{"id":371496,"date":"2016-09-22T18:35:51","date_gmt":"2016-09-22T23:35:51","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/arizona-law\/arizona-car-accident-compensation-laws.html"},"modified":"2025-01-06T10:27:00","modified_gmt":"2025-01-06T15:27:00","slug":"arizona-car-accident-compensation-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/arizona-law\/arizona-car-accident-compensation-laws.html","title":{"rendered":"Arizona Car Accident Compensation Laws"},"content":{"rendered":"\n
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Arizona Car Accident Compensation Laws<\/h1>\n
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\n By Susan Buckner, J.D.<\/a> | Legally reviewed by Garrett Monteagudo, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Anyone in a car accident knows that you are at the mercy of your auto insurance company and the laws of the state where the accident occurs. Arizona car accident laws give accident victims an easier time than some states.<\/p>\r\n

After you and the other driver exchange insurance information, state laws determine who pays for the property damage and medical bills. In some states, called "no-fault states," each driver’s insurance pays for their damage.<\/p>\r\n

In the state of Arizona, different rules apply. If you’re involved in a car crash, you should understand the laws before filing an insurance claim or personal injury claim in the state.<\/p>\r\n

Arizona Car Accident Laws<\/b><\/h2>\r\n

Arizona’s car accident laws begin with protecting yourself from liability at the scene of an accident. Drivers must report all vehicle accidents to law enforcement. If the accident results in "injury to or death of a person or damage to a vehicle that is driven or attended by a person" (Arizona Revised Statutes Section 28-663<\/a>), you must stop, exchange insurance, and call 911 for police and paramedics.<\/p>\r\n

Fault<\/b><\/h3>\r\n

Arizona is an at-fault insurance state. Drivers file car accident claims with the other driver’s insurance company. After the adjuster investigates the claim, the at-fault driver’s insurance company pays the other driver’s claim.<\/p>\r\n

Proving fault<\/a>, or that you were not at fault, depends on showing that the other driver did something to cause the accident. It may also mean showing you did nothing to cause or worsen your injuries.<\/p>\r\n

Proving Negligence<\/b><\/h3>\r\n

When you make a personal injury claim, you must show the other driver was negligent<\/b> in some way. Negligence means proving that:<\/p>\r\n