{"id":372846,"date":"2016-11-02T17:37:45","date_gmt":"2016-11-02T22:37:45","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/hawaii-law\/hawaii-car-accident-settlement-process-and-timeline.html"},"modified":"2025-07-31T08:10:10","modified_gmt":"2025-07-31T13:10:10","slug":"hawaii-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/hawaii-law\/hawaii-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Hawaii Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n
\n \n
\n

Hawaii Car Accident Settlement Process and Timeline<\/h1>\n
\n
\n By Lyle Therese A. Hilotin-Lee, J.D.<\/a> | Legally reviewed by Catherine Hodder, Esq.<\/a>\n | Last reviewed\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
\n

This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
\n

The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

The Hawaii dual insurance system operates both no-fault and modified comparative fault. This means that the settlement amount you can recover depends on the severity of your injuries. Understanding how the Hawaii settlement process and insurance requirements work is crucial in protecting your rights and ensuring you receive fair compensation.<\/p>\r\n

If you or someone you know experienced car accident-related injuries or damages in Hawaii, contact a car accident attorney<\/a>. They can help evaluate your case and assist you in negotiating with insurance adjusters. They can also ensure you receive fair compensation for your medical bills and property damages.<\/p>\r\n

Reporting a Car Accident in Hawaii<\/b><\/h2>\r\n

Yes. Hawaii law requires an accident report in certain circumstances. Under Hawaii statutes<\/a>, you must file a report within 24 hours of the accident. This applies to accidents that caused an injury, involved the death of a person, or resulted in property damage exceeding $3,000. If the vehicle driver cannot file the report, any other vehicle passenger can do it instead. The registered owner should file a report within ten days after learning of the accident.<\/p>\r\n

All accident reports should be filed with the police. It should contain information to allow the administrator to assess the insurance requirements and other responsibilities under the Motor Vehicle and Safety Act. If you fail to report an accident that causes damage over $3,000, Hawaii will assess<\/a> a fine of $100.<\/p>\r\n

Hawaii Car Insurance Laws<\/b><\/h2>\r\n

Hawaii sets a minimum insurance requirement that all drivers should maintain. Under Hawaii law<\/a>, every driver should carry both personal injury protection<\/a> (PIP) coverage of at least $10,000 and liability insurance in at least the following amounts:<\/p>\r\n