<\/p>\n<\/li>\n<li>\n<p>Travel or lodging expenses<\/p>\n<\/li>\n<li>\n<p>Value of item covered in contract<\/p>\n<\/li>\n<li>\n<p>Cost of repairing damage to land you own or buildings on the land<\/p>\n<\/li>\n<li>\n<p>Damage to personal property, such as equipment, vehicles, furniture, etc.<\/p>\n<\/li>\n<li>\n<p>Lost profits<\/p>\n<\/li>\n<li>\n<p>Future profits (some states don&#8217;t allow this option)<\/p>\n<\/li>\n<li>\n<p>Paying someone else to complete work described in a contract with the defendant<\/p>\n<\/li>\n<li>\n<p>The replacement cost of equipment or a product<\/p>\n<\/li>\n<li>\n<p>The amount of the loan the defendant did not repay<\/p>\n<\/li>\n<li>\n<p>Costs to repossess or foreclose on property pledged for a loan<\/p>\n<\/li>\n<li>\n<p>Damages or settlement in another lawsuit<\/p>\n<\/li>\n<li>\n<p>Lawyer&#8217;s fees and costs in another lawsuit<\/p>\n<\/li>\n<\/ul>\n<h2>Calculating Settlements That Involve Contracts<\/h2>\n<p>If your case involves a contract, does the contract have a clause requiring payment of interest? (A promissory note is a contract.)<\/p>\n<p>What rate of interest is set forth in the contract? If no rate is specified, or if your case involves something other than a <span data-term-id=\"29211840\">breach of contract<\/span>, then this does not apply.<\/p>\n<p>Also consider how much time has elapsed since the defendant breached the contract or committed the act causing you monetary injury.<\/p>\n<p>You\u2019ll want to consider the <span data-term-id=\"29211842\">amount of damages<\/span> and the amount of interest per year.<\/p>\n<h2>Estimate Your <span data-term-id=\"29211825\">Legal Fees<\/span> So They Are Included In The Settlement<\/h2>\n<p><span data-term-id=\"29211821\">Attorneys\u2019 fees<\/span> will come out of the settlement you get. It is essential that the\u00a0<span data-term-id=\"29211819\">settlement offer<\/span>\u00a0still benefits you and covers damages after the\u00a0<span data-term-id=\"29211839\">legal team<\/span>\u00a0has received its payment. Consider the following questions:<\/p>\n<ul>\n<li>\n<p>If your case arises from a <span data-term-id=\"29211840\">breach of contract<\/span>, did the contract have a clause requiring payment of lawyer&#8217;s fees?<\/p>\n<\/li>\n<li>\n<p>If you are being billed by the hour or on a flat-fee basis, what are your lawyer&#8217;s fees to date? Do not include costs and expenses listed on your bill(s).<\/p>\n<\/li>\n<li>\n<p>If you have a contingency agreement with your lawyer (you pay the lawyer&#8217;s fees only if you recover some money), what is the amount of the contingency?<\/p>\n<\/li>\n<li>\n<p>In some cases, you might have agreed to pay your lawyer a percentage of your recovery.<\/p>\n<\/li>\n<\/ul>\n<p>Unless you have a contract requiring the defendant to pay your lawyer&#8217;s fees, you probably would not be allowed to recover them at trial. You may certainly ask for them as part of your settlement demand; however, this may be the first item you will compromise in the interest of reaching a settlement. You may need to adjust your settlement value accordingly.<\/p>\n<h2><span data-term-id=\"29211825\">Legal Fees<\/span> and Bills During <span data-term-id=\"29211850\">Lawsuit Settlements<\/span><\/h2>\n<p>Along the way, you should keep track of any expenses your lawyer billed to you. This might include the following:<\/p>\n<ul>\n<li>\n<p>Filing fee to start a <span data-term-id=\"29211832\">civil lawsuit<\/span> or <span data-term-id=\"29211847\">class action<\/span><span data-term-id=\"29211847\"> lawsuit<\/span> in court<\/p>\n<\/li>\n<li>\n<p>Fees to serve the defendant with court papers<\/p>\n<\/li>\n<li>\n<p>Deposition expenses<\/p>\n<\/li>\n<li>\n<p>Other expenses arising from discovery<\/p>\n<\/li>\n<li>\n<p>Expert witness fee(s)<\/p>\n<\/li>\n<li>\n<p>Photocopying charges<\/p>\n<\/li>\n<li>\n<p>Travel, meals, and lodging expenses<\/p>\n<\/li>\n<\/ul>\n<h2>Consider Going to Trial vs. Settling<\/h2>\n<p>Any calculations from this article so far will be a high-end value of your claim. Don&#8217;t get hung up on it.<\/p>\n<p>Try to place a value on the risk of going to trial and losing. Consider:<\/p>\n<ul>\n<li>\n<p>Trial expenses (ask your lawyer what range they&#8217;d be in)<\/p>\n<\/li>\n<li>\n<p>The value of time you would lose if you had to attend trial (e.g., lost wages, child-care expense if you are a stay-at-home parent)<\/p>\n<\/li>\n<li>\n<p>The emotional cost of being center-stage at trial and the uncertainty of the result (this can be difficult to express as a monetary value)<\/p>\n<\/li>\n<li>\n<p>The cost of stress during the trial (also difficult to value)<\/p>\n<\/li>\n<\/ul>\n<h2><span data-term-id=\"29211829\">Payout<\/span> Estimates after <span data-term-id=\"29211822\">Settlement Negotiations<\/span><\/h2>\n<p>The <span data-term-id=\"29211824\">amount of money<\/span> you\u2019ve estimated in this article will be high and not accurate for your <span data-term-id=\"29211844\">particular case<\/span>. The <span data-term-id=\"29211835\">plaintiff\u2019s attorney<\/span> will provide <span data-term-id=\"29211830\">legal advice<\/span> to get a strong but reasonable settlement or proceed with a <a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/tips-on-negotiating.html\"><span data-term-id=\"29211857\">negotiated settlement<\/span><\/a>.<\/p>\n<p>The <span data-term-id=\"29211845\">attorney-client<\/span> relationship can last for months during <span data-term-id=\"29211843\">product liability<\/span> or <span data-term-id=\"29211841\">personal injury<\/span><span data-term-id=\"29211841\"> cases<\/span>, so look for an attorney you can partner well with. <a href=\"https:\/\/lawyers.findlaw.com\/litigation-appeals\/?keyword=Litigation+\" target=\"_blank\" rel=\"noopener\">FindLaw\u2019s attorney directory<\/a> can help you find a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">local <span data-term-id=\"29211859\">personal injury<\/span><span data-term-id=\"29211859\"> lawyer<\/span><\/a> or a lawyer focused on other types of lawsuits. You can also <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit\/how-to-sue.html\">learn how to sue someone<\/a> or <a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/class-action-cases.html\">join a <span data-term-id=\"29211836\">class action<\/span><span data-term-id=\"29211836\"> settlement<\/span><\/a>.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              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<\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    You want an attorney to represent you in court or during appeals\n\n                <\/li>\n                            <li 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An attorney can offer tailored advice and help prevent common mistakes during litigation.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/litigation-appeals\/#USER_GEO\/?fli=esum:FL34\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n               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<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Available in PDF | MS Word Abstract: Most civil litigation is resolved by some agreement to settle the dispute, and in most civil litigation, the remedy is 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