{"id":369126,"date":"2017-02-28T13:36:22","date_gmt":"2017-02-28T18:36:22","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/realestate\/foreclosure\/foreclosure-consequences.html"},"modified":"2026-09-21T15:30:26","modified_gmt":"2026-09-21T20:30:26","slug":"foreclosure-consequences","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/realestate\/foreclosure\/foreclosure-consequences.html","title":{"rendered":"Foreclosure Consequences"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-28f84493 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Foreclosure Consequences<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/olivia-wathne-jd\/\">Olivia Wathne, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            September 21, 2026\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <ul>\n<li>A foreclosure will appear on your credit report and lowers your credit score.<\/li>\n<li>You may also owe taxes on the cancellation of debt in foreclosure, but there are exemptions.<\/li>\n<li>Due to the financial consequences, homeowners facing foreclosure should consider their options carefully.<\/li>\n<\/ul>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"fl-rich-text\">\n<p>For many homeowners, a monthly mortgage payment is a constant source of stress. When the economy slows or you lose your job, you can fall behind on those payments. If this is the case, you may risk losing your home to foreclosure.<\/p>\n<p>Whether you&#8217;re trying to catch up, or already facing foreclosure, it&#8217;s important for any borrower to understand foreclosure consequences. In this complicated and stressful situation, you may want to meet with a <a href=\"https:\/\/lawyers.findlaw.com\/foreclosure-alternatives\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">foreclosure law attorney<\/a> to discuss your next steps.<\/p>\n<h2>How Foreclosure Works<\/h2>\n<p>To buy real estate, you probably had to take out a <a href=\"https:\/\/www.findlaw.com\/realestate\/mortgages-equity-loans\/mortgage-basics.html\">mortgage loan<\/a>. Until you pay off your mortgage loan, your lender has certain interests in the property.<\/p>\n<p>If you fall behind on your mortgage payments (default), the bank or other mortgage holder can take back the property after a specified number of missed payments. The lender will sell the property to pay off your remaining mortgage debt. This is the\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/what-is-foreclosure.html\">foreclosure process<\/a>.<\/p>\n<p>But there is a lengthy pre-foreclosure process before the actual foreclosure auction is conducted. During this phase, a homeowner has a few options.<\/p>\n<h3>Giving Up the Deed<\/h3>\n<p>A\u00a0property owner can avoid the foreclosure process by offering a <a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/what-is-a-deed-in-lieu-of-foreclosure-en-291\/\" target=\"_blank\" rel=\"noopener\">deed in lieu of foreclosure.<\/a>\u00a0This is when the borrower hands over the deed to the property to the lender to satisfy the debt.<\/p>\n<h3>Selling the House<\/h3>\n<p>A property owner also has the option to conduct a\u00a0<a href=\"https:\/\/archive.findlaw.com\/blog\/how-a-short-sale-works-for-homeowners-facing-foreclosure\/\" target=\"_blank\" rel=\"noopener\">short sale<\/a>, another foreclosure alternative. A short sale is when a homeowner sells their property for less than the amount they owe on their mortgage, provided the lender is willing to accept the short amount.<\/p>\n<p>Some foreclosure proceedings are conducted through a\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/foreclosure-by-judicial-sale.html\">judicial sale<\/a>\u00a0where the court supervises the process. Many states also allow for\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/foreclosure-by-power-of-sale.html\">foreclosure by power of sale<\/a>, otherwise known as nonjudicial foreclosure. This is when the mortgage lender sells the home without court supervision.<\/p>\n<p>In either case, the proceeds of the sale are used first to pay off the mortgage, and then any\u00a0other\u00a0<a href=\"https:\/\/dictionary.findlaw.com\/definition\/lien.html\" target=\"_blank\" rel=\"noopener\">lien holders<\/a>. Any leftover proceeds will be paid to you, the property owner. If you owe more on your mortgage than the actual value of the property, your lender might pursue a deficiency judgment against you to recover the additional amount. In that case, you&#8217;ll have lost your home and still owe more money.<\/p>\n<h2>Will Foreclosure Affect My Credit Score?