{"id":373425,"date":"2016-12-06T17:25:46","date_gmt":"2016-12-06T22:25:46","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/kansas-law\/kansas-car-accident-settlement-process-and-timeline.html"},"modified":"2025-10-15T18:39:08","modified_gmt":"2025-10-15T23:39:08","slug":"kansas-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/kansas-law\/kansas-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Kansas Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Kansas Car Accident Settlement Process and Timeline<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/balrina-ahluwalia-esq\/\">Balrina Ahluwalia, Esq.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/laura-temme-esq\/\">Laura Temme, Esq.<\/a>\n                | Last updated\n        <time>\n                            October 15, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span> operates under a no-fault insurance system, meaning your own <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293046\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293046\">Personal Injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293046\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293046\"> Protection<\/span> coverage pays <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293060\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293060\">medical expenses<\/span> and lost wages regardless of who caused the accident. If you suffer <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293057\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293057\">serious injuries<\/span> meeting specific thresholds like permanent disfigurement or bone fractures, you can pursue additional compensation from the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293048\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293048\">at-fault <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293021\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293021\">driver<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293021\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293021\">&#8216;s <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span>.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>If you\u2019ve been in a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293054\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293054\">car accident<\/span>, you may be facing injuries, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293056\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293056\">property damage<\/span>, and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293030\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293030\">lost income<\/span>. Understanding the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-claims-and-settlements.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293024\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293024\">car accident<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293063\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293063\">settlement<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293063\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293063\"> process<\/span> <\/a>can help you get <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293047\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293047\">fair compensation<\/span> and avoid costly mistakes. <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span>\u2019s no-fault insurance system, comparative fault rules, and thresholds for filing third-party claims can make a\u00a0<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293012\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293012\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293012\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293012\"> case<\/span>\u00a0difficult to navigate without the benefit of legal expertise.<\/p>\n<p>After a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293054\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293054\">car accident<\/span> in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span>, it\u2019s a good idea to speak with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/kansas\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293016\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293016\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293016\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293016\"> attorney<\/span><\/a>. They can help you understand the full range of options available to fully compensate you for your losses and suffering. They can also negotiate with insurers to help you secure a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293035\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293035\">fair settlement<\/span>.<\/p>\n<p>In this article, we review important information for you to keep in mind as you embark upon this journey. We\u2019ll also give you an idea of what to expect from the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293064\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293064\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293064\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293064\"> claim<\/span> process in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span>.<\/p>\n<p>Let\u2019s begin with some steps you\u2019ll want to take right away.<\/p>\n<h2>Immediately After an Accident<\/h2>\n<p>In the immediate aftermath of a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293045\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293045\">vehicle accident<\/span>, there are several steps you\u2019ll want to take. <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident.html\">At the scene of the accident<\/a>:<\/p>\n<ul>\n<li>Call 911 for anyone needing immediate medical attention<\/li>\n<li>Request a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/obtaining-and-using-a-police-report.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293025\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293025\">police report<\/span><\/a> to help establish facts and identify the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293033\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293033\">at-fault party<\/span><\/li>\n<li>Get the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293048\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293048\">at-fault <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293021\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293021\">driver<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293021\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293021\">\u2019s <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span>\/policy number and contact information<\/li>\n<li>Photograph <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-property-damage-claims-faq.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293056\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293056\">property damage<\/span><\/a>, the accident scene, and any visible injuries<\/li>\n<li>Get <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293038\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293038\">phone numbers<\/span>\/contact information from any accident witnesses<\/li>\n<\/ul>\n<p>If you\u2019re hurt, seek <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293059\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293059\">medical treatment<\/span>. This includes going even if you\u2019re not sure your injuries are serious.<\/p>\n<h2>Medical Care<\/h2>\n<p>Some <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293037\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293037\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293037\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293037\"> injury<\/span> symptoms don\u2019t appear immediately. Even if you feel fine, get checked out by a health care provider. This creates a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293011\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293011\">medical record<\/span> linking potential injuries to the accident. These records help:<\/p>\n<ul>\n<li>Prove your <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-lawsuit-basics.html#:~:text=Seeking%20Medical%20Treatment%20and%20Collecting%20Medical%20Records\/Bills\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293060\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293060\">medical expenses<\/span><\/a><\/li>\n<li>Establish the seriousness of your injuries<\/li>\n<li>Support your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293014\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293014\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293014\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293014\"> claim<\/span><\/li>\n<\/ul>\n<p>If you&#8217;re worried about paying <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293055\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293055\">medical bills<\/span> before receiving compensation, talk to your lawyer. They may be able to connect you with providers who can wait for payment until you receive your settlement check.