{"id":369371,"date":"2016-04-04T10:47:24","date_gmt":"2016-04-04T15:47:24","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/realestate\/owning-a-home.html"},"modified":"2025-08-14T17:28:07","modified_gmt":"2025-08-14T22:28:07","slug":"owning-a-home","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/realestate\/owning-a-home.html","title":{"rendered":"Owning a Home"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><div\n    data-testid=\"fl-general-title\"\n    class=\"fl-general-title fl-flex fl-gap20 fl-items-end\"\n>\n    <div class=\"fl-general-title-heading fl-flex fl-flex-column\">\n        <h1\n            class=\"fl-h1 fl-general-title-title fl-no-spacing\"\n            data-testid=\"fl-general-title-title\"\n        >\n            Owning a Home\n        <\/h1>\n        <p\n            class=\"fl-general-title-description fl-text-xl fl-no-margin\"\n            data-testid=\"fl-general-title-description\"\n        >\n            There are both personal and financial benefits to owning a home, regardless of the type of residence you purchase.\n        <\/p>\n    <\/div>\n<\/div>\n\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/amy-vandervort-clark-j-d\/\">Amy Vandervort-Clark, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/jordan-walker-j-d\/\">Jordan Walker, J.D.<\/a>\n                | Last updated\n        <time>\n                            August 14, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n\n<p>FindLaw&#8217;s Owning a Home section explores the key legal matters involved in buying and maintaining a home. From your first down payment to renovations and improvements, this practical real estate law guide will help you make confident and informed decisions on your path to homeownership.<\/p>\n\n\n\n<div\n    class=\"fl-category-overview\"\n    data-testid=\"fl-category-overview\"\n>\n    <div\n        class=\"fl-accordion fl-category-overview-container\"\n        id=\"category-overview\"\n        data-testid=\"fl-accordion\"\n    >\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-1-category-overview\"\n               aria-labelledby=\"button-1-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-1-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-1-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Home Improvement and Contractors\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-1-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/construction-developer-s-responsibilities.html\" class=\"fl-list-item-link\">\n                                    <span>Construction Developer&#039;s Responsibilities<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/avoiding-contractor-rip-offs.html\" class=\"fl-list-item-link\">\n                                    <span>How to Avoid Contractor Rip-Offs<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-2-category-overview\"\n               aria-labelledby=\"button-2-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-2-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-2-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Insuring Your Home\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-2-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/home-insurance-coverage-issues-in-depth.html\" class=\"fl-list-item-link\">\n                                    <span>How To Understand Your Home Insurance Coverage<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/payment-of-home-insurance-claims-and-good-faith.html\" class=\"fl-list-item-link\">\n                                    <span>Payment of Home Insurance Claims and &quot;Good Faith&quot;<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/resources-state-insurance-organizations.html\" class=\"fl-list-item-link\">\n                                    <span>Resources: State Insurance Organizations<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-3-category-overview\"\n               aria-labelledby=\"button-3-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-3-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-3-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Home Owners&#8217; Association Law\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-3-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/homeowners-association-basics.html\" class=\"fl-list-item-link\">\n                                    <span>Homeowners Association Basics<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/what-homeowners-associations-may-regulate.html\" class=\"fl-list-item-link\">\n                                    <span>What Homeowners Associations May Regulate<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/homeowners-association-disputes.html\" class=\"fl-list-item-link\">\n                                    <span>Homeowners Association Disputes<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-4-category-overview\"\n               aria-labelledby=\"button-4-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-4-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-4-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Covenants, Conditions, and Restrictions\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-4-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-basics.html\" class=\"fl-list-item-link\">\n                                    <span>CC&amp;R Basics<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/creation-and-termination-of-cc-rs.html\" class=\"fl-list-item-link\">\n                                    <span>Creation and Termination of CC&amp;Rs<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-enforcement-and-remedies.html\" class=\"fl-list-item-link\">\n                                    <span>CC&amp;R Enforcement and Remedies<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-5-category-overview\"\n               