<\/h2>\n<p>Yes. One of the most significant foreclosure consequences is the hit your <a href=\"https:\/\/www.findlaw.com\/consumer\/credit-banking-finance\/credit-score-information-how-to-manage-your-credit-score.html\">credit score<\/a>\u00a0takes after the process is over.<\/p>\n<p>When financial institutions are deciding if they should lend you money, they evaluate whether or not you&#8217;ll be able to meet the repayment obligation. Having a foreclosed property in your past raises a red flag that,\u00a0because you couldn&#8217;t pay your bills in the past,\u00a0might indicate you&#8217;d\u00a0have difficulty doing so in the future.<\/p>\n<p>As a result, a foreclosure in your past lowers your credit score. Foreclosure can make it more difficult to find a job or a rental property, as many employers and landlords use credit reports as one way to assess your reliability.<\/p>\n<h2>Will Foreclosure Affect My Ability To Buy Another Home?<\/h2>\n<p>Yes, a foreclosure is likely to complicate a new home purchase while it appears in your credit history. You may need to wait longer to <a href=\"https:\/\/www.findlaw.com\/realestate\/buying-a-home\/homebuyer-s-financial-worksheet.html\">buy your next home<\/a>, and you may face higher costs.<\/p>\n<p>While it&#8217;s possible to get another mortgage in the future, you may be subject to a waiting period. The duration of this waiting period depends on the type of loan you seek. You may have to wait two to seven years after foreclosure before you can get a new mortgage.<\/p>\n<p>A foreclosure can make it difficult to get new loans at <a href=\"https:\/\/www.findlaw.com\/realestate\/mortgages-equity-loans\/interest-rates-mortgage-points-and-fees.html\">good interest rates<\/a>. When lenders view an applicant as a higher risk, they&#8217;ll typically want to collect more interest from the loan. Notably, the interest rate on your mortgage can affect your monthly costs and home equity.<\/p>\n<h2>How Long Will a Foreclosure Stay on My Credit Report?<\/h2>\n<p>On the upside, your foreclosure will disappear from your report after seven years. But as with a <a href=\"https:\/\/www.findlaw.com\/bankruptcy\/after-bankruptcy\/how-soon-will-my-credit-score-improve-after-bankruptcy.html\">bankruptcy<\/a>, your damaged credit score doesn&#8217;t have to stay at the same level the entire time it lasts on your report. You can <a href=\"https:\/\/www.findlaw.com\/consumer\/credit-banking-finance\/rebuilding-credit-faqs.html\">rebuild your credit<\/a>\u00a0by working on your debt and paying your bills on time.<\/p>\n<h2>How Does Foreclosure Affect My Taxes?<\/h2>\n<p>Foreclosure tax consequences depend on if the debt is\u00a0<a href=\"https:\/\/www.irs.gov\/taxtopics\/tc431\" target=\"_blank\" rel=\"noopener\">recourse or nonrecourse.<\/a> Recourse debt means that you are personally liable for repaying the loan. This type of debt might not fully disappear when the lender seizes the collateral (your home) if there&#8217;s still leftover debt. Creditors could dip into your other assets or garnish your wages to cover the remaining debt. Or, they could decide to cancel that leftover debt.<\/p>\n<p>The IRS considers the cancellation of debt (COD) to be <a href=\"https:\/\/www.findlaw.com\/tax\/federal-taxes\/what-are-capital-gains-.html\">capital gains<\/a> for income tax purposes. Many people are unaware that they may need to set aside more money for tax time due to forgiven debt.<\/p>\n<p>Imagine you owe $300,000 on your house, but it only sells for $200,000 in foreclosure. If you are personally liable for the remaining $100,000, you&#8217;d be in a tough position. Thankfully, the bank discharges the remaining debt, so you won&#8217;t have to sell other property or face wage garnishment to cover it. But that means you technically benefitted by $100,000 of cancelled debt. You must report that $100,000 as income on your taxes.<\/p>\n<p>However, you may be able to exclude this income if one of the following apply:<\/p>\n<ul>\n<li>You&#8217;re <a href=\"https:\/\/dictionary.findlaw.com\/definition\/insolvent.html\" target=\"_blank\" rel=\"noopener\">insolvent<\/a><\/li>\n<li>You have <a href=\"https:\/\/www.findlaw.com\/bankruptcy\/what-is-bankruptcy\/facing-foreclosure-how-bankruptcy-can-help.html\">filed for bankruptcy<\/a><\/li>\n<li>You qualify for the <a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/the-mortgage-forgiveness-debt-relief-act.html\">Mortgage Forgiveness Debt Relief Act<\/a><\/li>\n<\/ul>\n<p>During the Covid-19 pandemic, the government established a mortgage forbearance program for financial hardship related to the coronavirus. This program has since expired.