<\/p>\n<p>Your next step should be to file a claim with your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span>.<\/p>\n<h2>Insurance Requirements<\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293032\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293032\">Kansas<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293032\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293032\"> law<\/span> requires all drivers to carry certain types of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293061\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293061\">car insurance<\/span>. These include:<\/p>\n<ul>\n<li><strong><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293046\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293046\">Personal Injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293046\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293046\"> Protection<\/span> (PIP)<\/strong>: Covers your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293060\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293060\">medical expenses<\/span>, <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/how-to-calculate-lost-wages-in-a-car-accident-claim.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293030\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293030\">lost income<\/span><\/a>, and other costs regardless of fault<\/li>\n<li><strong>Liability insurance<\/strong>: Pays for damages you cause to others<\/li>\n<li><strong>Uninsured\/<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293043\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293043\">Underinsured Motorist<\/span> (UM\/UIM) coverage<\/strong>: Protects you if the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293048\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293048\">at-fault driver<\/span> has <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/underinsured-motorist-property-damage-coverage-and-claims.html\">no insurance, too little insurance<\/a>, or if you\u2019re a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293044\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293044\">hit-and-run<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293017\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293017\">accident victim<\/span><\/li>\n<\/ul>\n<p>After a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293026\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293026\">car wreck<\/span>, you must first file a PIP claim with your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293022\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293022\">own <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\"> company<\/span>.<\/p>\n<h2>Claims Process<\/h2>\n<p>Regardless of whose fault the accident was, contact your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span> to report the accident. The sooner you do this after the accident, the better. Some companies have phone apps to make reporting from the scene of the accident easier.<\/p>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span> is a no\u2011fault state. This means your insurance pays certain benefits regardless of who caused the accident. For injuries, your own PIP coverage pays certain <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293049\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293049\">medical costs<\/span> and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293030\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293030\">lost income<\/span>, no matter who caused the collision. Reporting the accident to your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span> begins <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\">the claims process<\/a>. This can take weeks to months, depending on the specifics.<\/p>\n<p>At this time, you\u2019ll also submit the documentation you\u2019ve collected thus far. An <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293028\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293028\">insurance adjuster<\/span> will review your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293055\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293055\">medical bills<\/span>, pay stubs, and other evidence. After they verify and approve your expenses, they\u2019ll either reimburse you or pay your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293036\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293036\">medical providers<\/span> directly from your PIP policy.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293057\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293057\">Serious Injuries<\/span><\/h2>\n<p>PIP <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/understanding-insurance-limits.html\">coverage has limits<\/a>, and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293057\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293057\">serious injuries<\/span> often exceed these amounts. If that\u2019s your case, you may be able to bring a third-party claim against the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293033\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293033\">at-fault party<\/span>\u2019s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span>. To do so, you must have exhausted your <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/how-does-pip-insurance-work-5-common-questions\/\">PIP benefits<\/a>. You also must have injuries that meet <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span>\u2019 <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293057\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293057\">serious injury<\/span> threshold. This threshold means the injury has resulted in one or more of the following:<\/p>\n<ul>\n<li>Permanent disfigurement\/injury<\/li>\n<li>Permanent loss of a body function<\/li>\n<li>Fracture of a weight-bearing bone<\/li>\n<li>Death<\/li>\n<\/ul>\n<p>Medical documentation and legal analysis are often needed to determine if injuries meet the threshold. These claims are usually filed after you\u2019ve reached <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-process-and-timeline.html#:~:text=What%20Is%20Maximum%20Medical%20Improvement%20in%20Personal%20Injury%20Cases%3F\">maximum medical improvement (MMI)<\/a>. This means your condition has stabilized, and your doctors don\u2019t expect further recovery. This is often within a year of the accident.<\/p>\n<h2>Third-Party Claims<\/h2>\n<p>A claim with the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293048\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293048\">at-fault driver<\/span>\u2019s insurer notifies them that you are seeking compensation beyond what your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293022\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293022\">own <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293015\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293015\">insurance<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293015\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293015\"> policy<\/span> covers. As part of this process, your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293010\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293010\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293010\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293010\"> attorney<\/span> may send a demand letter.<\/p>\n<p>This often includes:<\/p>\n<ul>\n<li>Detailed account of the accident<\/li>\n<li>Explanation of why the other party is liable<\/li>\n<li>Documentation of your <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-kinds-of-damages-may-i-claim-for-car-accident-injuries.html\">economic and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293041\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293041\">non-economic damages<\/span><\/a><\/li>\n<li>Proposed <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293018\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293018\">settlement amount<\/span><\/li>\n<li>Timeline for the insurer to respond<\/li>\n<li>Statement of intent to sue if the claim isn\u2019t resolved<\/li>\n<\/ul>\n<p>It\u2019s not common for an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span> to pay the amount in your demand letter. Instead, this starts the negotiation process for your third-party <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293014\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293014\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293014\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293014\"> claim<\/span>.