aria-labelledby=\"button-5-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-5-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-5-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Property Taxes and Deductions\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-5-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-tax-basics.html\" class=\"fl-list-item-link\">\n                                    <span>Property Tax Basics<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-tax-exemptions.html\" class=\"fl-list-item-link\">\n                                    <span>Property Tax Exemptions<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-tax-rates-determining-property-tax-rates.html\" class=\"fl-list-item-link\">\n                                    <span>Determining Property Tax Rates<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-6-category-overview\"\n               aria-labelledby=\"button-6-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-6-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-6-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Condominium and Co-Op Law\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-6-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/condominiums-and-cooperatives.html\" class=\"fl-list-item-link\">\n                                    <span>Condominiums and Cooperatives<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/tips-for-buying-a-condo-or-co-op.html\" class=\"fl-list-item-link\">\n                                    <span>Tips for Buying a Condo or Co-Op<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/sample-condominium-agreement.html\" class=\"fl-list-item-link\">\n                                    <span>Sample Condominium Agreement<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-7-category-overview\"\n               aria-labelledby=\"button-7-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-7-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-7-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Timeshare Laws\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-7-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/purchasing-a-timeshare.html\" class=\"fl-list-item-link\">\n                                    <span>Purchasing a Timeshare<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/timeshare-ownership.html\" class=\"fl-list-item-link\">\n                                    <span>Timeshare Ownership<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/timeshare-exchange-programs-and-sales-incentives.html\" class=\"fl-list-item-link\">\n                                    <span>Timeshare Exchange Programs and Sales Incentives<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n                    <div\n               class=\"fl-accordion-item fl-category-overview-item\"\n               id=\"section-8-category-overview\"\n               aria-labelledby=\"button-8-category-overview\"\n               data-testid=\"fl-accordion-item\"\n            >\n                <h2\n                    class=\"fl-accordion-header fl-flex fl-items-center fl-justify-between fl-no-margin\"\n                    data-testid=\"fl-accordion-header\"\n                >\n                    <button\n                        id=\"button-8-category-overview\"\n                        aria-label=\"Category 1 content\"\n                        aria-expanded=\"false\"\n                        aria-controls=\"section-8-category-overview\"\n                        class=\"fl-accordion-button fl-flex fl-flex-auto fl-justify-between\"\n                        type=\"button\"\n                    >\n                        Homeowner Liability and Safety\n                        <span aria-hidden=\"true\">\n                            <i\n                                class=\"fa fa-angle-down small\"\n                                aria-hidden=\"true\"\n                            ><\/i>\n                        <\/span>\n                    <\/button>\n                <\/h2>\n                <div\n                    class=\"fl-accordion-content\"\n                    data-testid=\"fl-accordion-content\"\n                    id=\"content-8-category-overview\"\n                >\n                    <ul class=\"fl-no-margin fl-list\">\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-owners-legal-duty-to-prevent-injury.html\" class=\"fl-list-item-link\">\n                                    <span>Property Owners&#039; Legal Duty to Prevent Injury<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/smoke-alarms-and-fires.html\" class=\"fl-list-item-link\">\n                                    <span>Smoke Alarms and Fires<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                                <li class=\"fl-list-control-list-item fl-flex\">\n                            <div class=\"fl-list-control-container\">\n                                <i\n                                    class=\"fa fa-angle-right small\"\n                                    aria-hidden=\"true\"\n                                ><\/i>\n                            <\/div>\n                            <div class=\"fl-list-control-text\">\n                                <a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/swimming-pools-and-spas.html\" class=\"fl-list-item-link\">\n                                    <span>Swimming Pools and Spas<\/span>\n                                <\/a>\n                            <\/div>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<p>Purchasing and owning a new home is typically part of the American dream for first-time homebuyers. While homeownership offers financial rewards over being a renter\u00a0like building equity and\u00a0tax benefits, it also involves navigating a complex landscape of laws and regulations. From understanding the legal steps in the homebuying process to knowing your rights and obligations as a homeowner, being informed is essential to protect your dream home and enjoy your new property to the fullest.