{"id":372083,"date":"2016-04-11T01:21:34","date_gmt":"2016-04-11T06:21:34","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/connecticut-law\/connecticut-credit-and-debit-card-fraud.html"},"modified":"2016-06-20T19:48:46","modified_gmt":"2016-06-21T00:48:46","slug":"connecticut-credit-and-debit-card-fraud","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/connecticut-law\/connecticut-credit-and-debit-card-fraud.html","title":{"rendered":"Connecticut Credit and Debit Card Fraud"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Connecticut Credit and Debit Card Fraud<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><i>Created by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw&#8217;s team<\/a> of legal writers and editors<\/i><\/p>\n\n                | Last updated\n        <time>\n                            June 20, 2016\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>The term <a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/fraud.html\">fraud<\/a> refers to crimes that involve dishonesty or intentional deception. One common type of fraud is <a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/credit-debit-card-fraud.html\">credit and debit card fraud<\/a>. These fraudulent acts can be committed by either the cardholder (the person whom the credit card is issued to), by a provider (a business authorized by the card issuer to accept the card in exchange for money, goods, or services), or by any other person who illegally uses a credit card with the intent to defraud.<\/p>\n<p>Connecticut defines a credit card as any instrument or device issued to a cardholder that can be used to obtain money, goods, services, or anything else of value on credit. The following chart highlights Connecticut&#8217;s main credit card fraud laws.<\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"1\">\n<tbody><tr><td style=\"width: 121px;\"><p><b>Code Section <\/b><\/p>\n<\/td>\n<td style=\"width: 469px;\"><p>Connecticut Penal Code <a href=\"http:\/\/www.cga.ct.gov\/current\/pub\/chap_952.htm#sec_53a-128a\" target=\"_blank\" rel=\"noopener\">section 53a-128c<\/a>: <b>Credit Card Fraud<\/b><\/p>\n<\/td>\n<\/tr><tr><td style=\"width: 121px;\"><p><b>What&#8217;s Prohibited? <\/b><\/p>\n<\/td>\n<td style=\"width: 469px;\"><p><u>Credit Card Theft:<\/u><\/p>\n<ul>\n<li>Taking a credit card without the cardholder&#8217;s consent, or receiving a credit card with the intent to use, sell, or transfer it to any other person, or<\/li>\n<li>Receiving a credit card that you know has been lost, mislaid, or mistakenly delivered and retaining that card with the intent to use, sell, or transfer the card to someone else<\/li>\n<li>Class A misdemeanor<\/li>\n<\/ul>\n<p><u>Selling or Buying a Credit Card<\/u>:<\/p>\n<ul>\n<li>Selling or buying a credit card from someone other than the issuer<\/li>\n<li>Class A misdemeanor<\/li>\n<\/ul>\n<p><u>Using a Credit Card as Security for Debt<\/u>:<\/p>\n<ul>\n<li>Obtaining control over a credit card as security for debt with the intent to defraud the issuer, a participating party, or a person providing money, goods, services, or anything else of value<\/li>\n<li>Class A misdemeanor<\/li>\n<\/ul>\n<p><u>Credit Card Forgery<\/u><\/p>\n<ul>\n<li>Falsely making or embossing a purported credit card with the intent to defraud an issuer, a participating party, a person providing money, goods, services, or anything else of value, or any other person<\/li>\n<li>Class D felony<\/li>\n<\/ul>\n<p><u>Signing Someone Else&#8217;s Credit Card<\/u><\/p>\n<ul>\n<li>Any person other than the cardholder (or someone authorized by the cardholder) signing a credit card with the intent to defraud the issuer, a participating party, a person providing money, goods, services, or anything else of value, or any other person<\/li>\n<li>Class A misdemeanor<\/li>\n<\/ul>\n<\/td>\n<\/tr><\/tbody><\/table>\n<h2>Fraudulently Applying for a Credit Card<\/h2>\n<p>It is illegal to knowingly make any false statements regarding anyone&#8217;s identity or financial condition with the intent that your statements will be relied on in order to procure a new credit card. In other words, it is a crime to intentionally lie on a credit card application in Connecticut.<\/p>\n<h2>Provider Fraud<\/h2>\n<p>A provider can commit credit card fraud by accepting a credit card that he knows is stolen, forged, expired, or revoked. It is also illegal for a provider to represent to an issuer that money, goods, services, or anything else of value has been provided to a cardholder when it fact it wasn&#8217;t provided.<\/p>\n<p>If the provider engages in either of these fraudulent acts and improperly obtains less than $500 over a six-month period, then the provider has committed a Class A misdemeanor. If more than $500 is stolen over a six-month period then the provider has committed a class D felony.<\/p>\n<h2>Misdemeanor and Felony Penalties in Connecticut<\/h2>\n<ul>\n<li>A Class A misdemeanor in Connecticut is punishable by a fine of up to $2,000 and imprisonment for up to one year.<\/li>\n<li>A Class D felony in Connecticut is punishable by a fine of up to $5,000 and imprisonment for between one and five years.<\/li>\n<\/ul>\n<h2>Additional Resources<\/h2>\n<p>State laws change frequently. For case specific information regarding Connecticut&#8217;s credit and debit card fraud laws contact a local <a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection\/connecticut\/\" target=\"_blank\" rel=\"noopener\">consumer protection attorney<\/a> or a <a href=\"https:\/\/lawyers.findlaw.com\/criminal-law\/connecticut\/\" target=\"_blank\" rel=\"noopener\">criminal defense lawyer<\/a>.<\/p>\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text 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   <\/div>\n\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A look at Connecticut&#8217;s credit and debit card fraud laws, including potential penalties. <\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":372054,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3717,3715],"flmsa":[],"class_list":["post-372083","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_7_11","state_laws_tags-statelaws_7_1"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=372083"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372083\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372054"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=372083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=372083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=372083"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=372083"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=372083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}