<\/p>\n<h2>Negotiations<\/h2>\n<p>The <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293051\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293051\">insurance company<\/span> may respond with a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293034\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293034\">settlement offer<\/span>, often <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/when-the-car-insurance-settlement-offer-is-too-low.html\">lower than what you deserve<\/a>. Your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293016\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293016\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293016\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293016\"> attorney<\/span> can negotiate for a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293035\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293035\">fair settlement<\/span> that reflects:<\/p>\n<ul>\n<li>Your remaining expenses<\/li>\n<li><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293056\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293056\">Property damage<\/span><\/li>\n<li><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293041\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293041\">Non-economic damages<\/span>, like pain and suffering<\/li>\n<\/ul>\n<p>Most <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293024\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293024\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293024\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293024\"> settlements<\/span> are reached after a few months of negotiations. If the insurer won&#8217;t offer a fair amount or if talks stall, you may want to proceed with a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293042\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293042\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293042\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293042\"> lawsuit<\/span> to keep the case moving and protect the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293019\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293019\">statute of limitations<\/span>.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293019\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293019\">Statute of Limitations<\/span><\/h2>\n<p>In <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span>, you have two years from the accident date to file a claim for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293056\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293056\">property damage<\/span>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293052\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293052\">personal injury<\/span>, or <a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/wrongful-death-overview.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293027\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293027\">wrongful death<\/span><\/a> from a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293054\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293054\">car accident<\/span>.<\/p>\n<p>This <a href=\"https:\/\/www.findlaw.com\/state\/illinois-law\/illinois-statutes-of-limitations.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293019\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293019\">statute of limitations<\/span><\/a> means you have two years to either reach a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293024\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293024\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293024\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293024\"> settlement<\/span> or file a lawsuit. If you miss this deadline, you could lose your right to seek compensation. Your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293054\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293054\">car accident<\/span> or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293023\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293023\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293023\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293023\"> lawyer<\/span> will keep a close eye on this deadline.<\/p>\n<h2>Comparative Fault<\/h2>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span> follows a modified <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/comparative-negligence.html\">comparative fault<\/a> approach for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293026\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293026\">car wrecks<\/span>. This means you can recover for injuries and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293056\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293056\">property damage<\/span> only if you are less than 50% at fault. If you are partially at fault, the amount you recover is reduced by the percentage you&#8217;re at fault.<\/p>\n<p>For example, let\u2019s say you\u2019re 30% at fault for an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293013\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293013\">auto accident<\/span>. If your damages total $10,000, you\u2019ll recover $7,000 under <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293032\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293032\">Kansas<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293032\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293032\"> law<\/span>.<\/p>\n<h2>Getting <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293031\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293031\">Legal Advice<\/span><\/h2>\n<p>Whether your accident occurs in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293050\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293050\">Topeka<\/span>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293062\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293062\">Kansas<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293062\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293062\"> City<\/span>, or elsewhere in <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293053\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293053\">Kansas<\/span>, a skilled lawyer can help you understand your rights and fight for <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293047\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293047\">fair compensation<\/span>. It\u2019s a good idea for you to speak with an attorney early on to ensure you preserve all your legal options.<\/p>\n<p><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/kansas\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">Findlaw offers a directory of credible <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293029\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293029\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293029\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293029\"> lawyers<\/span><\/a> and <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/kansas\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293010\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293010\">personal injury<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293010\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293010\"> attorneys<\/span><\/a>, which can be a solid place to start. It allows you to review ratings and background information for legal advisors in your area. Many offer <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_48293039\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"48293039\">free case evaluations<\/span>, which can put you at ease and help you determine the best way to proceed.<\/p>\n<p>Enlist the help of a trusted advocate to protect your interests. They just might be your most important ally at this overwhelming time.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n 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3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state.html\">\n                        Find Your State&#8217;s Laws\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/all-topics.html\">\n                        View All State Law Topics\n                    <\/a>\n             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href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Discover the best ways to navigate Kansas car accident settlements with FindLaw&#8217;s guide. Learn about no-fault insurance, PIP coverage, serious injury thresholds, third-party claims, and the settlement timeline in Kansas.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":373412,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[2958],"flmsa":[],"class_list":["post-373425","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_17_7"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/373425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=373425"}],"version-history":[{"count":1,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/373425\/revisions"}],"predecessor-version":[{"id":399163,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/373425\/revisions\/399163"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/373412"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=373425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=373425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=373425"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=373425"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=373425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}