{"id":371498,"date":"2016-11-15T18:28:23","date_gmt":"2016-11-15T23:28:23","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/arizona-law\/arizona-car-accident-settlement-process-and-timeline.html"},"modified":"2024-06-06T12:47:19","modified_gmt":"2024-06-06T17:47:19","slug":"arizona-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/arizona-law\/arizona-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Arizona Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Arizona Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            June 06, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Most of us will get into a car accident at some point. Unfortunately, nobody teaches us what to do if we get into a car crash. You may not know if you have to report your accident. You may think it\u2019s okay to exchange insurance information with the other driver and be on your way.<\/p>\r\n<p>Whether you live in Phoenix or Tempe, you must deal with traffic. Odds are, you may be the victim of a rear-end accident. Worse yet, you may suffer injuries in a head-on collision. Regardless of the type of accident, you may have to sue the other driver.<\/p>\r\n<p>Here, we\u2019ll discuss the car accident settlement process and explain the average Arizona car accident claim timeline. If you still have questions about your case, contact an experienced Arizona car accident lawyer.<\/p>\r\n<h2><b>Do I Need to Report a Car Accident in Arizona?<\/b><\/h2>\r\n<p>Arizona law doesn\u2019t require you to report a car accident involving only property damage. You can resolve the claim with the insurance company if nobody suffers bodily injury.<\/p>\r\n<p>You must report a car crash resulting in injury or death. You can do so verbally or in writing, whichever is faster.<\/p>\r\n<p>You must report the accident to the following parties:<\/p>\r\n<ul>\r\n<li>The local police department if the accident occurs within a municipality<\/li>\r\n<li>The local sheriff\u2019s department<\/li>\r\n<li>The nearest office of the highway patrol<\/li>\r\n<\/ul>\r\n<p>You may face fines and other penalties if you don\u2019t report your accident.<\/p>\r\n<p>You must also stay at the scene until the police arrive. Arizona law requires that officer to issue a police report in the following circumstances:<\/p>\r\n<ul>\r\n<li>Any of the drivers, passengers, or third parties suffer an injury or death<\/li>\r\n<li>There is more than $2,000 in property damage<\/li>\r\n<li>They issue a ticket to either driver (i.e., speeding, texting and driving, etc.)<\/li>\r\n<\/ul>\r\n<p>As you can see, much of the burden falls on law enforcement\u2014not the people involved in the car accident.<\/p>\r\n<h2><b>Arizona Car Insurance Laws<\/b><\/h2>\r\n<p>Every state has specific laws governing the type and amount of auto insurance drivers must maintain.<\/p>\r\n<p>According to Arizona\u2019s&nbsp;<a href=\"https:\/\/difi.az.gov\/consumer\/i\/auto\/minimum-coverage\" target=\"_blank\" rel=\"noopener\">Department of Insurance and Financial Institutions<\/a>, drivers must carry the following minimum liability coverage limits:<\/p>\r\n<ul>\r\n<li>$25,000 for one person who suffers bodily injury or death in an accident<\/li>\r\n<li>$50,000 per accident when more than one person is hurt<\/li>\r\n<li>$15,000 for property damage to the other driver\u2019s vehicle per accident<\/li>\r\n<\/ul>\r\n<p>Arizona drivers can also buy a bond of at least $40,000. They must provide proof of the bond to the state treasurer.<\/p>\r\n<h2><b>How Do Car Accident Settlements Work in Arizona?<\/b><\/h2>\r\n<p>People tend to think that car accident lawsuits go to trial. The truth is that more than 95% of all car accident cases settle out of court. It\u2019s in everybody\u2019s best interest to resolve the matter amicably. Trials are expensive and time-consuming. Plus, there\u2019s no guarantee that you\u2019ll win. You could lose and walk away with nothing.<\/p>\r\n<p>If you settle your case, you\u2019ll receive a guaranteed payout. You\u2019ll also receive your money much faster than if your case goes to trial. If you hire an Arizona personal injury lawyer to handle your case, they\u2019ll fight to get you as much money as possible. Settling your case will save you a lot of money in court costs and other expenses.