{"id":372922,"date":"2016-10-21T15:12:52","date_gmt":"2016-10-21T20:12:52","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/hawaii-law\/hawaii-workers-compensation-laws.html"},"modified":"2026-09-28T11:51:54","modified_gmt":"2026-09-28T16:51:54","slug":"hawaii-workers-compensation-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/hawaii-law\/hawaii-workers-compensation-laws.html","title":{"rendered":"Hawaii Workers&#8217; Compensation Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Hawaii Workers&#039; Compensation Laws<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/lyle-therese-a-hilotin-lee-j-d\/\">Lyle Therese A. Hilotin-Lee, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/catherine-hodder-esq\/\">Catherine Hodder, Esq.<\/a>\n                | Last updated\n        <time>\n                            September 28, 2026\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p><span data-term-id=\"53091680\">Hawaii <\/span><span data-term-id=\"53091667\">workers&#8217; compensation laws<\/span> govern a no-fault compulsory employer-provided insurance program that covers reasonable <span data-term-id=\"53091670\">medical care<\/span>, wage-replacement benefits, <span data-term-id=\"53091674\">vocational rehabilitation<\/span>, and <span data-term-id=\"53091682\">death benefits<\/span> for employees injured on the job. Regulated by the <span data-term-id=\"53091693\">Disability Compensation Division<\/span>, <span data-term-id=\"53091720\">state law<\/span> mandates coverage for nearly all <span data-term-id=\"53091687\">full-time<\/span>, <span data-term-id=\"53091690\">part-time<\/span>, temporary, and seasonal workers, regardless of fault or employer size.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"fl-rich-text\">\n<div><p>If you\u2019re injured at work in Hawaii, workers&#8217; compensation pays for your <span data-term-id=\"53091670\">medical care<\/span> and replaces part of your <span data-term-id=\"53091702\">lost wages<\/span> while you recover. The state also has a separate program that covers injuries that happen off the job. Which system applies affects both the amount and timing of your <span data-term-id=\"53091668\">workers&#8217; compensation benefits<\/span>.<\/p>\n<p>If your employer or its <span data-term-id=\"53091671\">insurance carrier<\/span> disputes your injury or the amount you are owed, consider meeting with a Hawaii <a href=\"https:\/\/lawyers.findlaw.com\/workers-compensation-law\/hawaii\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">workers&#8217; compensation attorney<\/a>. They can review your claim, check your payments, and challenge a denial before your appeal deadline passes.<\/p>\n<h2>Who Is Covered by Workers\u2019 Compensation in Hawaii?<\/h2>\n<p>Hawaii has one of the broadest workers&#8217; compensation mandates in the country. <span data-term-id=\"53091720\">State law<\/span> requires employers, even with a single employee, to carry <span data-term-id=\"53091672\">workers\u2019 compensation insurance<\/span> or approved <span data-term-id=\"53091679\">self-insurance<\/span>. This rule applies to temporary,\u00a0<span data-term-id=\"53091690\">part-time<\/span>, and\u00a0<span data-term-id=\"53091687\">full-time<\/span> employees. The state also has no small-business or <span data-term-id=\"53091696\">nonprofit<\/span> exception and no waiting period before coverage kicks in.<\/p>\n<p>Most independent contractors aren\u2019t covered by <span data-term-id=\"53091667\">workers\u2019 compensation laws<\/span>. To determine coverage classification, the state looks at how employees do their work, who directs them, who provides the tools, and how employers pay them.<\/p>\n<p>The following is a small group of workers who fall outside Hawaii&#8217;s mandate:<\/p>\n<ul>\n<li><a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-1\/\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53091706\">Real estate<\/span> salespersons and brokers<\/a>\u00a0whose pay comes solely from commission<\/li>\n<li><a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-1\/\" target=\"_blank\" rel=\"noopener\">Corporate officers<\/a>\u00a0who own at least 50% of the corporation, and\u00a0<a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-1\/\" target=\"_blank\" rel=\"noopener\">LLC members<\/a>\u00a0with a distributional interest of at least 50%, though