<\/p>\n<p>In many cases, people who have experienced foreclosure and are struggling financially can avoid paying higher taxes. Regardless, you&#8217;ll need to be aware of how to properly <a href=\"https:\/\/www.findlaw.com\/tax\/federal-taxes\/preparing-your-tax-return.html\">file your tax return<\/a>. Taxes can become complex after major real estate events, so you may want to get <a href=\"https:\/\/www.findlaw.com\/tax\/legal-help-resources\/who-to-contact-for-tax-questions-tax-lawyer-or-accountant.html\">professional guidance<\/a>.<\/p>\n<h2>Can I Get My House Back After Foreclosure?<\/h2>\n<p>State laws vary on how foreclosure works. If you have the money, some states will allow you to regain ownership of your foreclosed home in a process known as \u201c<a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/regaining-ownership-after-foreclosure-statutory-redemption.html\">statutory redemption<\/a>.&#8221; Under this rule, you can reclaim your home if you can pay what the house sold for in the foreclosure sale.<\/p>\n<p>You may also have to cover interest on the sale price, payable to the person who bought the house when it was foreclosed. Depending on your state, you have anywhere from 30 days to two years to attempt to reclaim your property under statutory redemption.<\/p>\n<h2>Get Legal Advice for Managing a Foreclosure<\/h2>\n<p>When you&#8217;re struggling financially and having trouble making\u00a0your mortgage payments, foreclosure is neither a quick fix nor a fresh start. Not only will you lose your home, but it will hurt your credit score,\u00a0make it tougher\u00a0to find work or new housing, and can even result in a hefty tax bill. You shouldn&#8217;t make that critical a decision without understanding all of the major foreclosure consequences coming your way. Contact a\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/foreclosure-alternatives\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">foreclosure attorney<\/a>\u00a0to learn how a foreclosure might affect you.<\/p>\n<\/div>\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" 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12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div 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for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                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                 id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Many real estate processes can be handled on your own or with the help of a realtor\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Some tenant or neighbor disputes may need the help of local police\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Complex real estate issues (such as construction defects or illegal landlord actions) may need the support of an attorney\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Buying or selling a home, facing foreclosure, or mortgage loan issues can benefit from legal expertise. An attorney can offer tailored advice and help prevent common mistakes.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/real-estate-law\/#USER_GEO\/?fli=esum:FL43\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                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Learn about foreclosure consequences, statutory redemption, and much more at FindLaw.com.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":369116,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","_cf_multicollab_revision_bundle":"","footnotes":"","cf_checklist_status":["SEO Title Length","External Links","Alt Text for All Images","Category Assigned"]},"categories":[2741],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-369126","page","type-page","status-publish","hentry","category-realestate"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=369126"}],"version-history":[{"count":3,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369126\/revisions"}],"predecessor-version":[{"id":413878,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369126\/revisions\/413878"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369116"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=369126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=369126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=369126"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=369126"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=369126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}