{"id":371639,"date":"2016-11-15T18:38:05","date_gmt":"2016-11-15T23:38:05","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/arkansas-law\/arkansas-car-accident-settlement-process-and-timeline.html"},"modified":"2025-01-06T12:59:00","modified_gmt":"2025-01-06T17:59:00","slug":"arkansas-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/arkansas-law\/arkansas-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Arkansas Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Arkansas Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            January 06, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Whether visiting, living, or commuting in the state of Arkansas, you risk getting in a car crash. This is why you should learn how car accident settlements work in the state.<\/p>\r\n<p>This article explains how the Arkansas car accident settlement process works. It also discusses the types of damages you can demand in your car accident lawsuit.<\/p>\r\n<h2><b>Do I Need To Report a Car Accident in Arkansas?<\/b><\/h2>\r\n<p>According to Arkansas law, drivers <a href=\"https:\/\/codes.findlaw.com\/ar\/title-27-transportation\/ar-code-sect-27-19-501.html\" target=\"_blank\" rel=\"noopener\">must report an auto accident<\/a> to the Office of Driver Services within 30 days if there is either:<\/p>\r\n<ul>\r\n<li>Bodily injury or death<\/li>\r\n<li>Property damage of more than $1,000<\/li>\r\n<\/ul>\r\n<p>When reporting your car crash, you must use the <a href=\"http:\/\/www.dfa.arkansas.gov\/offices\/driverServices\/Documents\/SR121.pdf\" target=\"_blank\" rel=\"noopener\">state-provided form<\/a>.<\/p>\r\n<p>You must also<a href=\"https:\/\/codes.findlaw.com\/ar\/title-27-transportation\/ar-code-sect-27-19-503.html\" target=\"_blank\" rel=\"noopener\"> provide proof of insurance<\/a> to the Office of Driver Services within 90 days.<\/p>\r\n<h2><b>Arkansas Car Insurance Laws<\/b><\/h2>\r\n<p>Every state has laws dictating the minimum amount of auto insurance motorists must carry. Arkansas&#8217;s <a href=\"https:\/\/www.carinsurance.com\/state\/state-minimum-car-insurance-in-arkansas\/#:~:text=In%20Arkansas%2C%20drivers%20must%20carry%20a%20minimum%20of,of%20auto%20insurance%20to%20legally%20drive%20a%20vehicle.\" target=\"_blank\" rel=\"noopener\">mandatory minimum insurance requirements<\/a> include liability coverage of:<\/p>\r\n<ul>\r\n<li>$25,000 for the injury or death of one person (yourself, a passenger, another driver, a pedestrian, etc.)<\/li>\r\n<li>$50,000 for the injury or death of more than one person in a single accident<\/li>\r\n<li>$25,000 for property damage<\/li>\r\n<\/ul>\r\n<h2><b>How Do Car Accident Settlements Work in Arkansas?<\/b><\/h2>\r\n<p>You may need to sue the other driver if you have trouble with an insurance claim. You don&#8217;t have to worry about a lengthy court trial. Most of these cases settle long before trial. Settling for a guaranteed lump sum is often better than spending years arguing over a vehicle accident claim only to lose at trial.<\/p>\r\n<p>A settlement ensures a guaranteed payout. It will also save you money on court costs and other fees. When your car accident lawyer settles your case, they&#8217;ll expect you to reimburse them for any money they spent on your case. You&#8217;ll receive a more significant portion of your settlement amount if you <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/going-to-court-and-your-car-accident-settlement.html#:~:text=What%20makes%20settlement%20fair%20depends%20on%20your%20accident%27s,all%20your%20outstanding%20expenses%2C%20let%20alone%20non-economic%20damages.\">settle your car accident case<\/a>.<\/p>\r\n<p>Some states take the decision of whether to settle out of plaintiff&#8217;s hands. Arkansas is not one of these states. The Arkansas courts don&#8217;t have mandatory settlement conferences. But, judges have the authority to require parties to appear in court for such a conference or to discuss other informal ways to resolve the case.<\/p>\r\n<p>Even if your judge doesn&#8217;t require you to attend a settlement conference, your <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/using-a-personal-injury-lawyer.html\">personal injury attorney<\/a> will almost always discuss settlement options before trial.<\/p>\r\n<h2><b>What Is the Average Car Accident Settlement in Arkansas?<\/b><\/h2>\r\n<p>It is impossible to predict how much your settlement will be. Every car accident lawsuit is different. While your attorney can give you a ballpark figure of what your case is worth, they won&#8217;t know how much your case will settle for ahead of time.<\/p>\r\n<p>To <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/worksheet-damage-estimate.html\">determine a fair settlement amount<\/a> in your case, your attorney and the defendant&#8217;s lawyer will consider the following <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-kinds-of-damages-may-i-claim-for-car-accident-injuries.html#:~:text=There%20are%20several%20types%20of%20damages%20you%20may,damages%20for%20lost%20wages%20or%20diminished%20employment%20opportunities.\">damages<\/a>:<\/p>\r\n<ul>\r\n<li>Insurance coverage (insurance companies won&#8217;t pay more than policy limits)<\/li>\r\n<li>Car repairs for vehicle damage and property damages<\/li>\r\n<li>Medical bills (past and future)<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-pain-and-suffering-damages.html\">Pain and suffering<\/a><\/li>\r\n<li>Lost wages for time away from work<\/li>\r\n<li>Future lost income<\/li>\r\n<li>Emotional distress<\/li>\r\n<\/ul>\r\n<p>Judges rarely award punitive damages in a car accident case. They reserve these damages for cases where they want to punish the defendant and make an example of them. But, if a drunk driver caused your car accident injuries, you could demand punitive damages.<\/p>\r\n<h2><b>How Long Do I Have To File a Car Accident Lawsuit in Arkansas?<\/b><\/h2>\r\n<p>Like all states, Arkansas has a time limit (<a href=\"https:\/\/www.findlaw.com\/state\/arkansas-law\/arkansas-civil-statute-of-limitations-laws.html\">statute of limitations<\/a>) for filing a civil lawsuit. The statute of limitations for a car accident lawsuit in Arkansas is three years. The clock starts on the date of the collision.<\/p>\r\n<p>The courts rarely extend the statute of limitations period. This means you must take legal action even if you have a pending claim with the insurance company.<\/p>\r\n<h2><b>Need Legal Help With Your Arkansas Car Accident Settlement? Contact an Attorney<\/b><\/h2>\r\n<p>Before you agree to a settlement with the defendant or insurance company, talk to a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/arkansas\/\" target=\"_blank\" rel=\"noopener\">car accident lawyer<\/a>. The insurance company will ask you to sign a settlement release. When you sign this document, you could be essentially signing away your rights to demand damages in the future.<\/p>\r\n<p>But this depends on the type of release you sign, and it is best to discuss with an experienced attorney before doing so.<\/p>\r\n<p>Settlement agreements are nearly always final and binding. The good news is that your personal injury lawyer can help you build a strong case and ensure your settlement is fair and adequate. Without the advice of an <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/arkansas\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">Arkansas accident attorney<\/a>, you could end up with an insufficient amount to cover your losses.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 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11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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