{"id":369445,"date":"2016-04-04T10:47:27","date_gmt":"2016-04-04T15:47:27","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/realestate\/owning-a-home\/what-does-a-home-insurance-policy-cover.html"},"modified":"2024-01-02T18:38:29","modified_gmt":"2024-01-02T23:38:29","slug":"what-does-a-home-insurance-policy-cover","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/realestate\/owning-a-home\/what-does-a-home-insurance-policy-cover.html","title":{"rendered":"What Does a Home Insurance Policy Cover?"},"content":{"rendered":"\n
\n \n
\n

What Does a Home Insurance Policy Cover?<\/h1>\n
\n
\n By Robert Rafii, Esq.<\/a> | Legally reviewed by Aisha Success, Esq.<\/a>\n | Last reviewed\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
\n

This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
\n

The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

You already pay car insurance<\/a> and health insurance<\/a>, and you may have purchased a life insurance<\/a> policy. You feel a little tapped out. But you also want to consider your homeowner’s insurance options. Sometimes, you have no choice\u2014many lenders condition their mortgages on an active homeowner’s policy. Homeowner’s property insurance policies typically address the following covered losses:<\/p>\r\n