either may elect voluntary coverage<\/li>\n<li><a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-1\/\" target=\"_blank\" rel=\"noopener\">Partners in a partnership<\/a>, provided the partner is an individual rather than a business entity<\/li>\n<li>Federal employees, who fall instead under the federal Employees&#8217; Compensation Act<\/li>\n<li><a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-1\/\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53091718\">Domestic workers<\/span><\/a>\u00a0whose cash pay stays under $225 in the present quarter and in each of the four quarters immediately before it<\/li>\n<li><a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-1\/\" target=\"_blank\" rel=\"noopener\">Properly classified independent contractors<\/a>, since they fall outside the statutory definition of &#8220;employee&#8221; in the first place<\/li>\n<\/ul>\n<p>If you\u2019re unsure about your job classification, the <a href=\"https:\/\/labor.hawaii.gov\/dcd\/\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53091693\">Disability Compensation Division<\/span><\/a> can help you figure it out before filing a claim. You can also contact a <a href=\"https:\/\/lawyers.findlaw.com\/workers-compensation-law\/hawaii\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">workers\u2019 compensation attorney<\/a> to review the circumstances surrounding your employment and tell you which classification you fall under.<\/p>\n<h2>What Benefits Can You Receive?<\/h2>\n<p>Hawaii&#8217;s workers&#8217; compensation system breaks down into four categories:<\/p>\n<ul>\n<li><span data-term-id=\"53091670\">Medical care<\/span><\/li>\n<li>Wage-replacement benefits<\/li>\n<li><span data-term-id=\"53091682\">Death benefits<\/span><\/li>\n<li><span data-term-id=\"53091674\">Vocational rehabilitation<\/span><\/li>\n<\/ul>\n<p>That last category applies to an <span data-term-id=\"53091676\">injured worker<\/span> who can&#8217;t <span data-term-id=\"53091694\">return to work<\/span> in their old job.<\/p>\n<h2><span data-term-id=\"53091677\">Medical Benefits<\/span><\/h2>\n<p>Your employer&#8217;s insurance must pay for reasonable\u00a0<span data-term-id=\"53091688\">medical treatment<\/span>\u00a0related to your injury, including surgery, hospital care, medication, and equipment, until a physician declares you fit to\u00a0<span data-term-id=\"53091694\">return to work<\/span>. You can choose your own doctor or surgeon, as long as they practice on the island where you were hurt. Doctors can\u2019t bill you directly for treatment covered by workers&#8217; compensation.<\/p>\n<h2>Wage-Replacement Benefits<\/h2>\n<p>If your injury keeps you from working or reduces your earnings, <span data-term-id=\"53091700\">workers\u2019 comp<\/span> may cover part of your salary. You may be eligible for the following <span data-term-id=\"53091675\">disability benefits<\/span>:<\/p>\n<ul>\n<li><strong><span data-term-id=\"53091681\">Temporary total disability<\/span><\/strong>:\u00a0If you can\u2019t work at all while you recover,\u00a0<a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-31\/\" target=\"_blank\" rel=\"noopener\">this pays two-thirds of your <span data-term-id=\"53091685\">average weekly wage<\/span><\/a>, subject to a yearly maximum and minimum set by the state. If you were earning $900 a week, you\u2019d receive $600 a week from <span data-term-id=\"53091700\">workers\u2019 comp<\/span>.<\/li>\n<li><strong>Temporary partial disability<\/strong>:<strong>\u00a0<\/strong>If your injury lets you\u00a0<span data-term-id=\"53091694\">return to work<\/span>\u00a0in a limited capacity but you earn less than before, this pays\u00a0<a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-32\/\" target=\"_blank\" rel=\"noopener\">two-thirds of the difference<\/a>\u00a0between your old wage and your new one. For instance, if you went from $900 a week to $600 in a modified role, you would receive two-thirds of that $300 gap, or $200 a week.<\/li>\n<li><strong><span data-term-id=\"53091684\">Permanent partial disability<\/span><\/strong>:<strong>\u00a0<\/strong>If your condition stabilizes and a doctor finds a lasting impairment, you may qualify for this benefit. For a scheduled injury or <span data-term-id=\"53091689\">disfigurement<\/span>, such as losing a specific body part or its function, the award is based on a set number of weeks at <a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-32\/\" target=\"_blank\" rel=\"noopener\">the maximum weekly rate<\/a>. Whole-person impairments use a different formula tied to that same rate.