<\/p>\n<h2>Basic Maintenance and Repairs<\/h2>\n<p>Entering the housing market and buying a house is\u00a0a major financial decision. It can also be a good investment.\u00a0To keep your home in good shape, there are general maintenance items to tend to either monthly, seasonally, or annually.<\/p>\n<p>A few examples include:<\/p>\n<ul>\n<li>Test your smoke alarms each month<\/li>\n<li>Inspect your home&#8217;s exterior for damage or potential problems<\/li>\n<li>Have your HVAC inspected twice a year<\/li>\n<li>Inspect your roof for loose shingles, damage, rot, or mold, and clear any debris<\/li>\n<li>Clean dryer vents at least once a year to avoid lint buildup that can cause a fire<\/li>\n<li>Flush your water heater once a year to clear out sediment<\/li>\n<\/ul>\n<p>Basic maintenance can help you avoid costly repairs and protect your home from fire dangers.<\/p>\n<h2>Home Improvement Projects<\/h2>\n<p>Home renovations and improvements can boost your home&#8217;s property value. Upgrading your kitchen will always add value. A bathroom refresh can keep your home looking contemporary. Plus, it&#8217;s a good idea to replace worn-out appliances and fixtures.<\/p>\n<p>Most homeowners learn how to do minor repairs, maintenance, and improvements themselves. Painting a bedroom is not difficult,\u00a0but it may take a while to master. Larger projects, like\u00a0rewiring your house or installing a new gas line,\u00a0require specialized training and tools and might be a bit more than you&#8217;re ready for.<\/p>\n<p>You may need to hire a\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/home-improvement-contractors.html\">contractor<\/a>\u00a0for more complex jobs. As the word &#8220;contractor&#8221; implies, the legal relationship hinges on the terms of the\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/home-improvement-contracts.html\">contract<\/a>. Some states require a valid home improvement contract before work can begin.\u00a0Even if your state is not one of them, a contract will help you protect your interests. At\u00a0a\u00a0basic level, the agreement outlines the details of the work planned upfront so both parties are in agreement. The contract should also include a starting date, an estimated date of completion,\u00a0and what it will cost.<\/p>\n<p>When you have work done on your home, keep all receipts and contracts on file in case you need to return any materials or take legal action against a contractor.\u00a0Once the work is completed, it&#8217;s important to thoroughly inspect it before signing off and making a final payment.<\/p>\n<h2>Your Mortgage and Property Taxes<\/h2>\n<p>Unlike renters, property owners are responsible for paying\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-tax-basics.html\">property taxes<\/a>\u00a0to their county government. These taxes are usually based on a combination of\u00a0the assessed value of the land and the structure. Some exceptions exist for certain agricultural or rural properties. Property tax funds pay for local services such as schools, parks, libraries, and fire departments.<\/p>\n<p>Most mortgage lenders will add property tax estimates into their monthly payments, holding the property tax funds in escrow until they&#8217;re due. The lender then makes the property tax payment for you and will send you a receipt.<\/p>\n<p>You will receive a bill yearly if your mortgage company does not include property taxes. You must pay your property taxes or risk losing your home. The county can place a lien on your property or sell it to recover your unpaid taxes.<\/p>\n<h2>Liability and Homeowner&#8217;s Insurance<\/h2>\n<p>Homeowners are often\u00a0liable for injuries that occur to visitors. This may even apply to\u00a0trespassers, although trespasser liability is limited.\u00a0Homeowners should confirm policy exclusions. This is the concept of\u00a0<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/premises-liability-who-is-responsible.html\">premises liability<\/a>. A visitor who slips on an icy walkway and breaks their hip may be able to sue for damages by alleging the homeowner&#8217;s negligence. A reasonable homeowner in this situation would either remove the ice or place a warning sign at the beginning of the walkway.<\/p>\n<p>One way to protect yourself from property lawsuits is to buy a homeowner&#8217;s insurance policy, which gives the insurer the right to settle or defend lawsuits involving the insured property. Almost all mortgages require that you carry homeowner&#8217;s insurance. The policy won&#8217;t cover all\u00a0claims involving the property\u00a0such as intentional acts by the homeowner.<\/p>\n<p>Mortgage insurance also covers the physical home itself, including its contents. The terms of the contract determine the extent of coverage. If your home sustains damage from a serious storm, weather event, or natural disaster, your homeowner&#8217;s insurance will cover the cost of repairs after you pay the deductible. Your insurance can also reimburse you for lost possessions.<\/p>\n<p>If your home suffered other damage that requires repairs,\u00a0check with your insurance agent to see if your policy covers it.<\/p>\n<h2>Know Your Community<\/h2>\n<p>Getting to know your neighbors can have many benefits. Building a community can help you feel more secure in your home. Neighbors often look out for each other and help if someone is in need.