{"id":369235,"date":"2016-04-04T10:47:19","date_gmt":"2016-04-04T15:47:19","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/realestate\/landlord-tenant-law\/liability-for-tenant-injuries-and-insurance-for-landlords.html"},"modified":"2023-10-23T10:30:02","modified_gmt":"2023-10-23T15:30:02","slug":"liability-for-tenant-injuries-and-insurance-for-landlords","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/realestate\/landlord-tenant-law\/liability-for-tenant-injuries-and-insurance-for-landlords.html","title":{"rendered":"Liability for Tenant Injuries and Insurance for Landlords"},"content":{"rendered":"\n
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Liability for Tenant Injuries and Insurance for Landlords<\/h1>\n
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\n By Melissa McCall, J.D.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Landlords are responsible for tenant injuries in the rental property’s common areas. Landlords are business owners, so they should prepare for tenant injuries. A solid property insurance policy will help them if anyone gets hurt due to their negligence. Landlords need a separate policy for any property they rent out; a homeowners insurance policy is insufficient.<\/p>\r\n

This article will explore common issues related to landlord liability for a tenant’s injuries and landlord liability insurance.<\/p>\r\n

Landlords Have a Duty To Keep Their Premises Safe<\/h2>\r\n

A landlord or property owner must keep their premises safe. They have a duty to their tenants and visitors. This duty includes, but is not limited to, the following:<\/p>\r\n