<\/li>\n<li><strong><span data-term-id=\"53091686\">Permanent total disability<\/span><\/strong>:<strong>\u00a0<\/strong>If you can\u2019t return to any work, you receive this benefit at the\u00a0<a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-31\/\" target=\"_blank\" rel=\"noopener\">same rate as <span data-term-id=\"53091681\">temporary total disability<\/span>,<\/a>\u00a0with no time limit. Hawaii presumes total disability for injuries such as total blindness or paralysis of both arms or both legs. Other cases are reviewed individually.<\/li>\n<\/ul>\n<p>Every <span data-term-id=\"53091700\">workers\u2019 comp<\/span> claim is different.<\/p>\n<h2><span data-term-id=\"53091682\">Death Benefits<\/span><\/h2>\n<p>If a work injury leads to death, dependents such as a spouse, reciprocal beneficiary, or children may receive <span data-term-id=\"53091710\">weekly benefits<\/span>. A surviving spouse usually receives benefits until death or remarriage. Dependent children qualify until age 18, or longer if they are <span data-term-id=\"53091687\">full-time<\/span> students. The employer must also pay for funeral and burial expenses, based on a multiple of the maximum <span data-term-id=\"53091710\">weekly benefit<\/span> rate for that year.<\/p>\n<h2>How Are Your Benefits Calculated?<\/h2>\n<p>Your benefit is based on your <a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-51\/\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53091685\">average weekly wage<\/span><\/a>, calculated in the way that best reflects your actual earnings. This usually includes recent wages, tips, and non-cash compensation such as housing if it applies.<\/p>\n<p>The <span data-term-id=\"53091691\">state of Hawaii<\/span> updates its maximum and minimum <span data-term-id=\"53091710\">weekly benefit<\/span> amounts every January. This means a claim filed late in the year may use different numbers than one filed earlier. For example, a worker earning $500 a week would receive about $333 a week in <span data-term-id=\"53091681\">temporary total <\/span><span data-term-id=\"53091675\">disability<\/span><span data-term-id=\"53091675\"> benefits<\/span>. Someone earning $900 a week would get about $600. If your earnings are above the state&#8217;s cap, the state limits your claim to the maximum rate instead of two-thirds of your actual wage.<\/p>\n<h2>How Do You File a <span data-term-id=\"53091669\">Workers\u2019 Compensation Claim<\/span>?<\/h2>\n<p>After an injury, your first priority should be getting the\u00a0<span data-term-id=\"53091670\">medical care<\/span>\u00a0you need. A doctor\u2019s evaluation not only protects your health, but also creates a medical record to support your <span data-term-id=\"53091701\">healthcare<\/span> claims. After receiving <span data-term-id=\"53091688\">medical treatment<\/span>, follow the steps below to file your <span data-term-id=\"53091700\">workers\u2019 comp<\/span> claim.<\/p>\n<ul>\n<li><strong>Report your injury to your employer as soon as possible<\/strong>: Hawaii requires prompt notice after an injury occurs<\/li>\n<li><strong>Your employer must file a report with the state<\/strong>:\u00a0The <span data-term-id=\"53091693\">Disability Compensation Division<\/span> requires employers to submit an injury report within a set number of <span data-term-id=\"53091697\">working days<\/span> after learning about an injury that causes lost work time or needs more than first aid<\/li>\n<li><strong>Get <span data-term-id=\"53091688\">medical treatment<\/span> from\u00a0a physician who practices on the island where you suffer injury<\/strong>: Follow their treatment plan<\/li>\n<\/ul>\n<p>If your benefits are denied or unpaid, either you or your attorney can file a formal claim with the <span data-term-id=\"53091693\">Disability Compensation Division<\/span> to start a determination. Attend any required meetings.\u00a0If the administrative process doesn\u2019t resolve the dispute, a hearing officer will decide the contested issues.