<\/p>\n<p><a href=\"https:\/\/www.findlaw.com\/realestate\/neighbors.html\">Neighbor disputes<\/a>\u00a0can turn ugly if no effort is made to address the issue quickly. Understanding your rights, land boundaries, local noise ordinances, animal statutes, and land upkeep laws can help you avoid a\u00a0volatile situation. Don&#8217;t put yourself\u00a0in a tricky legal situation while\u00a0trying your best to be a good neighbor.<\/p>\n<p>Know what\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-basics.html\">covenants, conditions, and restrictions<\/a>\u00a0may exist on your property so you can address\u00a0conflicts\u00a0and derail\u00a0problems with a neighbor.<\/p>\n<h2>Homeowners&#8217; Associations<\/h2>\n<p>A\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/home-owners-associations.html\">homeowners&#8217; association<\/a>, or HOA, is a governing body that creates and enforces specific rules related to a &#8220;common interest&#8221; development, such as a condominium complex or planned\u00a0community. HOAs maintain the integrity and value of the individual units by ensuring the maintenance of common areas and uniformity among the units. For instance, an HOA may require homes to have a specific color scheme or plant only native trees.<\/p>\n<p>Monthly HOA dues help pay for their operations and go toward shared landscapers and other services. Your HOA will also maintain amenities like a pool or clubhouse. Be sure to familiarize yourself with your HOA&#8217;s rules and requirements to avoid fines for violations.<\/p>\n<h2>Refinancing<\/h2>\n<p><a href=\"https:\/\/www.findlaw.com\/bankruptcy\/debt-relief\/do-s-and-don-ts-refinancing.html\">Mortgage refinance<\/a>\u00a0changes the term of your original mortgage loan. Refinancing your mortgage can be helpful if the interest rates have dropped since your original loan or if you want to change the terms of your loan. Homeowners with an\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/mortgages-equity-loans\/types-of-mortgages.html\">adjustable-rate mortgage<\/a>\u00a0often refinance to lock in a fixed-rate loan. Refinancing can also lower your monthly mortgage payment or allow you to gain access to your home&#8217;s equity.<\/p>\n<p>Mortgage refinancing is a similar process to gaining your original loan. Applying\u00a0for a new home loan, having\u00a0a home inspection, and going through underwriting will feel familiar. You&#8217;ll attend closing and must pay closing costs unless you roll that money into your new mortgage. Your new mortgage company will pay off your original loan, and you will pay your new monthly payment to your new lender.<\/p>\n<h2>Foreclosure<\/h2>\n<p><a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/avoiding-foreclosure.html\">Foreclosure<\/a>\u00a0is when a borrower cannot pay their monthly loan payments, and the bank moves to take the home and sell it to recoup their investment. The process can devastate\u00a0your credit score, finances, and family security.<\/p>\n<p>If you&#8217;re struggling to pay your mortgage and are at risk of foreclosure, a few options may help. You can talk to your lender about a\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/foreclosure\/mortgage-modification.html\">mortgage modification<\/a>. A mortgage modification is when you and your lender agree to change the terms of your loan to make it easier for you to pay.<\/p>\n<p>You can also sell your home if you cannot afford it. A home sale will avoid foreclosure\u00a0and hopefully allow you to\u00a0pay off the mortgage.<\/p>\n<h2>Looking to the Future<\/h2>\n<p>Maintaining your home can also help when it comes time to sell. Explore your local market and see what other homes are selling for. Examine your property with a fresh eye. What improvements can\u00a0you make for your home value to be market-ready? Contacting a real estate agent or realtor to assess your property can be helpful. They know the real estate market conditions and what it will take to get a good purchase price.<\/p>\n<p>If you&#8217;d rather keep your home for future generations of your family, speak with an estate attorney to create an estate plan. There are multiple complex property law issues involved. An\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/estate-planning\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">estate planning attorney<\/a>\u00a0can explain the pros and cons of various types of estate property rights and\u00a0<a href=\"https:\/\/www.findlaw.com\/realestate\/buying-a-home\/joint-tenancy-faq.html\">tenancies<\/a>\u00a0available in bequeathing your home.<\/p>\n<p>If you have questions about your legal rights when making a home purchase, contact a\u00a0<a href=\"https:\/\/lawyers.findlaw.com\/real-estate-law\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">real estate attorney<\/a>. A lawyer\u00a0specializing in property issues can help you understand your options and provide legal advice.<\/p>\n<p>Explore the following links to learn more about these and other homeownership topics.<\/p>\n<h2>Related Resources<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/landlord-tenant-law\/checklist-before-you-rent-out-your-property.html\">Checklist: Before You Rent Out Your Property<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-basics.html\">CC&amp;R Basics<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/top-ten-tips-for-filing-fire-insurance-claims.html\">Top Ten Tips for Filing Fire Insurance Claims<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/creation-and-termination-of-cc-rs.html\">Creation and Termination of CC&amp;Rs<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-enforcement-and-remedies.html\">CC&amp;R Enforcement and Remedies<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/why-to-buy-homeowners-insurance.html\">Why You Should Buy Homeowners&#8217; Insurance<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-rights-deed-in-someone-elses-name.html\">Property Rights: Deed in Someone Else&#8217;s Name<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/types-of-cc-rs-builders-restrictions.html\">Types of CC&amp;Rs: Builders&#8217; Restrictions<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/what-is-a-common-interest-community.html\">What Is a Common-Interest Community?