{"id":372066,"date":"2016-12-19T15:17:28","date_gmt":"2016-12-19T20:17:28","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/connecticut-law\/connecticut-car-accident-compensation-laws.html"},"modified":"2025-01-03T13:45:00","modified_gmt":"2025-01-03T18:45:00","slug":"connecticut-car-accident-compensation-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/connecticut-law\/connecticut-car-accident-compensation-laws.html","title":{"rendered":"Connecticut Car Accident Compensation Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Connecticut Car Accident Compensation Laws<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/amber-sheppard-esq\/\">Amber Sheppard, Esq.<\/a>\n                | Last updated\n        <time>\n                            January 03, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Some car crashes lead to personal injury and property damage. If you&#8217;re in a serious <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents.html\">motor vehicle accident<\/a>, you should familiarize yourself with Connecticut car accident compensation laws.<\/p>\r\n<p>This article discusses Connecticut law and how it affects car accident lawsuits. It also explains how the Connecticut statute of limitations works and limits on damages.<\/p>\r\n<p>If you still have questions about your car accident case, contact an experienced <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/using-a-personal-injury-lawyer.html\">personal injury lawyer<\/a>.<\/p>\r\n<h2>Connecticut Car Accident Compensation Laws at a Glance<\/h2>\r\n<p>Interpreting your state&#8217;s car accident and <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-insurance-laws-by-state.html\">auto insurance laws<\/a> can be challenging. Below is a table that breaks down important aspects of Connecticut&#8217;s car accident compensation laws and a detailed explanation of how these laws affect your personal injury claim.&nbsp;<\/p>\r\n<h3><b>Statute of Limitations<\/b><\/h3>\r\n<p>The statute of limitations is two years for personal injury lawsuits resulting from car accidents (<a href=\"https:\/\/codes.findlaw.com\/ct\/title-52-civil-actions\/ct-gen-st-sect-52-577\/\" target=\"_blank\" rel=\"noopener\">Connecticut General Statutes Title 52. Civil Actions \u00a7 52-577<\/a>)<\/p>\r\n<h3>Limits on Damages<\/h3>\r\n<p>There is no limit on economic or non-economic damages.<\/p>\r\n<p>The State of Connecticut has <a href=\"https:\/\/www.cga.ct.gov\/current\/pub\/chap_901.htm\" target=\"_blank\" rel=\"noopener\">limited&nbsp;punitive damages<\/a> in medical malpractice cases and product liability claims. In medical malpractice lawsuits, punitive damages cannot exceed court costs and attorney fees. In a product liability action, punitive damages may not be more than two times the plaintiff&#8217;s compensatory damages.&nbsp;<\/p>\r\n<h3>Other Limits<\/h3>\r\n<p>Connecticut employs the <a href=\"https:\/\/www.findlaw.com\/state\/connecticut-law\/pain-and-suffering-damages-in-connecticut.html\">51% Bar Rule<\/a>, which limits recovery when the plaintiff is partially at fault for the car crash. Specifically, the state follows the modified comparative negligence rule, which allows accident victims to recover if they are less than 51% at fault.&nbsp;<\/p>\r\n<p><i>Note:&nbsp;State laws are subject to change through new legislation, higher court rulings, ballot initiatives, and other means. While we strive to provide the most current information, consult a Connecticut car accident lawyer or conduct legal research to verify your state laws.<\/i><\/p>\r\n<h2><b>Types of Damages in Car Accident Cases<\/b><\/h2>\r\n<p>Ideally, you can resolve your car accident claim with the insurance company. If this isn&#8217;t possible, your Connecticut <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/connecticut\/\" target=\"_blank\" rel=\"noopener\">car accident lawyer<\/a> may need to file suit. This&nbsp;is when Connecticut car accident laws can impact your claim.<\/p>\r\n<p>The point of filing a personal injury is to <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">collect&nbsp;damages<\/a>. These damages compensate accident victims for any physical injuries and financial losses they suffer in the crash.&nbsp;<\/p>\r\n<p>Types of damages you may receive in your Connecticut auto accident lawsuit include:<\/p>\r\n<ul>\r\n<li>Property damages are recoverable if your vehicle, personal belongings, and other items were damaged or destroyed in the car accident.<\/li>\r\n<li>Medical expenses include the cost of medical treatment and future medical care you&#8217;ll require due to the crash. You can demand reimbursement for medical bills, hospital bills, and prescription medications.<\/li>\r\n<li>Lost wages represent the income you lost due to missing work from your car accident injuries.&nbsp;&nbsp;<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-pain-and-suffering-damages.html\">Pain and suffering<\/a> pays a victim for the physical and mental anguish caused by the motor vehicle accident.&nbsp;<\/li>\r\n<li>Punitive damages are only available if the judge wants to punish the at-fault driver. The courts rarely award punitive damages in auto accident cases.<\/li>\r\n<\/ul>\r\n<p>When you file your insurance claim, the insurance adjuster can pay or deny it. If they reject your claim, your Connecticut <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/connecticut\/\" target=\"_blank\" rel=\"noopener\">car accident attorney helps<\/a>. They work for a settlement with the at-fault party or their car insurance company. If this happens, your settlement amount will be less than your total damages.<\/p>\r\n<p>If a settlement isn&#8217;t possible, your case will go to trial.<\/p>\r\n<h2><b>Car Accident Damages Caps and Time Limits<\/b><\/h2>\r\n<p>Generally, Connecticut does not impose a cap on personal injury damages. The only limit on damages applies in medical malpractice cases, not car accident cases.&nbsp;<\/p>\r\n<p>In Connecticut, there is a two-year time limit from the date of your accident to file a personal injury lawsuit. After two years, you won&#8217;t be able to file a lawsuit. Read up on&nbsp;<a href=\"https:\/\/www.findlaw.com\/state\/connecticut-law\/connecticut-civil-statute-of-limitations-laws.html\">Connecticut&#8217;s civil statute of limitations laws<\/a> to learn more about the time limits on other types of cases.<\/p>\r\n<h2><b>Modified Comparative Negligence in Connecticut<\/b><\/h2>\r\n<p>Connecticut follows a&nbsp;<a href=\"https:\/\/www.findlaw.com\/state\/connecticut-law\/connecticut-negligence-laws.html\">modified comparative negligence&nbsp;<\/a>rule&nbsp;in car accident cases. Under this rule, you can recover damages if you are less than 50% at fault. But, you cannot collect damages in court if you are 51% or more at fault.<\/p>\r\n<p>Consider the following scenario as an example. You are suing a driver for damages arising out of a car accident. At trial, the jury decides the total amount of damages is $100,000. The jury also finds that you were 10% at fault. Because of your comparative fault, you would only recover 90% of $100,000 of damages, which is $90,000.<\/p>\r\n<h2><b>Need More Help? Contact a Personal Injury Lawyer<\/b><\/h2>\r\n<p>Even a minor car accident can be stressful. You must work with the insurance company and file your claim on time. Hiring a personal injury attorney may help you navigate Connecticut&#8217;s car accident compensation laws. An experienced attorney can seek fair compensation for damages or injuries you sustained as a result of the accident.<\/p>\r\n<p>Contact a&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/connecticut\/\" target=\"_blank\" rel=\"noopener\">personal injury lawyer<\/a> near you to find out about your options.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              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20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                 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          >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li 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Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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