<\/p>\n<h2>Important Deadlines<\/h2>\n<p>You must notify your employer <a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-81\/\" target=\"_blank\" rel=\"noopener\">as soon as practicable<\/a> after suffering <span data-term-id=\"53091683\">work-related injuries<\/span>. Your employer then has a set number of <span data-term-id=\"53091697\">working days<\/span> to report it to the state. You also have a limited time after your injury becomes apparent to file a written claim, with an overall deadline from the date of the accident. Occupational disease claims, such as those from asbestos or radiation, <a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-82\/\" target=\"_blank\" rel=\"noopener\">have a separate deadline<\/a> that starts when the <span data-term-id=\"53091673\">injured employee<\/span> learns the illness is job-related.<\/p>\n<p>Missing these deadlines can permanently block your right to benefits. Report an injury even if it seems minor at first.<\/p>\n<h2>What if Your Claim Gets Denied?<\/h2>\n<p><span data-term-id=\"53091699\">Insurance companies<\/span>\u00a0often deny\u00a0<span data-term-id=\"53091700\">workers&#8217; comp<\/span>\u00a0claims for\u00a0<span data-term-id=\"53091719\">medical expenses<\/span>\u00a0or argue that the injury isn&#8217;t\u00a0<span data-term-id=\"53091703\">compensable<\/span>. They might claim the injury didn&#8217;t occur at work, the reporting was late, or that a pre-existing condition wasn\u2019t worsened by your job. They can also argue the <a href=\"https:\/\/codes.findlaw.com\/hi\/division-1-government\/hi-rev-st-sect-386-3\/\" target=\"_blank\" rel=\"noopener\">injury resulted from intoxication<\/a> or misconduct.<\/p>\n<p>You can challenge most of these reasons, especially if you have strong medical evidence and witness statements. If your claim is denied in whole or in part, you can request a hearing before a <a href=\"https:\/\/labor.hawaii.gov\/dcd\/\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"53091693\">Disability Compensation Division<\/span> hearings officer<\/a>. A decision usually follows within a set time after the hearing. If either side disagrees, they have a limited time from the date the decision is mailed to file an appeal.<\/p>\n<h2>Talk to a Hawaii Workers\u2019 Compensation Attorney<\/h2>\n<p><span data-term-id=\"53091667\">Workers&#8217; compensation laws<\/span> are meant to provide <span data-term-id=\"53091670\">medical care<\/span> and partial wage replacement without requiring you to sue your employer. It\u2019s not always easy to receive the right amount of <span data-term-id=\"53091668\">workers\u2019 compensation benefits<\/span> or to meet filing deadlines. If you\u2019re feeling overwhelmed during the claims process, speaking with a <a href=\"https:\/\/lawyers.findlaw.com\/workers-compensation-law\/hawaii\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">workers\u2019 compensation attorney<\/a> can help. They can help ensure you receive what you\u2019re owed and represent you if your insurer denies your claim.<\/p><\/div>\n<\/div>\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" 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                 for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    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Learn what benefits pay, how they&#8217;re calculated, and your appeal rights at FindLaw.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":372832,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":["SEO Title Length","Alt Text for All Images","Category Assigned","External Links"]},"categories":[2743],"tags":[],"state_laws_tags":[2873],"flmsa":[],"class_list":["post-372922","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_12_7"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372922","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=372922"}],"version-history":[{"count":2,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372922\/revisions"}],"predecessor-version":[{"id":413955,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372922\/revisions\/413955"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/372832"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=372922"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=372922"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=372922"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=372922"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=372922"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}