<\/p>\r\n<p>From a legal perspective, a&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/resolution-before-trial-settlement.html\">settlement<\/a>&nbsp;is an informal way of resolving a lawsuit. The parties agree on a mutually agreeable remedy and agree to&nbsp;<a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/what-does-it-mean-to-settle-a-case.html\">drop the pending lawsuit<\/a>.<\/p>\r\n<p>The Arizona courts don\u2019t require that you attend a settlement conference. But judges in some local courts, such as Mohave County, may order the parties to attend a&nbsp;<a href=\"https:\/\/www.mohavecourts.com\/mohave-county-superior-court-local-rules#:~:text=for%20final%20approval.-,View%20Local%20Rules%C2%A0,-News%20and%20Notices\" target=\"_blank\" rel=\"noopener\">mandatory settlement conference<\/a>. The judge can order this on their own or at the request of either party.<\/p>\r\n<h2><b>What Is the Average Car Accident Settlement in Arizona?<\/b><\/h2>\r\n<p>One of the first questions car accident victims ask their personal injury attorney is how much their case is worth. They want to know how much they\u2019ll get in their car accident settlement. Unfortunately, this question is nearly impossible to answer\u2014every case is different.<\/p>\r\n<p>When you file your insurance claim, you\u2019ll demand that the carrier compensate you for losses you sustained in the crash. If you file a personal injury case against the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\">at-fault driver<\/a>, you&#8217;ll do the same thing.<\/p>\r\n<p>Some of the <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">damages<\/a> you can demand in your personal injury claim include:<\/p>\r\n<ul>\r\n<li>Property damage<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/economic-recovery-for-accidents-and-injuries.html\">Medical bills&nbsp;<\/a><\/li>\r\n<li>Future medical care<\/li>\r\n<li>Lost wages<\/li>\r\n<li>Lost future income<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-pain-and-suffering-damages.html\">Pain and suffering<\/a><\/li>\r\n<\/ul>\r\n<p>Keep in mind that the amount you receive depends on the other driver\u2019s insurance coverage. Insurance companies won\u2019t pay more than their client&#8217;s policy limits. You must also remember that you can only demand fair compensation for medical treatment related to the accident. Your attorney will have to submit medical records to prove your medical expenses.<\/p>\r\n<h2><b>How Long Do I Have to File a Car Accident Lawsuit in Arizona?<\/b><\/h2>\r\n<p>Every state has a&nbsp;<a href=\"https:\/\/www.findlaw.com\/state\/arizona-law\/arizona-civil-statute-of-limitations-laws.html\">statute of limitations<\/a>&nbsp;for filing an accident claim. Arizona&#8217;s statute of limitations for personal injury cases is two years. The clock starts on the date of your accident.<\/p>\r\n<p>Pending insurance claims don\u2019t delay the legal case time limit. It\u2019s best to speak to an Arizona attorney as soon as possible after the crash. This way, if you can\u2019t negotiate an auto accident settlement, you\u2019ll still have time to file a lawsuit.<\/p>\r\n<h2><b>Have a Local Attorney Review Your Car Accident Settlement in Arizona<\/b><\/h2>\r\n<p>You\u2019ll want to consult with an attorney before signing a settlement. The insurance adjuster may try to take advantage of you by making a low settlement offer. Your attorney will ensure the settlement amount is fair and covers your out-of-pocket losses.<\/p>\r\n<p>If you retain a&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/arizona\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">car accident attorney<\/a>, they\u2019ll fight to get you a fair settlement that covers your economic damages. Personal injury lawyers in Arizona offer new clients a free case evaluation. This way, you can decide after meeting with them.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                        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1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    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class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        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insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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