{"id":373216,"date":"2016-03-31T21:35:17","date_gmt":"2016-04-01T02:35:17","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/indiana-law\/indiana-credit-and-debit-card-fraud.html"},"modified":"2016-06-20T19:51:17","modified_gmt":"2016-06-21T00:51:17","slug":"indiana-credit-and-debit-card-fraud","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/indiana-law\/indiana-credit-and-debit-card-fraud.html","title":{"rendered":"Indiana Credit and Debit Card Fraud"},"content":{"rendered":"\n
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Indiana Credit and Debit Card Fraud<\/h1>\n
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Created by FindLaw’s team<\/a> of legal writers and editors<\/i><\/p>\n\n | Last updated\n

\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Debit cards and credit cards<\/a> are now used daily by many consumers. As debit and credit card use spreads, so does the fraudulent use of these cards<\/a>.<\/p>\n

Credit card fraud happens many ways. A thief can steal the physical card and use it at various stores. A hacker could steal just the card number and pin via his or her computer<\/a> or using an electronic card-skimming device and make online purchases with that account. Indiana has a law<\/a> specifically about having a credit card skimming device. If a person isn’t an authorized user of a debit or credit card, but uses it anyway, he or she can be charged with fraud in Indiana.<\/p>\n

The following table outlines the Indiana credit and debit card fraud laws.<\/p>\n\n

Code Sections<\/b><\/p>\n<\/td>\n

Indiana Code Sections 35-43-5-4 and 35-43-5-4.3<\/a><\/p>\n<\/td>\n<\/tr>

What is Prohibited?<\/b><\/p>\n<\/td>\n

Credit card fraud is prohibited by Indiana Code Section 35-43-5-4, which prohibits any of the following with the intent to defraud:<\/p>\n

Penalty<\/b><\/p>\n<\/td>\n

Penalties for credit card fraud in Indiana are punishable by the following sentencing ranges:<\/p>\n

Defenses<\/b><\/p>\n<\/td>\n

Some of the defenses you may wish to discuss with your criminal defense attorney<\/a> or public defender<\/a> are:<\/p>\n