<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/understanding-mechanic-s-liens.html\">Understanding Mechanic&#8217;s Liens<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/types-of-property-for-tax-purposes.html\">Types of Property for Tax Purposes<\/a><\/li>\n<\/ul>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 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<\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field 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helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information 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                           id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n          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data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Many real estate processes can be handled on your own or with the help of a realtor\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Some tenant or neighbor disputes may need the help of local police\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Complex real estate issues (such as construction defects or illegal landlord actions) may need the support of an attorney\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Buying or selling a home, facing foreclosure, or mortgage loan issues can benefit from legal expertise. An attorney can offer tailored advice and help prevent common mistakes.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/real-estate-law\/#USER_GEO\/?fli=esum:FL43\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Attorney Directory<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/real-estate-law\/\" target=\"_blank\" rel=\"noopener\">Real Estate Lawyers<\/a><\/li>\n                           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rel=\"noopener\">Housing and Construction Defects Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"popularRecent\">\n    <div class=\"row popular-recent\">\n        <h2 class=\"popular-recent-title\">Looking for More Information?<\/h2>\n        <div class=\"popular-recent-item\">\n            <div class=\"popular-recent-item-image\">\n                <img decoding=\"async\" src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745849290\/ability-law\/wp-prod\/general-components-popular-recent-popular\/general-components-popular-recent-popular.svg?_i=AA\"\n                    alt=\"\">\n            <\/div>\n            <div class=\"popular-recent-item-content\">\n                <h3>Popular Law Articles<\/h3>\n                <ul class=\"fl-list\">\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/understanding-mechanic-s-liens.html\">Understanding Mechanic&#8217;s Liens<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-basics.html\">CC&#038;R Basics<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/top-ten-tips-for-filing-fire-insurance-claims.html\">Top Ten Tips for Filing Fire Insurance Claims<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/creation-and-termination-of-cc-rs.html\">Creation and Termination of CC&#038;Rs<\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/cc-r-enforcement-and-remedies.html\">CC&#038;R Enforcement and Remedies<\/a>\n                 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href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/property-tax-exemptions.html\">\n                                Property Tax Exemptions\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/advantages-of-condos-and-co-ops.html\">\n                                Advantages of Condos and Co-Ops\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/condominiums-co-ops.html\">\n                                Condominium and Co-Op Law\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/timeshares.html\">\n                                Timeshare Laws\n                            <\/a>\n                        <\/li>\n                                            <li class=\"fl-list-item fl-flex\">\n                            <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                            <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/home-owners-associations.html\">\n                                Homeowners Association Law\n                            <\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Owning a home is often one of the biggest events in a person&#8217;s life, but there&#8217;s a lot that can go wrong. It&#8217;s important to understand being responsible for taxes, keeping your house in good repair, getting along with your neighbors, and much more. Learn what you need to know about being a homeowner at FindLaw.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":369059,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/OverviewPageController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2741],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-369371","page","type-page","status-publish","hentry","category-realestate"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=369371"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369371\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/369059"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=369371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=369371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=369371"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=369371"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=369371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}