{"id":369146,"date":"2017-02-23T16:58:04","date_gmt":"2017-02-23T21:58:04","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/realestate\/foreclosure\/what-are-mortgage-assistance-programs.html"},"modified":"2023-11-20T08:41:32","modified_gmt":"2023-11-20T13:41:32","slug":"what-are-mortgage-assistance-programs","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/realestate\/foreclosure\/what-are-mortgage-assistance-programs.html","title":{"rendered":"What Are Mortgage Assistance Programs?"},"content":{"rendered":"\n
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What Are Mortgage Assistance Programs?<\/h1>\n
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\n By Robert Rafii, Esq.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Homeownership can be a great source of pride and accomplishment. But it’s also a huge responsibility. Besides property taxes and taking care of all the plumbing and roofing issues, you also have to worry about a monthly mortgage payment<\/a>. Then, all the interest is added to your home loan every day.<\/p>\r\n

It’s easy to get behind on payments or to owe more on your house than it’s worth. This is especially true in a sluggish economy. Thankfully, many federal, state, and private mortgage assistance programs exist. They can help to save your credit score and relieve some of the stress and financial burdens of owning real estate.<\/p>\r\n

Where Can I Find a Mortgage Assistance Program?<\/h2>\r\n

Perhaps you’re struggling to make your mortgage payments, or you’ve already fallen behind. You can often work directly with your mortgage servicer<\/a> to:<\/p>\r\n