{"id":373200,"date":"2016-12-06T14:53:39","date_gmt":"2016-12-06T19:53:39","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/indiana-law\/indiana-car-accident-settlement-process-and-timeline.html"},"modified":"2024-07-12T16:20:06","modified_gmt":"2024-07-12T21:20:06","slug":"indiana-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/indiana-law\/indiana-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Indiana Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n
\n \n
\n

Indiana Car Accident Settlement Process and Timeline<\/h1>\n
\n
\n By Christie Nicholson, J.D.<\/a> | Legally reviewed by Katrina Wilson, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
\n

This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
\n

The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Most of us will be in a motor vehicle accident at some point. According to the National Highway Safety Traffic Administration<\/a> (NHTSA), in 2022, more than 3,300 people were seriously injured in car accidents in Indiana. Close to a thousand people died in fatal traffic accidents that same year.<\/p>\r\n

Thankfully, most auto accidents are minor. The odds of you suffering severe bodily injury in a car crash are low. But that doesn’t mean you won’t have to file an insurance claim<\/a>. If the insurance company refuses to pay your car accident claim<\/a>, you may have to file a personal injury lawsuit<\/a>.<\/p>\r\n

Unfortunately, many people have no idea how the Indiana car accident settlement process works. They assume that all they have to do is file paperwork with the at-fault driver’s car insurance company. They don’t realize that the insurance carrier may deny or only pay part of your claim. If this happens, your car accident lawyer will file a car accident lawsuit against the other driver.<\/p>\r\n

The good news is that just because you sue the other driver doesn’t mean you’ll have to go to court. More than 95% of all car accident cases settle out of court<\/a>. Here, we’ll explain how car accident settlements work. We’ll also explain the damages your personal injury lawyer can demand on your behalf.<\/p>\r\n

Do I Need to Report a Car Accident in Indiana?<\/b><\/h2>\r\n

Indiana law requires that you file a car accident report in specific circumstances. You may face criminal charges if you don’t file your report within 10 days of the crash. The State of Indiana may also suspend your driver’s license.<\/p>\r\n

According to Indiana Vehicle Code \u00a7 9-26-1-1.1<\/a>, you must file a crash report<\/a> if any of the following are true:<\/p>\r\n